rollover date

简明释义

展期日

英英释义

例句

1.The rollover date (续期日期) for your retirement account is approaching.

您的退休账户的rollover date（续期日期）即将到来。

2.Make sure to review your investment options before the rollover date (续期日期).

在rollover date（续期日期）之前，请务必查看您的投资选项。

3.If you miss the rollover date (续期日期), you may incur penalties.

如果您错过了rollover date（续期日期），可能会产生罚款。

4.You can change your contribution plan up until the rollover date (续期日期).

您可以在rollover date（续期日期）之前更改您的贡献计划。

5.The bank will notify you a week before your rollover date (续期日期) to ensure you have enough funds.

银行将在您的rollover date（续期日期）前一周通知您，以确保您有足够的资金。

作文

In today's fast-paced financial world, understanding various terms and concepts is crucial for effective money management. One such term that often comes up in discussions about loans and investments is the rollover date. The rollover date refers to the specific date on which a financial agreement, such as a loan or an investment, is renewed or extended. This date is significant because it can impact the overall cost of borrowing or the potential returns on an investment. For instance, when dealing with short-term loans, borrowers need to be aware of the rollover date to avoid incurring additional fees or interest charges that can arise if the loan is not paid off by that date.When a loan reaches its rollover date, a borrower has several options. They can choose to pay off the loan in full, which is usually the most financially sound decision. Alternatively, they may opt to roll over the loan, which involves extending the term of the loan for another period, often with additional interest. This option can provide temporary relief for borrowers who may be facing cash flow issues but can lead to a cycle of debt if not managed carefully. Therefore, understanding the implications of the rollover date is essential for anyone considering this option.In the context of investments, the rollover date can also play a critical role. For example, in retirement accounts like 401(k)s or IRAs, the rollover date is the deadline by which an individual must transfer funds from one account to another without incurring penalties or taxes. Failing to adhere to this date can result in significant financial consequences, including tax liabilities that could have been avoided. Thus, investors must keep track of their rollover dates to ensure they maximize their savings and avoid unnecessary costs.Moreover, the rollover date is not just limited to loans and investments; it can also apply to insurance policies and other financial products. For instance, if an insurance policy has a rollover date, it indicates when the policy needs to be renewed or updated to maintain coverage. Missing this date could lead to lapses in coverage, which can be detrimental in times of need.To effectively manage finances, individuals should create a calendar or reminder system that highlights important rollover dates. By doing so, they can ensure that they are prepared for any necessary actions, whether it’s paying off a loan, rolling over an investment, or renewing an insurance policy. This proactive approach can help prevent costly mistakes and ensure financial stability.In conclusion, the rollover date is a vital concept in various financial contexts, including loans, investments, and insurance. Understanding its significance and implications can empower individuals to make informed decisions and manage their finances effectively. Whether you are a borrower, investor, or policyholder, being aware of your rollover dates can save you money and help you achieve your financial goals. Therefore, take the time to familiarize yourself with this term and incorporate it into your financial planning strategy for a more secure financial future.

在当今快节奏的金融世界中，理解各种术语和概念对于有效的资金管理至关重要。其中一个常常在贷款和投资讨论中出现的术语是滚转日期。滚转日期指的是金融协议（如贷款或投资）续约或延长的特定日期。这个日期很重要，因为它会影响借款的整体成本或投资的潜在回报。例如，在处理短期贷款时，借款人需要了解滚转日期，以避免因未能在该日期前偿还贷款而产生额外费用或利息。 当贷款达到其滚转日期时，借款人有几种选择。他们可以选择全额还款，这通常是最具财务理智的决定。或者，他们可能选择将贷款滚转，这涉及到将贷款的期限延长另一个周期，通常会产生额外的利息。这个选项可以为面临现金流问题的借款人提供暂时的缓解，但如果不谨慎管理，可能导致债务循环。因此，理解滚转日期的影响对任何考虑此选项的人来说都是至关重要的。在投资的背景下，滚转日期也可以发挥关键作用。例如，在401(k)或IRA等退休账户中，滚转日期是个人必须在不产生罚款或税收的情况下将资金从一个账户转移到另一个账户的截止日期。未能遵守此日期可能导致重大财务后果，包括本可以避免的税务负担。因此，投资者必须跟踪他们的滚转日期，以确保最大化他们的储蓄并避免不必要的成本。此外，滚转日期不仅限于贷款和投资；它也可以适用于保险政策和其他金融产品。例如，如果一项保险政策有一个滚转日期，则表示该政策需要在此日期之前续约或更新以保持覆盖。如果错过此日期，可能会导致覆盖范围的中断，这在需要时可能是有害的。为了有效管理财务，个人应创建一个日历或提醒系统，以突出重要的滚转日期。通过这样做，他们可以确保为任何必要的行动做好准备，无论是偿还贷款、滚转投资还是续签保险政策。这种主动的方法可以帮助防止代价高昂的错误，并确保财务稳定。总之，滚转日期是各种金融背景下的重要概念，包括贷款、投资和保险。理解其重要性和影响可以使个人能够做出明智的决策并有效管理财务。无论你是借款人、投资者还是保单持有人，了解你的滚转日期都可以为你节省金钱，帮助你实现财务目标。因此，花时间熟悉这个术语，并将其纳入你的财务规划策略中，以获得更安全的财务未来。