the insured property

简明释义

支配托保财产

英英释义

例句

1.You must notify your insurer about any changes made to the insured property.

您必须通知保险公司对被保险财产所做的任何更改。

2.The insurance company will assess any damage to the insured property before processing the claim.

保险公司将在处理索赔之前评估对被保险财产的任何损害。

3.The policy covers theft and vandalism affecting the insured property.

该政策涵盖影响被保险财产的盗窃和破坏行为。

4.Always keep receipts for improvements made to the insured property for future claims.

始终保留对被保险财产所做改进的收据，以备将来索赔之用。

5.In case of a natural disaster, make sure to document the insured property thoroughly.

在自然灾害发生时，确保对被保险财产进行详细记录。

作文

In today's world, insurance plays a crucial role in providing financial security and peace of mind. One of the key concepts in insurance is the insured property, which refers to the specific items or assets that are covered by an insurance policy. Understanding the insured property is essential for both policyholders and insurers alike, as it defines the scope of coverage and the potential risks involved. When individuals or businesses purchase an insurance policy, they must clearly identify the insured property. This could include a wide range of items such as homes, vehicles, personal belongings, or commercial assets. For instance, a homeowner’s insurance policy will typically cover the insured property like the house itself, along with its contents, such as furniture and appliances. Similarly, a car insurance policy will protect the insured property in the form of the vehicle against theft, damage, or accidents.The importance of accurately defining the insured property cannot be overstated. If a claim arises due to damage or loss, the insurance company will only compensate for the insured property that was explicitly listed in the policy. This means that if a policyholder fails to include certain items, they may not receive any compensation for those losses. Therefore, it is vital for individuals and businesses to thoroughly assess their assets and ensure that all valuable items are correctly identified as the insured property in their insurance policy.Moreover, the value assigned to the insured property also plays a significant role in determining the premium rates of the insurance policy. Insurers will evaluate the risk associated with the insured property based on its value, location, and potential hazards. For example, a high-value property located in an area prone to natural disasters may result in higher premiums compared to a lower-value property in a safer location. Therefore, understanding the implications of the insured property can help policyholders make informed decisions about their insurance coverage and costs.Additionally, it is important to regularly review and update the list of the insured property. As life circumstances change—such as moving to a new home, purchasing new items, or selling old ones—policyholders should ensure that their insurance policies reflect these changes. Failing to do so may leave them underinsured or overpaying for coverage they no longer need.In conclusion, the insured property is a fundamental aspect of any insurance policy, representing the items and assets that are protected against various risks. A clear understanding of the insured property not only helps in maximizing coverage but also aids in navigating the complexities of insurance claims. By accurately identifying, valuing, and regularly updating the insured property, individuals and businesses can safeguard their financial interests and achieve greater peace of mind in an unpredictable world.

在当今世界，保险在提供财务安全和内心平静方面发挥着至关重要的作用。保险中的一个关键概念是被保险财产，指的是保险政策所覆盖的特定物品或资产。理解被保险财产对投保人和保险公司来说都至关重要，因为它定义了保障范围和潜在风险。当个人或企业购买保险政策时，他们必须清楚地识别出被保险财产。这可能包括各种各样的项目，如房屋、车辆、个人财物或商业资产。例如，房主的保险政策通常会涵盖被保险财产，如房屋本身以及其内容物，如家具和电器。类似地，汽车保险政策将保护被保险财产，即车辆免受盗窃、损坏或事故的影响。准确界定被保险财产的重要性不容小觑。如果由于损坏或丢失而提出索赔，保险公司只会对在保单中明确列出的被保险财产进行赔偿。这意味着如果投保人未能包括某些物品，他们可能不会获得这些损失的任何赔偿。因此，个人和企业必须彻底评估其资产，确保所有有价值的物品在其保险政策中被正确识别为被保险财产。此外，分配给被保险财产的价值在确定保险政策的保费率方面也起着重要作用。保险公司将根据被保险财产的价值、位置和潜在危险评估相关风险。例如，位于自然灾害频发地区的高价值财产，相比于位于安全地点的低价值财产，可能导致更高的保费。因此，理解被保险财产的含义可以帮助投保人做出明智的保险覆盖和成本决策。此外，定期审查和更新被保险财产的清单也很重要。随着生活环境的变化——例如搬到新家、购买新物品或出售旧物——投保人应确保他们的保险政策反映这些变化。不这样做可能会使他们面临保险不足或支付不再需要的保险的情况。总之，被保险财产是任何保险政策的基本方面，代表着受到各种风险保护的物品和资产。清晰理解被保险财产不仅有助于最大化保障，还帮助理清保险索赔的复杂性。通过准确识别、评估和定期更新被保险财产，个人和企业可以保护他们的财务利益，并在不可预测的世界中获得更大的内心平静。