bona fide holder

简明释义

正当持有人

英英释义

例句

1.A bona fide holder can enforce a negotiable instrument even if it was obtained through questionable means.

善意持有者即使是通过可疑手段获得的可流通票据也可以强制执行。

2.If you purchase a car and receive a title from a bona fide holder, you can be assured of its legitimacy.

如果你购买一辆车并从善意持有者那里获得了所有权证，你可以放心它的合法性。

3.A bank will only honor the check if it is presented by a bona fide holder.

银行只有在支票由善意持有者出示时才会兑现。

4.The bona fide holder is protected under the law from claims by previous owners.

根据法律，善意持有者受到保护，不受前任所有者的索赔。

5.In a legal dispute, the title of the property can be transferred to a bona fide holder without any issues.

在法律争议中，财产的所有权可以无问题地转移给善意持有者。

作文

In the world of finance and law, the term bona fide holder refers to an individual or entity that possesses a negotiable instrument, such as a check or promissory note, in good faith and without any knowledge of defects or claims against it. This concept is crucial because it provides certain protections to those who acquire instruments without fraudulent intent. A bona fide holder is typically entitled to enforce the instrument and can often do so free from defenses that might be available against previous holders. Understanding the role of a bona fide holder can help individuals navigate various financial transactions more effectively. For instance, when someone receives a check, they must ensure that they are a bona fide holder to avoid potential legal issues. If the check turns out to be forged or if there are outstanding claims against it, a non-bona fide holder may find themselves unable to collect the funds. The significance of being a bona fide holder extends beyond just personal transactions; it also plays a vital role in business operations. Companies often rely on the principle of bona fide holder status when engaging in trade and commerce. For example, a supplier who sells goods on credit must be assured that their invoices will be honored when presented for payment. If a buyer has already transferred ownership of a negotiable instrument to a bona fide holder, the supplier may have limited recourse if the buyer defaults. Legal systems around the world recognize the importance of protecting bona fide holders. Many jurisdictions have established laws that govern the rights and responsibilities of these holders. In the United States, the Uniform Commercial Code (UCC) outlines the protections afforded to bona fide holders, ensuring that they can rely on the validity of the instruments they hold. This legal framework helps promote trust and efficiency in commercial transactions, as parties can engage in business with the assurance that their rights will be protected. However, it is essential to understand that not all holders of negotiable instruments qualify as bona fide holders. To achieve this status, one must meet specific criteria, including acting without notice of any claims or defenses against the instrument. This means that if someone is aware of a problem, such as a dispute over the instrument's validity, they cannot claim bona fide holder status. Consequently, individuals and businesses must conduct due diligence before accepting negotiable instruments to ensure they are acting in good faith. In conclusion, the concept of bona fide holder is a fundamental aspect of financial transactions and legal protections. It safeguards those who act in good faith and encourages trust in the marketplace. By understanding what it means to be a bona fide holder, individuals and businesses can better protect their interests and navigate the complexities of financial dealings. Whether you are receiving a payment or extending credit, recognizing the importance of bona fide holders can lead to more secure and efficient transactions.

在金融和法律领域，短语bona fide holder指的是一个个人或实体，以善意的方式持有可转让票据，如支票或本票，并且对其缺陷或索赔没有任何知识。这个概念至关重要，因为它为那些在没有欺诈意图的情况下获得票据的人提供了一定的保护。通常，bona fide holder有权执行该票据，并且通常可以在不受之前持有人可能提出的抗辩的情况下这样做。理解bona fide holder的角色可以帮助个人更有效地处理各种金融交易。例如，当某人收到支票时，他们必须确保自己是bona fide holder，以避免潜在的法律问题。如果这张支票被证明是伪造的，或者对其存在未解决的索赔，非bona fide holder可能会发现自己无法收回资金。成为bona fide holder的重要性不仅仅局限于个人交易；它在商业运作中也发挥着至关重要的作用。公司在进行贸易和商业时，通常依赖于bona fide holder状态的原则。例如，向买方赊账出售商品的供应商必须确保，在提交付款时，他们的发票将得到兑现。如果买方已经将可转让票据的所有权转让给bona fide holder，那么如果买方违约，供应商可能会面临有限的追索权。世界各地的法律体系都承认保护bona fide holders的重要性。许多司法管辖区已经建立了法律，规范这些持有者的权利和责任。在美国，《统一商法典》（UCC）概述了赋予bona fide holders的保护，确保他们可以依赖他们所持票据的有效性。这一法律框架有助于促进商业交易中的信任和效率，因为各方可以在确信自己的权利会受到保护的情况下进行业务。然而，必须理解，并非所有的可转让票据持有人都符合bona fide holders的资格。要达到这一状态，必须满足特定标准，包括在没有对票据的索赔或抗辩的情况下行事。这意味着，如果某人知道存在问题，例如对票据有效性的争议，他们就不能声称自己是bona fide holder。因此，个人和企业在接受可转让票据之前，必须进行尽职调查，以确保他们是在善意行事。总之，bona fide holder的概念是金融交易和法律保护的基本方面。它保护那些善意行事的人，并鼓励市场的信任。通过理解成为bona fide holder的含义，个人和企业可以更好地保护自己的利益，并应对金融交易的复杂性。无论您是接收付款还是扩展信用，认识到bona fide holders的重要性都可以导致更安全和高效的交易。