percentage of total outstanding amount

简明释义

占未偿还总额的百分比

英英释义

例句

1.Our goal is to keep the percentage of total outstanding amount under 10% by the end of the fiscal year.

我们的目标是在财政年度结束前将未偿还总额的百分比保持在10%以下。

2.During the meeting, we discussed ways to lower the percentage of total outstanding amount in our accounts receivable.

在会议上，我们讨论了降低应收账款中未偿还总额的百分比的方法。

3.The finance team is analyzing the percentage of total outstanding amount to identify potential bad debts.

财务团队正在分析未偿还总额的百分比以识别潜在的坏账。

4.To improve cash flow, we need to reduce the percentage of total outstanding amount from our clients.

为了改善现金流，我们需要减少客户的未偿还总额的百分比。

5.The report shows that the percentage of total outstanding amount for overdue invoices is increasing each month.

报告显示，逾期发票的未偿还总额的百分比每个月都在增加。

作文

In today's financial world, understanding various terms and metrics is crucial for making informed decisions. One such term that often comes up in discussions about debts and finances is the percentage of total outstanding amount. This phrase refers to the proportion of a specific debt or obligation compared to the overall sum of all debts owed. For instance, if a company has a total outstanding amount of $1,000,000 and a specific loan of $200,000, the percentage of total outstanding amount for that loan would be 20%. This metric is essential for both individuals and businesses as it provides insight into their financial health and risk exposure.Understanding the percentage of total outstanding amount can help individuals prioritize their debts. Suppose someone has multiple debts, including credit card debts, personal loans, and a mortgage. By calculating the percentage of total outstanding amount for each debt, they can identify which debts are most significant relative to their total obligations. This information can guide them in developing a repayment strategy, focusing on paying off higher percentages first, thereby reducing their overall financial burden more effectively.For businesses, the percentage of total outstanding amount is equally important. It can influence decisions regarding cash flow management and investment strategies. For example, if a business realizes that a substantial percentage of its total outstanding amount is tied up in accounts receivable, it may decide to implement stricter credit policies or enhance collection efforts to improve liquidity. Understanding these percentages allows businesses to maintain a healthy balance sheet and ensure they can meet their obligations as they come due.Moreover, lenders often consider the percentage of total outstanding amount when assessing the creditworthiness of borrowers. A borrower with a high percentage of outstanding debt relative to their assets may be viewed as a higher risk, potentially leading to higher interest rates or denial of credit. Conversely, a lower percentage indicates better financial stability, making it easier for individuals or businesses to secure loans at favorable terms.Additionally, tracking the percentage of total outstanding amount over time can provide valuable insights into trends in an individual’s or company’s financial situation. If the percentage decreases, it may indicate effective debt management and improving financial health. On the other hand, an increasing percentage could signal potential financial distress, prompting the need for immediate action to address the issue.In conclusion, the concept of the percentage of total outstanding amount is a fundamental aspect of financial literacy. It serves as a vital tool for assessing debt management, credit risk, and overall financial health. Whether for personal finances or business operations, understanding this metric can lead to more informed decisions, better financial planning, and ultimately, a more stable economic future. Therefore, it is essential for everyone to familiarize themselves with this term and incorporate it into their financial assessments and strategies.

在当今的金融世界中，理解各种术语和指标对于做出明智的决策至关重要。一个常常出现在关于债务和财务讨论中的术语是总未偿金额的百分比。这个短语指的是特定债务或义务与所有欠款总和的比例。例如，如果一家公司有$1,000,000的总未偿金额，而一笔特定贷款为$200,000，那么该贷款的总未偿金额的百分比将为20%。这个指标对个人和企业都至关重要，因为它提供了对其财务健康和风险暴露的洞察。理解总未偿金额的百分比可以帮助个人优先处理他们的债务。假设某人有多项债务，包括信用卡债务、个人贷款和抵押贷款。通过计算每项债务的总未偿金额的百分比，他们可以识别出哪些债务相对于他们的总义务来说最为重要。这些信息可以指导他们制定还款策略，重点优先偿还百分比较高的债务，从而更有效地减少整体财务负担。对于企业而言，总未偿金额的百分比同样重要。它可能影响现金流管理和投资策略的决策。例如，如果一家企业意识到其总未偿金额中有相当大一部分被占用在应收账款中，它可能决定实施更严格的信用政策或加强催收工作，以改善流动性。理解这些百分比使企业能够保持健康的资产负债表，并确保能够按时履行义务。此外，贷方在评估借款人的信用worthiness时，通常会考虑总未偿金额的百分比。相对于其资产而言，未偿债务比例过高的借款人可能被视为高风险，从而导致更高的利率或拒绝贷款。相反，较低的百分比则表明财务稳定性较好，使个人或企业更容易以有利条件获得贷款。此外，跟踪总未偿金额的百分比随时间变化也可以为个人或公司的财务状况提供有价值的洞察。如果这个百分比下降，可能表明债务管理有效，财务健康改善。而相反，增加的百分比可能暗示潜在的财务困境，促使需要立即采取行动来解决问题。总之，总未偿金额的百分比这一概念是财务素养的基本方面。它作为评估债务管理、信用风险和整体财务健康的重要工具。无论是个人财务还是商业运营，理解这一指标都可以带来更明智的决策、更好的财务规划，最终实现更稳定的经济未来。因此，每个人都有必要熟悉这个术语，并将其纳入他们的财务评估和策略中。