straight bond

简明释义

直接债券

英英释义

例句

1.A straight bond 直债 pays interest at regular intervals until maturity.

一只直债 straight bond在到期之前定期支付利息。

2.Investors often prefer a straight bond 直债 for its predictable interest payments.

投资者通常更喜欢<在span>直债 straight bond，因为它的利息支付可预测。

3.Companies issue straight bonds 直债 to raise capital for expansion.

公司发行直债 straight bonds以筹集扩展资金。

4.The risk associated with a straight bond 直债 is generally lower than that of a convertible bond.

与直债 straight bond相关的风险通常低于可转换债券。

5.A straight bond 直债 typically has a fixed maturity date.

一只直债 straight bond 通常有一个固定的到期日。

作文

In the world of finance, understanding various types of securities is crucial for making informed investment decisions. One such type is the straight bond, which plays a significant role in the bond market. A straight bond is essentially a debt security that provides fixed interest payments to its holders until maturity, at which point the principal amount is repaid. This straightforward nature makes straight bonds an attractive option for conservative investors seeking stable income. The primary appeal of a straight bond lies in its predictability. Investors can anticipate regular interest payments, typically semi-annually, which can help in budgeting and financial planning. Unlike other complex financial instruments, such as convertible bonds or callable bonds, straight bonds do not come with additional features that might complicate their valuation. This simplicity allows investors to focus on the bond’s yield and credit quality without worrying about intricate terms. Moreover, straight bonds are usually issued by corporations, municipalities, or governments, which means they can vary significantly in terms of risk and return. Government-issued straight bonds, often referred to as treasury bonds in the United States, are generally considered low-risk investments due to the backing of the government. In contrast, corporate straight bonds may carry higher risks depending on the issuing company's creditworthiness. Thus, understanding the issuer's financial health is essential when investing in straight bonds. Another important aspect to consider is the interest rate environment, which can significantly affect the value of straight bonds. When interest rates rise, the price of existing straight bonds typically falls, as newer bonds are issued with higher yields. Conversely, when interest rates decline, existing bonds become more valuable. This inverse relationship highlights the importance of timing and market conditions when investing in straight bonds. Investors should also be aware of the tax implications associated with straight bonds. Interest income from these bonds may be subject to federal, state, and local taxes, depending on the issuer and the investor's jurisdiction. Some municipal straight bonds may offer tax-exempt interest, making them particularly appealing for investors in higher tax brackets. In conclusion, the straight bond is a fundamental investment vehicle that offers predictable income and relative safety. Its straightforward structure makes it accessible for both novice and experienced investors. However, it is essential to consider factors such as issuer credit quality, interest rate movements, and tax implications when incorporating straight bonds into an investment portfolio. By understanding these elements, investors can effectively use straight bonds to achieve their financial goals while managing risk prudently.

在金融世界中，理解各种证券类型对于做出明智的投资决策至关重要。其中一种类型是直债，它在债券市场中扮演着重要角色。直债本质上是一种债务证券，为持有者提供固定的利息支付，直到到期时偿还本金。这种简单明了的性质使得直债成为寻求稳定收入的保守投资者的一个有吸引力的选择。直债的主要吸引力在于其可预测性。投资者可以预期定期的利息支付，通常是每六个月一次，这有助于预算和财务规划。与其他复杂的金融工具（如可转换债券或可赎回债券）不同，直债没有附加的特征，这可能会使其估值复杂化。这种简单性使得投资者能够专注于债券的收益率和信用质量，而无需担心复杂的条款。此外，直债通常由公司、地方政府或国家发行，这意味着它们在风险和回报方面可能会有显著差异。政府发行的直债，在美国通常被称为国债，因政府的支持而被认为是低风险投资。相反，企业发行的直债可能会根据发行公司的信用状况承担更高的风险。因此，在投资直债时，了解发行者的财务健康状况至关重要。另一个需要考虑的重要方面是利率环境，这可能会显著影响直债的价值。当利率上升时，现有的直债价格通常会下跌，因为新发行的债券具有更高的收益率。相反，当利率下降时，现有债券的价值会增加。这种反向关系突显了在投资直债时，时机和市场条件的重要性。投资者还应注意与直债相关的税收影响。这些债券的利息收入可能会根据发行者和投资者的管辖权而受到联邦、州和地方税的征收。一些市政直债可能提供免税利息，使其对高税率投资者特别有吸引力。总之，直债是一种基本的投资工具，提供可预测的收入和相对安全。其简单的结构使其对新手和经验丰富的投资者都很容易接触。然而，在将直债纳入投资组合时，考虑发行者的信用质量、利率变动和税收影响等因素至关重要。通过理解这些要素，投资者可以有效地利用直债实现他们的财务目标，同时谨慎管理风险。