real-dollar values

简明释义

真实美元价值

英英释义

例句

1.To understand the true cost of living, we must consider real-dollar values rather than just income figures.

要了解真实的生活成本，我们必须考虑实际美元价值而不仅仅是收入数字。

2.The economist adjusted the data to reflect real-dollar values for a more accurate analysis.

经济学家调整了数据以反映实际美元价值，以便进行更准确的分析。

3.Inflation can significantly affect real-dollar values of investments over time.

通货膨胀会显著影响投资的实际美元价值。

4.The company reported its earnings in terms of real-dollar values to account for inflation.

公司以实际美元价值报告其收益，以考虑通货膨胀。

5.When comparing the costs over the years, it's essential to look at real-dollar values instead of nominal figures.

在比较多年来的成本时，查看实际美元价值而不是名义数据是至关重要的。

作文

In the realm of economics, understanding the concept of real-dollar values is crucial for analyzing financial data accurately. Real-dollar values refer to the monetary value of goods and services after adjusting for inflation. This adjustment allows economists and consumers to see the true purchasing power of money over time, rather than just its nominal value. For example, if a loaf of bread costs $2 today and the inflation rate is 3% per year, the real-dollar value of that loaf of bread would be significantly different in five years. Without accounting for inflation, one might mistakenly believe that the price of bread has remained stable, when in fact it has increased in terms of real-dollar values. The importance of real-dollar values becomes evident when we consider long-term investments and savings. If you invest $1,000 today in a savings account with a nominal interest rate of 5%, you might think you will have $1,050 in a year. However, if inflation is running at 3%, your real-dollar value of that investment would only be approximately $1,020 in terms of purchasing power. Thus, the returns on investments must be evaluated not just in nominal terms but also in real-dollar values to truly understand their effectiveness.Moreover, policymakers rely heavily on real-dollar values when making decisions about economic growth and fiscal policy. For instance, if a government reports that the economy has grown by 4% over the past year, this figure could be misleading if it does not take inflation into account. When adjusted for inflation, the real-dollar value of that growth might only be 1% or even negative, indicating that the actual economic conditions are not as favorable as they appear. Therefore, using real-dollar values provides a clearer picture of economic health.Consumers also benefit from understanding real-dollar values. When planning for retirement or making major purchases, individuals need to consider how inflation will affect their savings and expenditures in the future. For example, if someone plans to retire in 30 years and expects to live on $50,000 a year, they must account for how much that amount will be worth in real-dollar values at that time. Assuming an average inflation rate of 3%, the real-dollar value of $50,000 in 30 years would be significantly less, meaning that careful planning is essential to maintain one’s standard of living.In conclusion, the concept of real-dollar values is fundamental in economics, finance, and personal budgeting. It emphasizes the importance of adjusting monetary figures for inflation to grasp the real purchasing power of money. By focusing on real-dollar values, individuals and policymakers can make better-informed decisions that reflect the true economic landscape. Ignoring this critical aspect can lead to misguided conclusions and poor financial choices, underscoring the necessity of incorporating real-dollar values into any economic analysis or financial planning.

在经济学领域，理解“真实美元价值”这一概念对于准确分析财务数据至关重要。“真实美元价值”是指调整通货膨胀后商品和服务的货币价值。这种调整使得经济学家和消费者能够看到货币随时间变化的真实购买力，而不仅仅是其名义价值。例如，如果今天一条面包的价格是2美元，而通货膨胀率是每年3%，那么这条面包在五年后的“真实美元价值”将会有显著不同。如果不考虑通货膨胀，人们可能错误地认为面包的价格保持稳定，而实际上它在“真实美元价值”上是有所增加的。“真实美元价值”的重要性在于我们考虑长期投资和储蓄时。如果你今天投资1000美元到一个年利率为5%的储蓄账户，你可能会认为一年后你会有1050美元。然而，如果通货膨胀率为3%，那么该投资的“真实美元价值”在购买力方面大约只有1020美元。因此，投资回报必须不仅在名义上进行评估，还要在“真实美元价值”上进行评估，以真正理解其有效性。此外，政策制定者在做出关于经济增长和财政政策的决策时也非常依赖“真实美元价值”。例如，如果政府报告称经济在过去一年中增长了4%，如果没有考虑通货膨胀，这个数字可能会产生误导。当调整通货膨胀后，该增长的“真实美元价值”可能只有1%甚至是负数，这表明实际经济条件并不像表面看起来那么乐观。因此，使用“真实美元价值”提供了经济健康状况的更清晰图景。消费者也从理解“真实美元价值”中受益。在规划退休或进行重大购买时，个人需要考虑通货膨胀如何影响他们未来的储蓄和支出。例如，如果某人计划在30年后退休，并希望每年生活费为5万美元，他们必须考虑到这个金额在那个时候的“真实美元价值”会是多少。假设平均通货膨胀率为3%，那么30年后5万美元的“真实美元价值”将会显著减少，这意味着仔细规划对维持生活水平至关重要。总之，“真实美元价值”的概念在经济学、金融和个人预算中是基础性的。它强调了调整货币数字以考虑通货膨胀的重要性，从而把握货币的真实购买力。通过关注“真实美元价值”，个人和政策制定者可以做出更明智的决策，反映真实的经济格局。忽视这一关键方面可能导致误导性结论和糟糕的财务选择，突显了将“真实美元价值”纳入任何经济分析或财务规划中的必要性。