bearer; holder

简明释义

执票人

英英释义

例句

1.The bearer of this document is entitled to claim the prize.

此文件的持有人有权领取奖品。

2.The bearer of the check must present identification.

支票的持有人必须出示身份证明。

3.As a holder of a valid passport, you can travel internationally.

作为有效护照的持有者，你可以进行国际旅行。

4.Only the holder of the credit card can authorize transactions.

只有信用卡的持有者可以授权交易。

5.The bearer of the ticket can enter the concert without any issues.

票的持有人可以顺利进入音乐会。

作文

In the world of finance and legal documents, the terms bearer and holder play crucial roles in defining ownership and rights. A bearer refers to a person or entity that possesses a document, such as a check or bond, that is payable to whoever holds it. This means that the bearer can claim the value associated with that document without needing to prove their identity. For example, if someone has a bearer bond, they can cash it in simply by presenting it to the bank, making it a convenient but risky form of asset because it can easily be lost or stolen. On the other hand, a holder typically refers to someone who has a legal claim to an asset based on their name being written on the document. For instance, if a check is made out to 'John Doe', only John Doe, as the holder, can cash it. This distinction is vital as it affects how assets are transferred and who has the right to access them.Understanding the difference between a bearer and a holder is essential for anyone engaging in financial transactions. The concept of a bearer is often associated with ease of transfer, as it allows for anonymous ownership. However, this anonymity also comes with risks; if a bearer loses the document, anyone who finds it can claim it as their own. In contrast, the holder has a more secure position because ownership is tied to their identity. This means that even if a holder loses a document, they can often recover it by proving their identity and ownership.In practical terms, the implications of being a bearer or a holder can affect various aspects of financial management and legal responsibility. For instance, businesses that issue bearer shares may face challenges related to transparency and accountability, as it can be difficult to track who actually owns the shares. Conversely, the use of registered shares, where the holder is recorded, provides a clearer picture of ownership and can help prevent fraud.Moreover, recent trends in digital currencies and blockchain technology have introduced new dimensions to the concepts of bearer and holder. Cryptocurrencies like Bitcoin operate similarly to bearer instruments, where ownership is determined by possession of private keys. This creates a situation where the bearer of the key has complete control over the associated assets, again highlighting the risks involved in losing access to these keys.In conclusion, the terms bearer and holder are integral to understanding ownership in both traditional and modern financial contexts. Each has its advantages and disadvantages, impacting how assets are managed and transferred. By grasping the nuances between a bearer and a holder, individuals and businesses can make more informed decisions regarding their financial dealings and better protect their assets.

在金融和法律文件的世界中，持有人和持有者这两个术语在定义所有权和权利方面发挥着关键作用。持有人指的是拥有某个文件的人或实体，例如支票或债券，这些文件是支付给任何持有它的人。这意味着持有人可以在不需要证明其身份的情况下索取与该文件相关的价值。例如，如果某人拥有一张持有人债券，他们只需向银行出示该债券即可兑现，这使得这种资产形式方便但风险较高，因为它很容易丢失或被盗。另一方面，持有者通常指的是根据他们的名字写在文件上的法律索赔者。例如，如果支票是开给“约翰·多”的，那么只有约翰·多作为持有者才能兑现。这一区别至关重要，因为它影响资产如何转移以及谁有权访问这些资产。理解持有人和持有者之间的区别对于任何参与金融交易的人来说都是必不可少的。持有人的概念通常与转让的便利性相关，因为它允许匿名所有权。然而，这种匿名性也带来了风险；如果持有人丢失了文件，任何找到它的人都可以声称它是自己的。相比之下，持有者的地位更为安全，因为所有权与他们的身份挂钩。这意味着即使持有者丢失了文件，他们通常可以通过证明自己的身份和所有权来恢复它。在实际操作中，成为持有人或持有者的影响可能会影响财务管理和法律责任的各个方面。例如，发行持有人股份的企业可能面临与透明度和问责制相关的挑战，因为跟踪实际拥有股份的人可能会很困难。相反，使用注册股份，其中持有者被记录，可以提供更清晰的所有权图景，并有助于防止欺诈。此外，最近数字货币和区块链技术的发展为持有人和持有者的概念引入了新的维度。像比特币这样的加密货币类似于持有人工具，其所有权由私钥的拥有情况决定。这创造了一种情况，即拥有密钥的持有人对相关资产拥有完全控制权，再次强调了失去对这些密钥的访问所涉及的风险。总之，持有人和持有者这两个术语对于理解传统和现代金融环境中的所有权至关重要。每种方式都有其优缺点，影响资产的管理和转移。通过掌握持有人和持有者之间的细微差别，个人和企业可以在财务交易中做出更明智的决策，更好地保护他们的资产。