real year dollars

简明释义

真实年度美元额

英英释义

例句

1.The price increase of goods is concerning, especially when viewed in real year dollars 实际年美元.

商品价格上涨令人担忧，特别是当用实际年美元 real year dollars来观察时。

2.The report shows that the average household income has decreased in real year dollars 实际年美元 over the past decade.

报告显示，过去十年中，家庭平均收入在实际年美元 real year dollars中有所下降。

3.When adjusted for inflation, the value of my investment is significantly higher in real year dollars 实际年美元 than it was ten years ago.

经过通货膨胀调整后，我的投资价值在实际年美元 real year dollars中比十年前高得多。

4.The cost of living has increased, and my salary in real year dollars 实际年美元 is not keeping up.

生活成本增加了，我的薪水以实际年美元 real year dollars来看并没有跟上。

5.We need to consider real year dollars 实际年美元 when planning our budget for the upcoming year.

在制定明年的预算时，我们需要考虑实际年美元 real year dollars。

作文

In today's economy, understanding the concept of real year dollars is crucial for making informed financial decisions. The term real year dollars refers to the purchasing power of money adjusted for inflation over a specific period. This means that when we talk about real year dollars, we are looking at the actual value of money in terms of what it can buy, rather than just its nominal value. For instance, if you earned $50,000 in 2000 and $50,000 in 2020, the nominal amounts are the same, but the real year dollars would be significantly different due to inflation. Inflation erodes the purchasing power of money, meaning that the same amount of money can buy fewer goods and services over time. This is where the importance of real year dollars comes into play. By adjusting for inflation, we can get a clearer picture of how much our income or savings is actually worth in today's terms. For example, if we consider the inflation rate to be 2% per year, the purchasing power of your $50,000 in 2000 would be equivalent to around $33,000 in 2020 when adjusted for inflation. This adjustment is essential for long-term financial planning.Another aspect of real year dollars is its relevance in investment decisions. Investors often look at the real year dollars return on their investments to determine whether they are truly gaining value or losing ground against inflation. For example, if an investment yields a nominal return of 5% in a year, but inflation is at 3%, the real year dollars return is only 2%. This means that while the nominal value of the investment has increased, the actual purchasing power has not increased as much, which is critical for investors to understand.Moreover, understanding real year dollars is vital for retirement planning. When individuals save for retirement, they must consider how inflation will affect their savings over time. If someone plans to retire with a nest egg of $1 million, they need to think about how much that amount will be worth in terms of real year dollars when they actually retire. With an average inflation rate of 3% per year, that $1 million might only have the purchasing power of around $600,000 in 30 years. Therefore, to maintain their standard of living, retirees must save more than just the nominal dollar amount they desire.In conclusion, the concept of real year dollars is essential for anyone looking to navigate the complexities of personal finance, investment, and retirement planning. By understanding how inflation impacts the value of money, individuals can make better-informed decisions that will help them preserve their purchasing power and achieve their financial goals. Thus, incorporating the idea of real year dollars into everyday financial discussions is not only beneficial but necessary for long-term financial success.

在当今经济中，理解“真实年份美元”的概念对于做出明智的财务决策至关重要。术语“真实年份美元”指的是经过特定时间通货膨胀调整后的货币购买力。这意味着，当我们谈论“真实年份美元”时，我们是在关注货币的实际价值，即它能买到的东西，而不仅仅是其名义价值。例如，如果您在2000年赚了50,000美元，并且在2020年也赚了50,000美元，那么名义金额是相同的，但由于通货膨胀，“真实年份美元”将会有显著不同。通货膨胀侵蚀了货币的购买力，这意味着相同数量的钱随着时间的推移能够购买的商品和服务变得更少。这就是“真实年份美元”重要性的所在。通过调整通货膨胀，我们可以更清楚地了解我们的收入或储蓄在今天的实际价值。例如，如果我们考虑通货膨胀率为每年2%，那么您在2000年的50,000美元在2020年调整通货膨胀后，相当于大约33,000美元。这种调整对于长期财务规划至关重要。“真实年份美元”的另一个方面是它在投资决策中的相关性。投资者通常关注他们投资的“真实年份美元”回报，以确定他们是否真正获得了价值，或者在通货膨胀下失去了价值。例如，如果一项投资在一年内产生了5%的名义回报，但通货膨胀率为3%，则“真实年份美元”回报仅为2%。这意味着虽然投资的名义价值有所增加，但实际购买力并没有增加那么多，这是投资者必须理解的关键。此外，理解“真实年份美元”对退休规划至关重要。当个人为退休储蓄时，他们必须考虑通货膨胀将如何影响他们的储蓄。如果有人计划以100万美元的养老金退休，他们需要考虑在实际退休时该金额在“真实年份美元”中的价值。以每年3%的平均通货膨胀率计算，这100万美元在30年后可能只有60万美元的购买力。因此，为了维持生活水平，退休人员必须比他们所希望的名义美元金额储蓄更多。总之，“真实年份美元”的概念对于任何希望驾驭个人财务、投资和退休规划复杂性的人来说都是至关重要的。通过理解通货膨胀如何影响货币的价值，个人可以做出更明智的决策，从而帮助他们保持购买力并实现财务目标。因此，将“真实年份美元”的概念纳入日常财务讨论不仅是有益的，而且对长期财务成功是必要的。