account payee only

简明释义

只付给收款人

英英释义

A restriction on a cheque or payment instrument indicating that it can only be deposited into the bank account of the person or entity named on it.

一种对支票或支付工具的限制,指明该支票或支付工具只能存入其上所列的个人或实体的银行账户。

例句

1.You should request your payments to be issued as 'account payee only' for security reasons.

出于安全考虑,您应该要求将付款以‘仅限账户收款人’的形式发放。

2.Please make sure to write 'account payee only' on the back of the check.

请确保在支票背面写上‘仅限账户收款人’。

3.To prevent fraud, always ask for 'account payee only' on large payments.

为防止欺诈,总是要求在大额付款中使用‘仅限账户收款人’。

4.When you deposit a check marked 'account payee only', it can only be deposited into your account.

当您存入一张标记为‘仅限账户收款人’的支票时,它只能存入您的账户。

5.The bank will not accept any checks that are not marked as 'account payee only'.

银行不会接受任何没有标记为‘仅限账户收款人’的支票。

作文

In today’s financial world, understanding banking terminologies is crucial for effective money management. One such term that often appears in the context of checks and payments is account payee only. This phrase indicates a specific instruction regarding how a check can be processed. When a check is marked as account payee only, it means that the funds can only be deposited into the account of the person or entity to whom the check is made out. This restriction is designed to provide an additional layer of security, ensuring that the money does not fall into the hands of unintended recipients. The importance of this term cannot be overstated, especially in a world where financial fraud is prevalent. By using the account payee only designation, individuals can protect themselves from potential scams. For instance, if someone were to lose a check made out to them, a thief could easily cash it if there were no restrictions. However, with the account payee only stipulation, the thief would be unable to cash the check, as they do not own the account to which the funds must be deposited.Furthermore, this term is not just relevant for individuals; businesses also benefit greatly from utilizing account payee only checks. Companies often deal with large sums of money, and having the ability to restrict who can access these funds is vital for maintaining financial integrity. For example, if a company issues a payroll check to an employee, marking it as account payee only ensures that the employee is the sole recipient of those funds, thereby preventing any unauthorized cashing of the check.Moreover, understanding the implications of account payee only can also help individuals navigate their finances more effectively. It encourages people to be more vigilant about their financial transactions. When writing a check, one should always consider whether to include this phrase to enhance security. Additionally, it serves as a reminder to keep track of issued checks and to whom they are made out. This practice can help avoid confusion and potential disputes over payments.In conclusion, the phrase account payee only serves as a critical component in the realm of financial transactions. It not only provides security for both individuals and businesses but also promotes responsible financial practices. As we continue to engage in various forms of payment, it is essential to understand and utilize such terms to safeguard our financial interests. By doing so, we can navigate the complex world of finance with greater confidence and security.

在当今的金融世界中,理解银行术语对于有效的资金管理至关重要。其中一个常常出现在支票和付款上下文中的术语是账户收款专用。这个短语表示关于支票如何处理的具体指示。当一张支票被标记为账户收款专用时,这意味着资金只能存入支票上所写的个人或实体的账户。这一限制旨在提供额外的安全层,确保资金不会落入意想不到的接收者手中。这个术语的重要性不容小觑,尤其是在金融欺诈盛行的世界中。通过使用账户收款专用的规定,个人可以保护自己免受潜在的诈骗。例如,如果某人丢失了一张开给他们的支票,窃贼可能会轻易地兑现它,如果没有任何限制。然而,带有账户收款专用的条款,窃贼将无法兑现支票,因为他们并不拥有必须存入的账户。此外,这个术语不仅与个人相关;企业也非常受益于使用账户收款专用支票。公司通常处理大量资金,能够限制谁可以访问这些资金对于维护财务完整性至关重要。例如,如果一家公司向员工发放工资支票,将其标记为账户收款专用确保该员工是这些资金的唯一接收者,从而防止任何未经授权的支票兑现。此外,理解账户收款专用的含义还可以帮助个人更有效地管理自己的财务。它鼓励人们更加警惕自己的财务交易。在开支票时,人们应该始终考虑是否包含此短语以增强安全性。此外,它还提醒人们保持对已开支票及其收款人的跟踪。这种做法有助于避免对付款的混淆和潜在争议。总之,短语账户收款专用在金融交易领域中起着关键作用。它不仅为个人和企业提供安全保障,还促进了负责任的财务实践。随着我们继续参与各种形式的支付,理解和利用这样的术语以保护我们的财务利益至关重要。通过这样做,我们可以更自信、更安全地在复杂的金融世界中航行。

相关单词

payee

payee详解:怎么读、什么意思、用法