expenditure ratio

简明释义

支出比

英英释义

The expenditure ratio is a financial metric that compares the total expenses of an organization or individual to their total income, often expressed as a percentage.

支出比率是一个财务指标,它将一个组织或个人的总支出与其总收入进行比较,通常以百分比形式表示。

例句

1.The government released a report detailing the expenditure ratio 支出比率 for public services in the last fiscal year.

政府发布了一份报告,详细说明了上一个财政年度公共服务的expenditure ratio 支出比率

2.In budgeting, understanding the expenditure ratio 支出比率 can help in making informed financial decisions.

在预算中,理解expenditure ratio 支出比率可以帮助做出明智的财务决策。

3.A lower expenditure ratio 支出比率 suggests that the company is managing its resources more efficiently.

较低的expenditure ratio 支出比率表明公司在更有效地管理其资源。

4.Investors often look at the expenditure ratio 支出比率 to assess the financial health of a business.

投资者通常关注expenditure ratio 支出比率以评估企业的财务健康状况。

5.The company's expenditure ratio 支出比率 has increased over the last quarter, indicating higher operational costs.

公司的expenditure ratio 支出比率在上个季度有所增加,表明运营成本上升。

作文

In today's rapidly changing economy, understanding financial metrics is crucial for both individuals and businesses. One of the key metrics that often comes into play is the expenditure ratio, which refers to the proportion of income that is spent on various expenses. This concept is vital for budgeting and financial planning, as it provides insights into spending habits and helps in making informed decisions about savings and investments.The expenditure ratio can be calculated by dividing total expenses by total income. For instance, if a person earns $5,000 a month and spends $3,000, their expenditure ratio would be 0.6 or 60%. This means that 60% of their income goes towards expenses, leaving 40% available for savings or discretionary spending. By analyzing this ratio, individuals can determine whether they are living within their means or if adjustments need to be made to their spending habits.For businesses, the expenditure ratio serves a similar purpose. Companies often track their operating expenses against their revenue to assess profitability. A high expenditure ratio may indicate that a business is overspending relative to its income, which can lead to financial instability. On the other hand, a lower ratio suggests better management of resources and a healthier bottom line. Business leaders use this information to make strategic decisions, such as cutting costs or reallocating resources to more profitable ventures.Moreover, the expenditure ratio can vary significantly across different sectors and industries. For example, a tech startup might have a higher expenditure ratio during its initial growth phase due to heavy investments in research and development. In contrast, a well-established company may have a more stable ratio as it has already optimized its operations. Understanding these differences is essential for investors who want to evaluate the financial health of a company before making investment decisions.Another important aspect of the expenditure ratio is its role in personal finance. Individuals who track their expenditure ratio can identify areas where they may be overspending and make necessary adjustments. For instance, if someone realizes that a significant portion of their income is going towards dining out, they might decide to cook at home more often to reduce expenses. This awareness can lead to better financial health and increased savings over time.In conclusion, the expenditure ratio is a powerful tool for both individuals and businesses. It provides valuable insights into spending patterns and helps in making informed financial decisions. By understanding and monitoring their expenditure ratio, people can achieve better financial stability and companies can enhance their profitability. As we navigate through our financial journeys, keeping an eye on the expenditure ratio can guide us towards a more secure and prosperous future.

在当今快速变化的经济中,理解财务指标对个人和企业都至关重要。其中一个关键指标就是支出比率,它指的是用于各种费用的收入比例。这个概念对于预算和财务规划至关重要,因为它提供了对消费习惯的洞察,并帮助做出关于储蓄和投资的明智决策。支出比率可以通过将总支出除以总收入来计算。例如,如果一个人每月收入5000美元,支出3000美元,那么他们的支出比率将是0.6或60%。这意味着他们的60%收入用于支出,剩下的40%可用于储蓄或自由支出。通过分析这个比率,个人可以判断自己是否在量入为出,或者是否需要对消费习惯进行调整。对于企业而言,支出比率同样起着类似的作用。公司通常会跟踪其运营费用与收入的关系,以评估盈利能力。如果支出比率过高,可能表明企业相对于收入过度支出,这可能导致财务不稳定。另一方面,较低的比率则表明资源管理更好,财务状况更健康。企业领导者利用这些信息做出战略决策,例如削减成本或将资源重新分配到更有利可图的项目上。此外,支出比率在不同的行业和领域之间可能差异显著。例如,科技初创公司在初期增长阶段可能会由于大量投资于研发而具有较高的支出比率。相比之下,一家成熟的公司在优化了运营后,其比率可能更加稳定。理解这些差异对于投资者评估公司财务健康状况至关重要,帮助他们在做出投资决策之前进行评估。支出比率的另一个重要方面是其在个人财务中的作用。追踪自己的支出比率的个人可以识别出过度支出的领域,并进行必要的调整。例如,如果某人意识到他们的收入中有很大一部分用于外出就餐,他们可能会决定更多地在家做饭以减少开支。这种意识可以导致更好的财务健康和随时间推移的储蓄增加。总之,支出比率是个人和企业的强大工具。它提供了对消费模式的宝贵洞察,并帮助做出明智的财务决策。通过理解和监控自己的支出比率,人们可以实现更好的财务稳定性,而公司则可以提高盈利能力。在我们经历财务旅程时,关注支出比率可以引导我们走向更安全、更繁荣的未来。

相关单词

expenditure

expenditure详解:怎么读、什么意思、用法

ratio

ratio详解:怎么读、什么意思、用法