lump-sum allotment

简明释义

整笔经费分配

英英释义

例句

1.After reviewing the project budget, we decided to allocate a lump-sum allotment for the construction phase.

在审查项目预算后，我们决定为建设阶段分配一笔一次性拨款。

2.The government provided a lump-sum allotment to support local businesses affected by the pandemic.

政府提供了一笔一次性拨款，以支持受疫情影响的地方企业。

3.For the upcoming fiscal year, the school board approved a lump-sum allotment for educational resources.

在即将到来的财政年度，学校董事会批准了一笔用于教育资源的一次性拨款。

4.The city council voted to issue a lump-sum allotment for infrastructure repairs.

市议会投票决定发放一笔用于基础设施维修的一次性拨款。

5.The charity received a lump-sum allotment from a private donor to fund its new initiative.

该慈善机构从一位私人捐赠者那里获得了一笔一次性拨款，用于资助其新计划。

作文

A lump-sum allotment is a financial term that refers to a single payment made in full rather than through multiple payments over time. This concept is particularly relevant in various fields such as education, government funding, and personal finance. Understanding the implications of a lump-sum allotment can help individuals and organizations make informed decisions about budgeting and resource allocation.In the context of education, a lump-sum allotment might be provided to schools or educational institutions for specific projects or programs. For instance, a school district may receive a one-time funding boost to upgrade its technology infrastructure. This type of funding can be beneficial as it allows schools to make significant improvements without the burden of recurring financial commitments. However, it also requires careful planning to ensure that the funds are used effectively and sustainably.On the governmental level, a lump-sum allotment can refer to budgetary allocations made by a government to various departments or initiatives. For example, a city council might allocate a lump sum for public safety improvements, which could include upgrading police equipment or enhancing fire services. The advantage of a lump-sum allotment in this scenario is that it allows for quicker implementation of projects since all funds are available upfront. However, it also poses challenges, such as the need for strict accountability measures to ensure that the funds are spent as intended.In personal finance, individuals may opt for a lump-sum allotment when receiving an inheritance or a settlement from a legal case. This approach can provide immediate access to a large sum of money, allowing individuals to make significant purchases, pay off debts, or invest in opportunities. However, it is crucial to manage this windfall wisely, as the temptation to spend impulsively can lead to financial difficulties in the future. Financial advisors often recommend creating a comprehensive plan for managing a lump-sum allotment, which might include setting aside funds for emergencies, investing for long-term growth, and making thoughtful purchases.Furthermore, the decision to accept a lump-sum allotment versus structured payments can have long-term implications. For example, some individuals may face the choice between taking a one-time payout from a retirement plan or receiving periodic payments over time. Each option has its pros and cons, and the best choice depends on individual circumstances, including financial goals, risk tolerance, and spending habits.Overall, a lump-sum allotment can be a powerful tool for funding projects, managing finances, and achieving financial goals. However, it requires careful consideration and planning to maximize its benefits while minimizing potential pitfalls. Whether in the context of education, government funding, or personal finance, understanding how to effectively utilize a lump-sum allotment can greatly enhance one’s financial literacy and decision-making capabilities. By approaching these situations with a strategic mindset, individuals and organizations can leverage lump-sum payments to create lasting positive impacts in their respective areas.

“一次性拨款”是一个金融术语，指的是一次性全额支付，而不是分期付款。这一概念在教育、政府资金和个人财务等多个领域都具有重要意义。理解“一次性拨款”的含义可以帮助个人和组织在预算和资源分配方面做出明智的决策。在教育领域，“一次性拨款”可能会提供给学校或教育机构，用于特定项目或计划。例如，一个学区可能会获得一次性的资金支持，以升级其技术基础设施。这种类型的资金可以是有益的，因为它允许学校在没有持续财务承诺的情况下进行重大改善。然而，这也需要谨慎规划，以确保资金的有效和可持续使用。在政府层面，“一次性拨款”可以指政府向各部门或倡议的预算分配。例如，一个市议会可能会拨款用于公共安全改善，这可能包括升级警察设备或增强消防服务。在这种情况下，“一次性拨款”的优势在于，它允许更快地实施项目，因为所有资金都是立即可用的。然而，这也带来了挑战，例如需要严格的问责措施，以确保资金按照预期使用。在个人财务方面，当个人收到遗产或法律案件的和解金时，可能会选择“一次性拨款”。这种方法可以立即获得一大笔资金，使个人能够进行重大购买、偿还债务或投资机会。然而，明智地管理这笔意外之财至关重要，因为冲动消费的诱惑可能导致未来的财务困难。金融顾问通常建议为管理“一次性拨款”制定全面计划，这可能包括为紧急情况留出资金、进行长期投资以及进行深思熟虑的购买。此外，接受“一次性拨款”与结构化支付之间的选择可能会产生长期影响。例如，一些个人可能面临从退休计划中选择一次性支付或定期支付的选择。每个选项都有其优缺点，最佳选择取决于个人情况，包括财务目标、风险承受能力和消费习惯。总体而言，“一次性拨款”可以成为资助项目、管理财务和实现财务目标的强大工具。然而，它需要仔细考虑和规划，以最大化其好处，同时最小化潜在的陷阱。无论是在教育、政府资金还是个人财务的背景下，理解如何有效利用“一次性拨款”都可以极大地提高个人的财务知识和决策能力。通过以战略思维方式处理这些情况，个人和组织可以利用一次性支付在各自领域创造持久的积极影响。