single payment; payment in lump sum

简明释义

整笔支付

英英释义

例句

1.The contractor offered a discount if we opted for a single payment; payment in lump sum instead of installments.

如果我们选择一次性支付；总额支付而不是分期付款，承包商提供了折扣。

2.When you buy a car, you can either finance it or pay with a single payment; payment in lump sum.

购买汽车时，您可以选择融资或进行一次性支付；总额支付。

3.You can choose to make a single payment; payment in lump sum for the entire course fee.

您可以选择为整个课程费用进行一次性支付；总额支付。

4.Investors often receive their returns as a single payment; payment in lump sum at the end of the term.

投资者通常在期限结束时以一次性支付；总额支付的方式收到回报。

5.The landlord prefers tenants who can provide a single payment; payment in lump sum for the year’s rent.

房东更喜欢能够为一年的租金提供一次性支付；总额支付的租户。

作文

In today's fast-paced world, financial decisions often require careful consideration and planning. One such decision is whether to opt for a single payment; payment in lump sum. This term refers to the practice of paying a total amount at once, rather than spreading the payment over time through installments. Understanding this concept is crucial for individuals and businesses alike, as it can significantly impact cash flow and financial stability.When faced with a large expense, such as purchasing a car or making a significant investment, one must decide between paying the full amount upfront or choosing a financing option that allows for smaller, more manageable payments over time. A single payment; payment in lump sum can have both advantages and disadvantages. On the positive side, making a single payment; payment in lump sum often means that the buyer will not incur any interest charges, which can add up significantly over time if payments are made in installments. For instance, if someone buys a house and chooses to pay the full price upfront, they avoid the additional interest costs associated with a mortgage. This can lead to substantial savings in the long run.Moreover, paying in a single payment; payment in lump sum can simplify the financial process. It eliminates the need for tracking multiple payments and due dates, which can be particularly beneficial for those who may struggle with managing their finances. By settling the amount all at once, individuals can enjoy peace of mind knowing that their obligation has been fulfilled, allowing them to focus on other aspects of their lives without the burden of ongoing payments.However, there are also downsides to consider when opting for a single payment; payment in lump sum. One major drawback is the immediate impact on cash flow. Making a large payment can deplete savings or leave little room for unexpected expenses. This can be risky, especially for individuals or small businesses that may not have substantial reserves. If an emergency arises after making a single payment; payment in lump sum, they may find themselves in a difficult financial situation without the necessary funds to cover additional costs.Another consideration is the opportunity cost associated with making a single payment; payment in lump sum. By tying up a large amount of money in a single transaction, individuals or businesses may miss out on potential investment opportunities that could yield higher returns. Instead of using that money for a large purchase, they could invest it in stocks, real estate, or other ventures that might provide better financial growth over time.Ultimately, the decision to make a single payment; payment in lump sum should be based on individual circumstances, financial goals, and risk tolerance. It is essential to weigh the pros and cons carefully and consider how this choice aligns with one’s overall financial strategy. Consulting with a financial advisor can also help in making an informed decision.In conclusion, understanding the implications of a single payment; payment in lump sum is vital for effective financial management. While it can offer benefits such as savings on interest and simplicity in transactions, it also poses risks related to cash flow and opportunity costs. By taking the time to analyze one’s financial situation and goals, individuals can make informed choices that lead to greater financial stability and success.

在当今快节奏的世界中，财务决策往往需要仔细考虑和规划。一个这样的决定是选择是否选择一次性付款；一次性支付。这个术语指的是一次性支付总金额的做法，而不是通过分期付款的方式分摊付款。理解这个概念对个人和企业来说都至关重要，因为它会显著影响现金流和财务稳定性。面对一笔大开支，例如购买汽车或进行重大投资时，人们必须决定是选择全额支付还是选择一种融资选项，以便在一段时间内进行更小、更可管理的付款。一次性付款；一次性支付有其优缺点。从积极的一面来看，进行一次性付款；一次性支付通常意味着买方不会产生任何利息费用，如果选择分期付款，这些费用可能会随着时间的推移而显著增加。例如，如果某人购买房屋并选择全额支付，他们就可以避免与抵押贷款相关的额外利息成本。这在长期内可以节省大量资金。此外，以一次性付款；一次性支付的方式支付可以简化财务流程。它消除了跟踪多笔付款和到期日的需要，这对于那些可能难以管理财务的人尤其有益。通过一次性结清款项，个人可以安心地知道他们的义务已经履行，从而可以专注于生活的其他方面，而不必承担持续付款的负担。然而，在选择一次性付款；一次性支付时也有一些缺点需要考虑。一个主要的缺点是对现金流的即时影响。进行大额支付可能会耗尽储蓄或留给意外支出的空间很小。这可能是有风险的，特别是对于那些可能没有足够储备的个人或小企业。如果在进行一次性付款；一次性支付后出现紧急情况，他们可能会发现自己在没有必要资金来覆盖额外费用的困难财务状况中。另一个考虑因素是与进行一次性付款；一次性支付相关的机会成本。通过将大量资金锁定在单一交易中，个人或企业可能会错过潜在的投资机会，这些机会可能会带来更高的回报。与其将这笔钱用于大额购买，他们可以将其投资于股票、房地产或其他可能在长期内提供更好财务增长的项目。最终，选择进行一次性付款；一次性支付的决定应基于个人情况、财务目标和风险承受能力。仔细权衡利弊，并考虑这一选择如何与整体财务策略相一致至关重要。咨询财务顾问也可以帮助做出明智的决定。总之，理解一次性付款；一次性支付的影响对于有效的财务管理至关重要。虽然它可以提供如节省利息和交易简化等好处，但它也带来了与现金流和机会成本相关的风险。通过花时间分析个人的财务状况和目标，个人可以做出明智的选择，从而实现更大的财务稳定和成功。