excess of cost of securities over market value

简明释义

证券成本超过市价

英英释义

例句

1.Investors should be cautious of stocks with a high excess of cost of securities over market value as it may indicate poor performance.

投资者应对那些具有高证券成本超过市场价值的差额的股票保持谨慎，因为这可能表明表现不佳。

2.The accountant explained that the excess of cost of securities over market value reflects unrealized losses.

会计师解释说，证券成本超过市场价值的差额反映了未实现的损失。

3.The excess of cost of securities over market value can lead to significant losses if not addressed promptly.

如果不及时处理，证券成本超过市场价值的差额可能会导致重大损失。

4.During the audit, we found an excess of cost of securities over market value that required further investigation.

在审计过程中，我们发现了一个证券成本超过市场价值的差额，需要进一步调查。

5.The company's financial report indicated an excess of cost of securities over market value, which could affect investor confidence.

公司的财务报告显示存在证券成本超过市场价值的差额，这可能会影响投资者信心。

作文

In the world of finance and investment, understanding various terms is crucial for making informed decisions. One such term that often comes up is the excess of cost of securities over market value. This phrase refers to a situation where the purchase price of an investment exceeds its current market value. For investors, this concept can have significant implications on their investment strategies and overall financial health.When an investor buys securities, they typically do so with the expectation that the value of those securities will increase over time. However, there are instances when the market value of these securities declines due to various factors, such as economic downturns, changes in company performance, or shifts in investor sentiment. In such cases, the excess of cost of securities over market value becomes a critical point of consideration.For example, suppose an investor purchases shares of a company for $100 per share. If the market value of those shares subsequently drops to $80, the excess of cost of securities over market value would be $20. This means the investor has incurred a loss on paper, even though they have not yet sold the shares. Understanding this loss is essential for investors as it can affect their decision-making process regarding whether to hold onto the investment or sell it at a loss.The implications of the excess of cost of securities over market value extend beyond individual investments. It also plays a role in portfolio management and asset allocation. Investors need to assess their portfolios regularly to determine if certain securities are underperforming. If the market value of a security remains significantly lower than its purchase price for an extended period, it may indicate that the investor should reevaluate their investment strategy.Moreover, the excess of cost of securities over market value can also influence tax considerations. In many jurisdictions, capital gains taxes are applied only when an asset is sold. Therefore, realizing the loss from the excess of cost of securities over market value can provide tax benefits, allowing investors to offset gains from other investments. This aspect highlights the importance of understanding how this term affects not just investment performance but also tax liability.Investors should also consider the psychological impact of the excess of cost of securities over market value. Holding onto securities that have declined in value can lead to emotional distress, often referred to as 'loss aversion.' This phenomenon occurs when investors feel the pain of losses more acutely than the pleasure of equivalent gains. As a result, they may hold onto losing investments longer than they should, hoping for a rebound. Recognizing the excess of cost of securities over market value can help investors make more rational decisions based on data rather than emotions.In conclusion, the term excess of cost of securities over market value encapsulates a vital aspect of investing that every investor needs to understand. It not only reflects the financial implications of purchasing securities at a higher price than their current market value but also influences investment strategy, tax planning, and emotional decision-making. By grasping this concept, investors can navigate the complexities of the financial markets more effectively and make choices that align with their long-term financial goals.

在金融和投资的世界中，理解各种术语对于做出明智的决策至关重要。其中一个经常出现的术语是证券成本超过市场价值的差额。这个短语指的是一种情况，即投资的购买价格超过其当前市场价值。对于投资者而言，这个概念对他们的投资策略和整体财务健康有着重要的影响。当投资者购买证券时，他们通常期望这些证券的价值会随着时间的推移而增加。然而，由于经济衰退、公司业绩变化或投资者情绪变化等各种因素，市场价值可能会下降。在这种情况下，证券成本超过市场价值的差额便成为一个关键的考虑点。例如，假设一位投资者以每股100美元的价格购买了一家公司的股票。如果这些股票的市场价值随后降至80美元，那么证券成本超过市场价值的差额将为20美元。这意味着投资者在纸面上已经产生了损失，尽管他们尚未出售这些股票。理解这一损失对于投资者至关重要，因为它可能会影响他们是否继续持有投资或以亏损出售的决策过程。证券成本超过市场价值的差额的影响不仅限于个别投资。它还在投资组合管理和资产配置中发挥作用。投资者需要定期评估他们的投资组合，以确定某些证券是否表现不佳。如果某项证券的市场价值在较长时间内显著低于其购买价格，这可能表明投资者应该重新评估他们的投资策略。此外，证券成本超过市场价值的差额也可能影响税务考虑。在许多司法管辖区内，资本利得税仅在资产出售时适用。因此，实现证券成本超过市场价值的差额带来的损失可以提供税务利益，使投资者能够抵消其他投资的收益。这一方面突显了理解此术语如何影响投资表现和税务责任的重要性。投资者还应考虑证券成本超过市场价值的差额的心理影响。持有价值下降的证券可能导致情感上的痛苦，通常称为“损失厌恶”。这种现象发生在投资者感受到损失的痛苦比同等收益的快乐更为强烈。因此，他们可能会比应该的时间更长地持有亏损投资，希望能反弹。意识到证券成本超过市场价值的差额可以帮助投资者基于数据而非情感做出更理性的决策。总之，术语证券成本超过市场价值的差额概括了每位投资者需要理解的投资一个重要方面。它不仅反映了以高于当前市场价值的价格购买证券的财务影响，还影响投资策略、税务规划和情感决策。通过掌握这一概念，投资者可以更有效地驾驭金融市场的复杂性，并做出与其长期财务目标相一致的选择。