regular budget

简明释义

正式预算

英英释义

例句

1.The regular budget 常规预算 covers all basic operational costs of the organization.

该常规预算涵盖了组织的所有基本运营成本。

2.Unexpected expenses can disrupt the flow of a regular budget 常规预算, so it's important to have a contingency plan.

意外支出可能会干扰常规预算的流动，因此制定应急计划是很重要的。

3.Our department needs to submit a proposal to increase the regular budget 常规预算 for next year’s projects.

我们的部门需要提交一份提案，以增加明年项目的常规预算。

4.The company allocates funds from the regular budget 常规预算 to improve employee training programs.

公司从常规预算中拨款以改善员工培训项目。

5.During the annual meeting, the manager discussed how to optimize the regular budget 常规预算 for the next fiscal year.

在年度会议上，经理讨论了如何优化下一个财政年度的常规预算。

作文

In today's world, managing finances is crucial for both individuals and organizations. One of the key concepts in financial management is the idea of a regular budget, which refers to a systematic plan that outlines expected income and expenses over a specific period, usually a year. Understanding how to create and maintain a regular budget can lead to better financial health and stability. A regular budget serves as a roadmap for financial decision-making. It helps individuals and businesses allocate resources effectively, ensuring that they do not overspend or fall into debt. For instance, when planning a regular budget, one must consider fixed expenses such as rent, utilities, and salaries, as well as variable costs like groceries, entertainment, and unexpected expenses. By categorizing these expenses, it becomes easier to track spending habits and make necessary adjustments. Moreover, a regular budget allows for better forecasting and planning for the future. When individuals or organizations have a clear understanding of their financial situation, they can set realistic goals and make informed decisions about investments, savings, and expenditures. For example, if a company notices that its operational costs are consistently higher than anticipated, it can adjust its regular budget to identify areas where cuts can be made or efficiencies improved. Creating a regular budget involves several steps. First, it is essential to gather all financial information, including past income and expenses. This data provides a baseline for future budgeting efforts. Next, individuals or organizations should set financial goals, whether they are short-term objectives like saving for a vacation or long-term plans such as retirement savings. Once the goals are established, it is time to allocate funds accordingly within the regular budget. It's important to remember that a regular budget is not static; it requires regular review and adjustments. Life circumstances can change, such as job loss, unexpected medical expenses, or changes in income. Therefore, revisiting and revising the regular budget periodically ensures that it remains relevant and effective. Many people find it helpful to use budgeting tools or apps to track their progress and make adjustments on the go. In conclusion, the concept of a regular budget is vital for achieving financial stability and success. By understanding how to create, implement, and adjust a regular budget, individuals and organizations can navigate their financial landscapes more effectively. A well-planned regular budget not only helps in managing current expenses but also paves the way for future financial growth and security. In an ever-changing economic environment, being proactive about budgeting is more important than ever.

在当今世界，管理财务对个人和组织至关重要。财务管理中的一个关键概念是常规预算，它指的是一个系统的计划，概述了在特定时期内（通常是一年）预期的收入和支出。理解如何创建和维护常规预算可以带来更好的财务健康和稳定。常规预算作为财务决策的路线图。它帮助个人和企业有效分配资源，确保他们不会超支或陷入债务。例如，在制定常规预算时，必须考虑固定支出，如租金、水电费和工资，以及如食品杂货、娱乐和意外支出等可变成本。通过对这些支出进行分类，可以更容易地跟踪消费习惯并进行必要的调整。此外，常规预算还允许更好地预测和规划未来。当个人或组织清楚了解其财务状况时，他们可以设定现实的目标，并就投资、储蓄和支出做出明智的决定。例如，如果一家公司注意到其运营成本持续高于预期，它可以调整其常规预算，以确定可以削减或提高效率的领域。创建常规预算涉及几个步骤。首先，收集所有财务信息，包括过去的收入和支出。这些数据为未来的预算工作提供了基线。接下来，个人或组织应设定财务目标，无论是短期目标，如为假期储蓄，还是长期计划，如退休储蓄。一旦目标确定，就可以在常规预算中相应分配资金。重要的是要记住，常规预算不是静态的；它需要定期审查和调整。生活情况可能会发生变化，例如失业、意外医疗费用或收入变化。因此，定期重新审视和修订常规预算确保其保持相关性和有效性。许多人发现使用预算工具或应用程序来跟踪进展并随时进行调整很有帮助。总之，常规预算的概念对于实现财务稳定和成功至关重要。通过理解如何创建、实施和调整常规预算，个人和组织可以更有效地驾驭其财务环境。一个精心规划的常规预算不仅有助于管理当前支出，还为未来的财务增长和安全铺平了道路。在不断变化的经济环境中，主动进行预算管理比以往任何时候都更为重要。