underwriter; security underwriter

简明释义

证券包销人,证券包销商［即投资银行家］

英英释义

例句

1.The underwriter 承销商 provided a detailed report on the insurance policy.

该承销商提供了一份关于保险政策的详细报告。

2.As a security underwriter 证券承销商, they help companies issue new stocks.

作为一名证券承销商，他们帮助公司发行新股票。

3.The underwriter 承销商 evaluated the applicant's credit history.

该承销商评估了申请人的信用历史。

4.The underwriter 承销商 assessed the risk before approving the loan.

该承销商在批准贷款之前评估了风险。

5.She worked as a security underwriter 证券承销商 for several large financial firms.

她曾在几家大型金融公司担任证券承销商。

作文

In the world of finance, the role of an underwriter (承销商) is crucial for the successful functioning of various financial markets. An underwriter is a person or entity that evaluates and assumes the risk associated with a financial transaction, particularly in the context of issuing securities. This role becomes even more specialized when we talk about a security underwriter (证券承销商), who focuses specifically on the underwriting of securities such as stocks and bonds. Understanding these roles can provide valuable insights into how capital markets operate and the importance of risk assessment in investment decisions.When a company decides to raise capital by issuing new stocks or bonds, it often turns to an underwriter. The underwriter assesses the potential risks involved in the issuance and helps determine the appropriate price at which the securities should be offered to investors. This involves extensive market research and analysis, as well as an understanding of the company's financial health and the current economic environment. By taking on this responsibility, the underwriter plays a vital role in ensuring that the company can successfully attract investors and raise the necessary funds.For instance, in an initial public offering (IPO), a security underwriter will not only help set the initial price for the shares but also commit to purchasing any unsold shares, thereby providing a safety net for the issuing company. This commitment is essential because it assures the company that it will receive the desired capital, regardless of investor demand. Moreover, the security underwriter also engages in marketing the IPO to potential investors, which can significantly influence the success of the offering.The relationship between a company and its underwriter is built on trust and mutual benefit. Companies rely on the expertise of underwriters to navigate the complexities of the capital markets, while underwriters depend on the performance of the securities they underwrite to maintain their reputation and profitability. A successful partnership can lead to repeat business, as companies often return to the same underwriter for future offerings, knowing that they have a proven track record.Additionally, the role of underwriters extends beyond just the initial issuance of securities. They also monitor the ongoing performance of the securities they have underwritten, providing valuable feedback to the issuing company and helping to manage investor relations. This ongoing support can be critical, especially in volatile market conditions where investor sentiment can change rapidly.In conclusion, the functions of an underwriter and a security underwriter are essential to the health of the financial markets. Their expertise in risk assessment and market dynamics enables companies to raise capital efficiently while providing investors with opportunities to invest in promising ventures. As the financial landscape continues to evolve, the importance of skilled underwriters will only grow, making their role indispensable in the world of finance.

在金融世界中，承销商的角色对于各种金融市场的成功运作至关重要。承销商是评估并承担与金融交易相关风险的个人或实体，特别是在证券发行的背景下。当我们谈到证券承销商时，这一角色变得更加专业化，他们专注于股票和债券等证券的承销。理解这些角色可以为我们提供关于资本市场运作及风险评估在投资决策中重要性的宝贵见解。当一家公司决定通过发行新股票或债券来筹集资金时，它通常会寻求承销商的帮助。承销商评估发行中涉及的潜在风险，并帮助确定证券应以何种价格向投资者提供。这需要广泛的市场研究和分析，以及对公司财务健康状况和当前经济环境的理解。通过承担这一责任，承销商在确保公司能够成功吸引投资者并筹集所需资金方面发挥了至关重要的作用。例如，在首次公开募股（IPO）中，证券承销商不仅帮助确定股票的初始价格，还承诺购买任何未售出的股票，从而为发行公司提供安全网。这一承诺至关重要，因为它向公司保证，无论投资者需求如何，它都将获得所需的资本。此外，证券承销商还积极向潜在投资者推介IPO，这可能会显著影响发行的成功。公司与其承销商之间的关系建立在信任和互惠互利的基础上。公司依赖承销商的专业知识来应对资本市场的复杂性，而承销商则依赖于他们所承销证券的表现来维护自己的声誉和盈利能力。成功的合作关系可以带来重复业务，因为公司往往会回到同一承销商那里进行未来的发行，知道他们有良好的业绩记录。此外，承销商的角色不仅限于证券的初始发行。他们还会监控所承销证券的持续表现，为发行公司提供宝贵的反馈，并帮助管理投资者关系。在市场波动的情况下，这种持续的支持可能至关重要，因为投资者情绪可能会迅速变化。总之，承销商和证券承销商的功能对于金融市场的健康至关重要。他们在风险评估和市场动态方面的专业知识使公司能够高效地筹集资金，同时为投资者提供投资于有前景企业的机会。随着金融格局的不断演变，熟练的承销商的重要性只会增加，使他们在金融世界中不可或缺。