direct debiting; direct debit

简明释义

直接记入借方

英英释义

例句

1.I set up a direct debit to pay my monthly utility bills automatically.

我设置了一个直接借记，以自动支付我的每月水电费。

2.I forgot to update my bank details for the direct debit, and my payment was declined.

我忘记更新我的银行信息以进行直接借记，导致我的付款被拒绝。

3.Many people prefer direct debiting because it saves time and avoids late payments.

许多人更喜欢直接借记，因为这节省时间并避免逾期付款。

4.The company offers a discount for customers who choose direct debiting for their subscriptions.

该公司为选择直接借记订阅的客户提供折扣。

5.You can cancel your direct debit at any time by contacting your bank.

您可以随时通过联系银行取消您的直接借记。

作文

In today's fast-paced world, managing finances can be a daunting task. With numerous bills to pay and subscriptions to keep track of, many people are looking for ways to simplify their financial management. One such method that has gained popularity is direct debiting, often referred to as direct debit. This system allows individuals and businesses to automate their payments, ensuring that bills are paid on time without the need for manual intervention.The concept of direct debiting is relatively simple. It involves setting up an agreement with a bank or financial institution that authorizes a third party to withdraw funds directly from an individual's account. This arrangement is commonly used for recurring expenses such as utility bills, mortgage payments, and insurance premiums. By utilizing direct debit, consumers can avoid late fees and the stress of remembering due dates.One of the key advantages of direct debiting is convenience. Once the initial setup is complete, payments are automatically deducted from the account at the specified intervals. This means that individuals do not have to worry about writing checks or making online payments each month. Additionally, many companies offer discounts to customers who choose direct debit as their payment method, further incentivizing its use.Another significant benefit of direct debiting is improved budgeting. Since the amounts and dates of withdrawals are known in advance, individuals can better manage their finances. They can plan their spending around these fixed costs, leading to more effective budgeting and financial planning. Furthermore, direct debit can help individuals build a positive credit history by ensuring that payments are made on time.However, it is essential to approach direct debiting with caution. While it offers numerous benefits, there are potential downsides that consumers should be aware of. For instance, if a mistake occurs and an incorrect amount is withdrawn, it can lead to financial strain. In such cases, it is crucial to contact the bank immediately to rectify the situation. Additionally, individuals must ensure that they have sufficient funds in their accounts to cover the withdrawals; otherwise, they may incur overdraft fees.Security is another concern associated with direct debiting. Consumers must be diligent in choosing reputable companies to set up direct debit arrangements with. Providing access to one's bank account requires a level of trust, and it is vital to ensure that the company has a good track record and robust security measures in place.In conclusion, direct debiting is a valuable tool for managing finances in our busy lives. Its convenience and ability to streamline payments make it an attractive option for many consumers. However, it is essential to remain vigilant and informed about the potential risks involved. By understanding how direct debit works and taking necessary precautions, individuals can harness its benefits while minimizing potential drawbacks. As technology continues to evolve, direct debiting will likely become an even more integral part of personal finance management, helping individuals stay organized and financially secure.

在当今快节奏的世界中，管理财务可能是一项艰巨的任务。面对众多账单和需要跟踪的订阅，许多人正在寻找简化财务管理的方法。其中一种日益流行的方法是直接扣款，通常被称为直接借记。该系统允许个人和企业自动化他们的支付，确保账单按时支付，而无需人工干预。直接扣款的概念相对简单。它涉及与银行或金融机构签订协议，授权第三方直接从个人账户中提取资金。这种安排通常用于定期开支，如水电费、抵押贷款和保险费。通过利用直接借记，消费者可以避免滞纳金和记住到期日的压力。直接扣款的一个主要优点是便利性。一旦完成初始设置，款项将在指定的时间间隔内自动从账户中扣除。这意味着个人不必每个月都担心写支票或进行在线支付。此外，许多公司为选择直接借记作为支付方式的客户提供折扣，进一步激励其使用。直接扣款的另一个显著好处是改善预算。由于提款的金额和日期是提前知道的，个人可以更好地管理他们的财务。他们可以围绕这些固定成本计划支出，从而实现更有效的预算和财务规划。此外，直接借记可以通过确保按时付款来帮助个人建立积极的信用记录。然而，必须谨慎对待直接扣款。虽然它提供了许多好处，但消费者应该意识到潜在的缺点。例如，如果发生错误并提取了不正确的金额，可能会导致财务压力。在这种情况下，立即联系银行以纠正情况至关重要。此外，个人必须确保账户中有足够的资金来覆盖提款；否则，他们可能会产生透支费用。安全性是与直接扣款相关的另一个问题。消费者在与公司建立直接借记安排时，必须谨慎选择信誉良好的公司。提供对银行账户的访问权限需要一定程度的信任，因此确保公司有良好的记录和健全的安全措施至关重要。总之，直接扣款是我们繁忙生活中管理财务的宝贵工具。它的便利性和简化支付的能力使其成为许多消费者的吸引选项。然而，保持警惕并了解潜在风险是至关重要的。通过了解直接借记的工作原理并采取必要的预防措施，个人可以利用其好处，同时将潜在缺点降到最低。随着技术的不断发展，直接扣款可能会成为个人财务管理中更为重要的一部分，帮助个人保持有序和财务安全。