government bonds

简明释义

政府公债

英英释义

例句

1.The interest rates on government bonds can vary based on the country's economy.

各国经济状况可能会影响政府债券的利率。

2.Many retirees prefer government bonds because they offer steady income.

许多退休人员更喜欢政府债券，因为它们提供稳定的收入。

3.During times of economic uncertainty, government bonds are often seen as a safe haven.

在经济不确定时期，政府债券通常被视为避风港。

4.You can purchase government bonds through various financial institutions.

你可以通过各种金融机构购买政府债券。

5.Investing in government bonds can be a safe way to grow your savings.

投资于政府债券可以是一个安全的方式来增长你的储蓄。

作文

Government bonds are a crucial component of the financial markets, representing a way for governments to raise funds for various projects and initiatives. When a government issues bonds, it is essentially borrowing money from investors with a promise to pay back the principal amount along with interest at a later date. This mechanism allows governments to finance infrastructure, education, healthcare, and other essential services without immediately raising taxes or cutting spending. Understanding the significance of government bonds (政府债券) is vital for both investors and citizens alike, as they play a pivotal role in the economy.The appeal of government bonds (政府债券) lies in their perceived safety and stability. Generally, bonds issued by stable governments are considered low-risk investments because the likelihood of default is minimal. For instance, U.S. Treasury bonds are often viewed as one of the safest investments available, as they are backed by the full faith and credit of the U.S. government. This characteristic attracts a wide range of investors, including individuals, pension funds, and foreign governments seeking a secure place to allocate their capital.In addition to safety, government bonds (政府债券) provide a predictable income stream through regular interest payments, known as coupon payments. These payments can be particularly appealing to retirees or those seeking steady cash flow. Furthermore, the interest earned on many government bonds (政府债券) is often exempt from state and local taxes, making them even more attractive to certain investors.However, investing in government bonds (政府债券) is not without its risks. One significant risk is interest rate risk; when interest rates rise, the value of existing bonds typically falls. This inverse relationship can lead to losses for investors who need to sell their bonds before maturity. Additionally, inflation poses a threat to the purchasing power of the fixed interest payments received from government bonds (政府债券). If inflation outpaces the bond's interest rate, the real return on investment diminishes.Another consideration for investors is the duration of government bonds (政府债券). Bonds come in various maturities, ranging from short-term (a few months to a couple of years) to long-term (10 years or more). Short-term bonds tend to have lower yields but are less sensitive to interest rate changes, while long-term bonds typically offer higher yields at the cost of increased volatility. Investors must assess their risk tolerance and investment goals when deciding which type of bond to purchase.On a broader economic scale, government bonds (政府债券) serve as a critical tool for monetary policy. Central banks, such as the Federal Reserve in the United States, often buy and sell government bonds (政府债券) to influence interest rates and control the money supply. By adjusting the availability of bonds in the market, central banks can stimulate or cool down economic activity, impacting everything from consumer spending to business investment.In conclusion, government bonds (政府债券) are an essential instrument in the financial landscape, offering benefits and risks that investors must carefully consider. Their role in financing government initiatives and influencing economic policy underscores their importance in both personal finance and the broader economy. As individuals seek to diversify their investment portfolios, understanding the dynamics of government bonds (政府债券) will empower them to make informed decisions that align with their financial goals.

政府债券是金融市场的重要组成部分，代表了政府为各种项目和计划筹集资金的一种方式。当政府发行债券时，它本质上是在向投资者借钱，并承诺在未来某个日期偿还本金以及利息。这一机制使得政府能够为基础设施、教育、医疗保健和其他基本服务提供资金，而无需立即提高税收或削减支出。理解政府债券（government bonds）的重要性对于投资者和公民来说都是至关重要的，因为它们在经济中发挥着关键作用。政府债券（government bonds）的吸引力在于其被认为是安全和稳定的投资。通常，由稳定政府发行的债券被视为低风险投资，因为违约的可能性极小。例如，美国国债通常被视为最安全的投资之一，因为它们得到了美国政府的全力支持和信用。这一特性吸引了包括个人、养老基金和寻求安全资本配置的外国政府在内的广泛投资者。除了安全性，政府债券（government bonds）通过定期的利息支付（称为票息支付）提供可预测的收入流。这些支付对于退休人员或那些寻求稳定现金流的人尤其吸引。此外，许多政府债券（government bonds）的利息在州和地方税中通常是免税的，这使得它们对某些投资者更具吸引力。然而，投资于政府债券（government bonds）并非没有风险。一项重大风险是利率风险；当利率上升时，现有债券的价值通常会下降。这种反向关系可能导致需要在到期前出售债券的投资者遭受损失。此外，通货膨胀对从政府债券（government bonds）获得的固定利息支付的购买力构成威胁。如果通货膨胀超过债券的利率，实际投资回报将减少。投资者还需要考虑政府债券（government bonds）的期限。债券有各种到期时间，从短期（几个月到几年）到长期（10年或更长时间）。短期债券通常收益较低，但对利率变化的敏感度较低，而长期债券通常提供更高的收益，代价是波动性增加。在决定购买哪种类型的债券时，投资者必须评估他们的风险承受能力和投资目标。在更广泛的经济层面上，政府债券（government bonds）作为货币政策的重要工具。中央银行，例如美国的联邦储备银行，通常买卖政府债券（government bonds）以影响利率和控制货币供应。通过调整市场上债券的可用性，中央银行可以刺激或冷却经济活动，从而影响消费者支出和商业投资。总之，政府债券（government bonds）是金融领域的重要工具，提供了投资者必须仔细考虑的好处和风险。它们在为政府计划融资和影响经济政策方面的作用凸显了它们在个人财务和更广泛经济中的重要性。随着个人寻求多样化投资组合，理解政府债券（government bonds）的动态将使他们能够做出与其财务目标相一致的明智决策。