bill of debts

简明释义

债票

英英释义

例句

1.The lawyer advised his client to settle the bill of debts 欠款清单 to avoid any legal complications.

律师建议他的客户解决欠款清单，以避免任何法律上的复杂问题。

2.Before applying for a loan, you should clear your bill of debts 欠款清单 to improve your credit score.

在申请贷款之前，你应该清理你的欠款清单，以提高你的信用评分。

3.After reviewing the financial records, the accountant prepared a bill of debts 欠款清单 for the company to settle its outstanding payments.

在审查财务记录后，会计为公司准备了一份欠款清单，以便结清未付款项。

4.The landlord provided a bill of debts 欠款清单 detailing all unpaid rent from the tenants.

房东提供了一份欠款清单，详细列出了租户未支付的所有租金。

5.During the meeting, the finance team presented a bill of debts 欠款清单 that highlighted overdue invoices.

在会议期间，财务团队展示了一份欠款清单，强调了逾期发票。

作文

In the world of finance and business, understanding various terminologies is crucial for effective communication and management. One such term that often arises in discussions about financial obligations is bill of debts. A bill of debts refers to a document that outlines the amounts owed by an individual or organization to creditors. This document serves as a formal acknowledgment of the debts and can be used in legal proceedings if necessary. Understanding the implications of a bill of debts is essential for anyone involved in financial transactions, whether they are individuals managing personal finances or businesses navigating complex financial landscapes.The concept of a bill of debts is particularly important in situations where multiple debts are involved. For instance, a small business may have several loans from different banks, along with outstanding invoices from suppliers. In such cases, a comprehensive bill of debts can help the business owner keep track of their financial obligations and prioritize payments accordingly. By listing all debts in one document, it becomes easier to manage cash flow and avoid late fees or penalties.Furthermore, a bill of debts can also play a role in negotiations with creditors. If an individual or business is struggling to meet their financial obligations, presenting a bill of debts can provide a clear picture of their situation. This transparency may facilitate discussions about restructuring payment plans or settling debts for less than the full amount owed. Creditors are often more willing to cooperate when they see a detailed account of a debtor's financial responsibilities.In addition to its practical uses, a bill of debts also has legal significance. In many jurisdictions, a written bill of debts can serve as evidence in court if disputes arise regarding the repayment of debts. It can demonstrate that the debtor acknowledged their obligations and was aware of the amounts owed. This can be particularly useful in cases where a creditor needs to prove that a debt exists or that a debtor has defaulted on their payments.Moreover, the importance of maintaining an accurate bill of debts cannot be overstated. Regularly updating this document ensures that all transactions are accounted for and that no debts are overlooked. This practice not only aids in financial planning but also helps in building a positive credit history. Lenders and financial institutions often review a borrower’s credit report, which includes their history of debt repayment. A well-maintained bill of debts can reflect positively on an individual’s or business’s creditworthiness.In conclusion, a bill of debts is a vital tool for anyone dealing with financial obligations. Whether used for personal budgeting, negotiating with creditors, or providing legal evidence, understanding and managing a bill of debts is essential for maintaining financial health. As we navigate an increasingly complex financial landscape, being informed about terms like bill of debts empowers individuals and businesses to make better financial decisions and ultimately achieve greater stability and success in their financial endeavors.

在金融和商业的世界中，理解各种术语对于有效沟通和管理至关重要。其中一个常常出现在关于财务义务讨论中的术语是债务账单。债务账单指的是一份列出个人或组织对债权人所欠金额的文件。这份文件作为对债务的正式确认，并且在必要时可以用于法律程序。理解债务账单的含义对任何参与金融交易的人来说都是至关重要的，无论是管理个人财务的个人，还是在复杂的金融环境中运作的企业。债务账单的概念在涉及多笔债务的情况下尤为重要。例如，一家小企业可能从不同的银行获得了几笔贷款，同时还拖欠供应商的未付款。在这种情况下，一份全面的债务账单可以帮助企业主跟踪他们的财务义务，并相应地优先支付款项。通过将所有债务列在一份文件中，管理现金流并避免滞纳金或罚款变得更加容易。此外，债务账单在与债权人的谈判中也可以发挥作用。如果个人或企业难以满足其财务义务，提供一份债务账单可以清晰地展示他们的情况。这种透明度可能会促进有关重组还款计划或以低于全额的金额偿还债务的讨论。当债权人看到债务人的财务责任的详细记录时，他们通常更愿意合作。除了其实际用途外，债务账单还具有法律意义。在许多法域中，书面的债务账单可以在争议发生时作为法庭上的证据，以证明债务的偿还情况。它可以证明债务人承认其义务并意识到所欠金额。这在债权人需要证明债务存在或债务人违约的情况下尤为有用。此外，保持准确的债务账单的重要性不容小觑。定期更新该文件可确保所有交易都得到记录，并且没有债务被忽视。这种做法不仅有助于财务规划，还有助于建立良好的信用历史。贷方和金融机构通常会审查借款人的信用报告，其中包括他们的债务偿还历史。一份维护良好的债务账单可以积极反映个人或企业的信用状况。总之，债务账单是处理财务义务的任何人都必不可少的工具。无论是用于个人预算、与债权人谈判，还是提供法律证据，理解和管理债务账单对于保持财务健康至关重要。随着我们在日益复杂的金融环境中航行，了解像债务账单这样的术语使个人和企业能够做出更好的财务决策，最终在他们的财务事业中实现更大的稳定和成功。