book balance; balance on account

简明释义

帐面余额

英英释义

例句

1.Before making any transactions, I always check my book balance to ensure I have enough funds.

在进行任何交易之前，我总是检查我的账面余额以确保我有足够的资金。

2.I need to verify the balance on account before I can issue a refund.

在我可以发放退款之前，我需要核实一下账户余额。

3.The book balance may not include pending transactions, so be cautious.

由于账面余额可能不包括待处理的交易，因此要谨慎。

4.My bank sent me a notification about my book balance after the recent deposit.

在最近的存款后，我的银行给我发了一条关于我的账面余额的通知。

5.The balance on account reflects all the deposits and withdrawals made this month.

这个月的账户余额反映了所有的存款和取款。

作文

In the world of finance, understanding various terms and concepts is crucial for effective money management. One such term that often comes up is book balance; balance on account. This phrase refers to the amount of money that is recorded in a bank account according to the bank's records. It is important to differentiate this from other balances, such as the available balance, which may reflect different amounts due to pending transactions or holds on funds.The book balance; balance on account is essentially the total amount that you have in your account at any given time, based solely on the transactions that have been processed and recorded by the bank. This figure does not take into account any checks that have been written but not yet cleared, or any deposits that have not yet been processed. Therefore, it provides a snapshot of your financial situation at a specific moment, allowing individuals and businesses to assess their liquidity and make informed decisions regarding spending and investments.For example, if a small business owner checks their book balance; balance on account and sees $10,000, they might feel secure in making a large purchase for inventory or equipment. However, if they neglect to consider outstanding checks or pending deposits, they may inadvertently overdraw their account. This highlights the importance of regularly reconciling one’s records with the bank’s statements to ensure accurate financial planning.Moreover, understanding the book balance; balance on account is essential when it comes to budgeting. Individuals who track their spending against this balance can better manage their finances and avoid unnecessary debt. By keeping an eye on this figure, one can allocate funds appropriately, ensuring that bills are paid on time while also setting aside savings for future goals.In addition, the concept of book balance; balance on account plays a significant role in personal finance education. Many financial advisors emphasize the need for clients to understand how their bank accounts work, including the implications of their book balance; balance on account. Clients who grasp this concept are more likely to engage in prudent financial behaviors, such as maintaining an emergency fund and avoiding overdraft fees.Furthermore, in the age of digital banking, it is easier than ever to monitor one’s book balance; balance on account. Most banks provide online platforms and mobile apps that allow customers to check their balances in real-time. This accessibility can encourage better financial habits, as users can quickly adjust their spending based on their current balance, reducing the risk of overspending.In conclusion, the term book balance; balance on account is more than just a financial jargon; it is a fundamental concept that underpins sound financial management. By understanding what this balance represents and how it affects financial decisions, individuals and businesses can navigate their financial landscapes more effectively. Whether for personal use or business operations, keeping track of the book balance; balance on account is vital for achieving financial stability and success.

在金融世界中，理解各种术语和概念对于有效的资金管理至关重要。其中一个经常出现的术语是账面余额；账户余额。这个短语指的是根据银行记录在银行账户中的金额。重要的是要将其与其他余额区分开，例如可用余额，这可能由于待处理的交易或对资金的保留而反映不同的金额。账面余额；账户余额本质上是您在任何给定时间根据银行处理和记录的交易所拥有的账户总金额。这个数字不考虑已开出的但尚未清算的支票，或尚未处理的存款。因此，它提供了您财务状况在特定时刻的快照，使个人和企业能够评估其流动性，并就支出和投资做出明智的决策。例如，如果一位小企业主查看他们的账面余额；账户余额，看到$10,000，他们可能会觉得可以安全地进行大额库存或设备采购。然而，如果他们忽视考虑未清的支票或待处理的存款，他们可能会不小心透支账户。这突显了定期将个人记录与银行报表对账的重要性，以确保准确的财务规划。此外，理解账面余额；账户余额在预算编制中至关重要。跟踪与该余额相关的支出的人，可以更好地管理财务，避免不必要的债务。通过关注这个数字，人们可以适当地分配资金，确保按时支付账单，同时为未来的目标留出储蓄。此外，账面余额；账户余额的概念在个人理财教育中也发挥着重要作用。许多财务顾问强调客户了解他们的银行账户运作方式的重要性，包括账面余额；账户余额的影响。理解这一概念的客户更有可能采取谨慎的财务行为，例如保持紧急基金和避免透支费用。此外，在数字银行时代，监控自己的账面余额；账户余额比以往任何时候都容易。大多数银行提供在线平台和移动应用，允许客户实时检查其余额。这种可及性可以鼓励更好的财务习惯，因为用户可以根据当前余额快速调整支出，降低超支的风险。总之，术语账面余额；账户余额不仅仅是金融术语；它是支撑良好财务管理的基本概念。通过理解这个余额代表什么以及它如何影响财务决策，个人和企业可以更有效地驾驭他们的财务环境。无论是用于个人还是商业运营，跟踪账面余额；账户余额对于实现财务稳定和成功至关重要。