debt-financed property

简明释义

债务理财财产

英英释义

例句

1.Many real estate developers rely on debt-financed property 债务融资物业 to fund their projects.

许多房地产开发商依赖债务融资物业来资助他们的项目。

2.Investors often seek to acquire debt-financed property 债务融资物业 to leverage their capital.

投资者通常寻求收购债务融资物业以利用他们的资本。

3.Owning a debt-financed property 债务融资物业 can lead to significant tax benefits for investors.

拥有债务融资物业可以为投资者带来显著的税收优惠。

4.The bank approved a loan for the purchase of a debt-financed property 债务融资物业 in the city center.

银行批准了一笔贷款，用于购买市中心的债务融资物业。

5.Before investing, it's crucial to analyze the risks associated with debt-financed property 债务融资物业.

在投资之前，分析与债务融资物业相关的风险至关重要。

作文

In the world of real estate, the term debt-financed property refers to a property that has been acquired through borrowing funds, typically in the form of a mortgage. This financial strategy allows investors to leverage their capital, enabling them to purchase properties that they might not be able to afford outright. The concept of debt-financed property is crucial for understanding how many individuals and businesses operate within the real estate market. By utilizing debt, buyers can increase their purchasing power and potentially enhance their returns on investment.When an investor decides to purchase a debt-financed property, they usually take out a loan from a bank or financial institution. This loan is secured by the property itself, meaning that if the borrower fails to make payments, the lender has the right to foreclose on the property. This arrangement poses both risks and rewards for the investor. On one hand, leveraging debt can lead to greater profits if the property's value appreciates over time. On the other hand, it can also result in significant losses if the market declines or if the investor is unable to meet their repayment obligations.The use of debt-financed property is particularly prevalent among real estate investors who aim to build a portfolio of rental properties. By financing these acquisitions with debt, investors can maintain their cash flow while still expanding their holdings. For instance, if an investor purchases a rental property worth $300,000 with a 20% down payment, they would only need to provide $60,000 in cash. The remaining $240,000 would be financed through a mortgage. If the rental income generated by the property exceeds the mortgage payments, the investor can enjoy positive cash flow while also benefiting from property appreciation.However, the strategy of investing in debt-financed property requires careful consideration of various factors. Investors must assess their ability to manage debt effectively, as high levels of borrowing can lead to financial strain. Additionally, fluctuations in interest rates can impact the cost of borrowing, making it essential for investors to secure favorable loan terms. Furthermore, understanding local real estate markets is critical; investors should conduct thorough research to identify properties that are likely to appreciate in value.In conclusion, debt-financed property plays a significant role in real estate investment strategies. It offers opportunities for investors to acquire valuable assets and generate income, but it also comes with inherent risks. Successful investors must strike a balance between leveraging debt for growth and managing their financial obligations responsibly. By doing so, they can navigate the complexities of the real estate market and work towards achieving their investment goals.

在房地产领域，术语债务融资的物业指的是通过借款资金获得的物业，通常以抵押贷款的形式。这种财务策略使投资者能够利用他们的资本，使他们能够购买可能无法直接负担得起的物业。理解债务融资的物业的概念对于了解许多个人和企业在房地产市场中的运作至关重要。通过利用债务，买家可以增加他们的购买力，并可能增强他们的投资回报。当投资者决定购买债务融资的物业时，他们通常会向银行或金融机构申请贷款。该贷款由物业本身担保，这意味着如果借款人未能按时还款，贷款人有权对物业进行止赎。这种安排对投资者来说既有风险也有回报。一方面，如果物业的价值随时间升值，利用债务可能会带来更高的利润。另一方面，如果市场下滑或投资者无法满足还款义务，这也可能导致重大损失。投资债务融资的物业的策略在希望建立租赁物业组合的房地产投资者中尤为普遍。通过用债务融资这些收购，投资者可以保持现金流，同时扩展他们的持有。例如，如果一位投资者以20%的首付购买一处价值30万美元的租赁物业，他们只需要提供6万美元现金。剩余的24万美元将通过抵押贷款融资。如果物业产生的租金收入超过了抵押贷款支付，投资者可以享受正现金流，同时也受益于物业增值。然而，投资债务融资的物业的策略需要仔细考虑各种因素。投资者必须评估他们有效管理债务的能力，因为高水平的借款可能导致财务压力。此外，利率波动会影响借款成本，因此投资者必须确保获得有利的贷款条款。此外，了解当地房地产市场至关重要；投资者应进行彻底研究，以识别可能增值的物业。总之，债务融资的物业在房地产投资策略中发挥着重要作用。它为投资者提供了获取有价值资产和产生收入的机会，但也伴随着固有的风险。成功的投资者必须在利用债务实现增长与负责任地管理财务义务之间取得平衡。通过这样做，他们可以驾驭房地产市场的复杂性，朝着实现投资目标的方向努力。