beneficiary

简明释义

英[ˌbenɪˈfɪʃəri]美[ˌbenɪˈfɪʃieri]

n. 受益者，受惠人；遗嘱受益人；封臣

adj. 拥有封地的，受圣俸的

复 数 b e n e f i c i a r i e s

英英释义

单词用法

同义词

反义词

例句

1.That created a precedent which could come back to haunt its chief beneficiary.

那次事件创下了一个先例，现在轮到这个先例来困扰当初的主要受益者了。

2.Why Germany Is the Real Beneficiary of the Ireland bailout?

为什么说德国是爱尔兰紧急援助的真正受益人？

3.If Mr Giuliani fizzles, Mr Bloomberg is a likely beneficiary.

如果朱利安尼先生失败了，布隆·伯格先生就是一个可能的受益者。

4.Beneficiary families also consumed more food of better nutritional quality.

受益家庭对营养和质量更高食品的消费也有所增加。

5.The main beneficiary, again, is renewable electricity.

而主要受益者仍是利用可再生能源发电的公司。

6.Sleep could be the second major beneficiary of job loss or reduced working hours.

睡眠可能是失去工作或者减少工作时间的第二个主要受惠者。

7.Who will be the main beneficiary of the cuts in income tax?

削减所得税的主要受益者将是谁？

8.Because Washington, itself, has been a primary beneficiary of monetary depreciation.

因为华盛顿，他自己已经成为了一个很大的货币贬值的受益者。

9.Expiry date July.17, 2004 in the country of the beneficiary unless otherwise stated.

除非信用证另有规定，本证于2004年7月17日在受益人国家到期。

10.She was named the sole beneficiary of her grandmother's life insurance policy.

她被指定为她祖母人寿保险的唯一受益人。

11.The charity received a large donation from a beneficiary of the trust.

该慈善机构收到了来自信托受益人的大额捐款。

12.In a will, the person who inherits the estate is known as the beneficiary.

在遗嘱中，继承财产的人被称为受益人。

13.As a beneficiary, you have the right to receive the funds after the policyholder passes away.

作为受益人，您有权在投保人去世后领取资金。

14.The beneficiary must provide identification to claim their inheritance.

为了索取遗产，受益人必须提供身份证明。

作文

In today's complex financial world, the term beneficiary (受益人) has gained significant importance. A beneficiary is an individual or entity that receives benefits, assets, or advantages from a particular arrangement, such as a will, trust, or insurance policy. Understanding who a beneficiary is and the role they play in various financial and legal contexts can be crucial for effective estate planning and wealth management.When someone creates a will or a trust, they typically designate one or more beneficiaries to inherit their assets after their death. This designation is essential because it ensures that the deceased's wishes are honored and that their assets are distributed according to their intentions. For example, a parent may choose their children as beneficiaries, ensuring that they receive equal shares of the family estate. Alternatively, a person might select a charitable organization as a beneficiary, contributing to a cause they are passionate about even after they are gone.In addition to wills and trusts, beneficiaries also play a significant role in life insurance policies. When a policyholder passes away, the insurance company pays out the death benefit to the designated beneficiary. This payment can provide financial security and stability during a challenging time for the beneficiary, helping them cover expenses such as funeral costs, mortgage payments, or education fees. Choosing the right beneficiary is crucial; policyholders should regularly review and update their designations to reflect changes in their personal circumstances, such as marriage, divorce, or the birth of a child.The concept of beneficiary extends beyond individual financial documents. In the realm of retirement accounts, individuals often name beneficiaries to ensure that their savings are passed on to their loved ones or heirs. For instance, if an individual has a 401(k) plan, they can specify who will receive the remaining balance in the account upon their death. This prevents the funds from becoming part of the probate process, allowing for a more straightforward transfer of assets to the beneficiary.However, it is essential to understand the implications of being a beneficiary. While receiving assets can be beneficial, it may also come with responsibilities. For example, if a beneficiary inherits property, they may need to manage it, pay taxes, or deal with maintenance issues. Additionally, beneficiaries should be aware of any potential tax liabilities associated with the inheritance. Consulting with financial advisors or estate planning attorneys can help beneficiaries navigate these complexities effectively.In conclusion, the term beneficiary (受益人) encompasses a vital aspect of financial planning and asset distribution. Whether through wills, trusts, life insurance policies, or retirement accounts, understanding the role and responsibilities of a beneficiary is essential for anyone involved in estate planning. By choosing beneficiaries wisely and staying informed about their rights and obligations, individuals can ensure that their assets are managed and distributed according to their wishes, providing peace of mind for themselves and their loved ones.

在当今复杂的金融世界中，术语beneficiary（受益人）变得越来越重要。beneficiary是指从特定安排（如遗嘱、信托或保险政策）中获得利益、资产或优势的个人或实体。理解谁是beneficiary以及他们在各种金融和法律背景下所扮演的角色，对于有效的遗产规划和财富管理至关重要。当某人创建遗嘱或信托时，他们通常会指定一个或多个beneficiaries在他们去世后继承他们的资产。这种指定是至关重要的，因为它确保了已故者的愿望得到尊重，并且他们的资产按照他们的意图分配。例如，父母可能会选择他们的孩子作为beneficiaries，确保他们平等地分享家庭财产。或者，一个人可能会选择一个慈善组织作为beneficiary，即使在他们去世后也能为他们所热衷的事业做出贡献。除了遗嘱和信托，beneficiaries在寿险政策中也扮演着重要角色。当保单持有人去世时，保险公司会将死亡赔偿金支付给指定的beneficiary。这笔款项可以在困难时期为beneficiary提供财务保障和稳定，帮助他们支付诸如葬礼费用、抵押贷款或教育费用等开支。选择合适的beneficiary至关重要；保单持有人应定期审查和更新他们的指定，以反映个人情况的变化，例如结婚、离婚或孩子的出生。beneficiary的概念不仅限于个人财务文件。在退休账户领域，个人通常会指定beneficiaries，以确保他们的储蓄在去世后传递给他们的亲人或继承人。例如，如果一个人有401(k)计划，他们可以指定谁将在他们去世时接收账户中的剩余余额。这可以防止资金成为遗嘱认证程序的一部分，从而更简单地将资产转移给beneficiary。然而，了解作为beneficiary的影响是至关重要的。虽然获得资产可能是有益的，但也可能伴随责任。例如，如果beneficiary继承了财产，他们可能需要管理该财产、支付税款或处理维护问题。此外，beneficiaries还应了解与继承相关的任何潜在税务责任。咨询财务顾问或遗产规划律师可以帮助beneficiaries有效地应对这些复杂性。总之，术语beneficiary（受益人）涵盖了财务规划和资产分配的重要方面。无论是通过遗嘱、信托、寿险政策还是退休账户，理解beneficiary的角色和责任对于参与遗产规划的任何人都是至关重要的。通过明智地选择beneficiaries并保持对其权利和义务的了解，个人可以确保他们的资产按照自己的意愿进行管理和分配，从而为自己和他们的亲人提供安心。