holder in due course; innocent holder for value

简明释义

正当持票人，正当执票人

英英释义

例句

1.A holder in due course; innocent holder for value cannot be held liable for the original fraud that occurred.

一个善意持有人；无辜的有价持有人不能因原始欺诈而承担责任。

2.When Jane received a check from her friend, she became a holder in due course; innocent holder for value because she provided consideration for it.

当简从她的朋友那里收到了支票时，她成为了善意持有人；无辜的有价持有人，因为她为此提供了对价。

3.Tom sold a bond to Lisa, who is now a holder in due course; innocent holder for value, unaware of any issues with the bond.

汤姆将一张债券出售给了丽莎，她现在是善意持有人；无辜的有价持有人，并不知道债券存在任何问题。

4.If a person buys a stolen car without knowing it was stolen, they may be considered a holder in due course; innocent holder for value.

如果一个人购买了一辆被盗的汽车而不知道它是被盗的，他们可能被视为善意持有人；无辜的有价持有人。

5.The bank is a holder in due course; innocent holder for value of the promissory note, as it accepted it without knowledge of any defects.

银行是该本票的善意持有人；无辜的有价持有人，因为它在没有任何缺陷知识的情况下接受了它。

作文

In the realm of negotiable instruments, the terms "holder in due course; innocent holder for value" play a crucial role in determining the rights and protections afforded to individuals who receive such instruments. A holder in due course is defined as a person who has acquired a negotiable instrument for value, in good faith, and without notice of any defects or claims against it. This status provides significant legal advantages, particularly in cases where the instrument may be subject to fraud or other disputes. Understanding this concept is essential for anyone dealing with checks, promissory notes, or other forms of negotiable instruments.To illustrate the importance of being a holder in due course; innocent holder for value, consider the following scenario: imagine a situation where a person named Alice receives a check from Bob as payment for services rendered. Alice deposits the check into her bank account. Unbeknownst to Alice, Bob had previously reported the check as stolen, and the rightful owner of the check, Charlie, comes forward demanding payment. As long as Alice can demonstrate that she received the check in good faith and without knowledge of any issues, she may qualify as a holder in due course; innocent holder for value. This status would protect her from having to return the funds to Charlie, as she acted without any fraudulent intent.The legal framework surrounding holder in due course; innocent holder for value is grounded in the principle of promoting commercial transactions and ensuring that individuals can engage in commerce without fear of losing their investments due to the actions of others. The Uniform Commercial Code (UCC) in the United States outlines the requirements for achieving this status, highlighting the necessity of acting in good faith and obtaining the instrument for value. These provisions serve to encourage trust in financial transactions and facilitate the smooth operation of the economy.However, it is important to note that the protections afforded to a holder in due course; innocent holder for value are not absolute. Certain defenses may still be raised, such as if the instrument was obtained through fraud or duress. Therefore, it is imperative for individuals engaged in transactions involving negotiable instruments to exercise due diligence and ensure that they are not inadvertently becoming embroiled in disputes.In conclusion, the concept of a holder in due course; innocent holder for value is a fundamental aspect of the law governing negotiable instruments. It provides essential protections for individuals who engage in commerce, allowing them to conduct transactions with confidence. By understanding the criteria and implications of this status, individuals can better navigate the complexities of financial dealings and safeguard their interests. As the world becomes increasingly interconnected and reliant on various forms of payment, the significance of being a holder in due course; innocent holder for value will only continue to grow, underscoring the need for awareness and education in this area of law.

在可转让票据的领域，术语“持票人；无辜的价值持有人”在确定接收这些票据的个人所享有的权利和保护方面发挥着至关重要的作用。持票人被定义为以价值、善意并且在没有任何缺陷或索赔通知的情况下获得可转让票据的人。这种身份提供了显著的法律优势，特别是在票据可能受到欺诈或其他争议的情况下。理解这一概念对于任何处理支票、 promissory notes（本票）或其他形式可转让票据的人来说都是至关重要的。为了说明成为持票人；无辜的价值持有人的重要性，可以考虑以下场景：想象一个情况，其中一个名叫爱丽丝的人从鲍勃那里收到一张支票，作为所提供服务的付款。爱丽丝将支票存入她的银行账户。爱丽丝并不知道，鲍勃之前已经报告这张支票被盗，而支票的合法所有者查理则前来要求付款。只要爱丽丝能够证明她是以善意且在没有任何问题的情况下收到支票的，她可能会被认定为持票人；无辜的价值持有人。这种身份将保护她不必将资金退还给查理，因为她的行为没有任何欺诈意图。与持票人；无辜的价值持有人相关的法律框架基于促进商业交易和确保个人能够参与商业活动而不必担心因他人的行为而失去投资的原则。美国的《统一商法典》（UCC）概述了获得此身份的要求，强调了善意行事和以价值获取票据的必要性。这些条款旨在鼓励金融交易中的信任，并促进经济的顺利运作。然而，需要注意的是，给予持票人；无辜的价值持有人的保护并非绝对。某些抗辩仍然可以提出，例如如果票据是通过欺诈或胁迫获得的。因此，参与涉及可转让票据的交易的个人必须谨慎行事，确保他们不会无意中卷入争议。总之，持票人；无辜的价值持有人的概念是可转让票据法律的基本方面。它为参与商业活动的个人提供了必要的保护，使他们能够自信地进行交易。通过理解这一身份的标准和影响，个人可以更好地应对金融交易的复杂性，并保护自己的利益。随着世界越来越互联，依赖各种支付形式，成为持票人；无辜的价值持有人的重要性只会继续增长，这突显了在这一法律领域进行意识和教育的必要性。