payment at a fixed future time

简明释义

在以后指定日期付款

英英释义

例句

1.The lease requires a payment at a fixed future time for the annual rental fee.

租赁协议要求对年度租金进行在固定未来时间的付款。

2.The contract specifies that the payment at a fixed future time is due on December 1st.

合同规定，在固定未来时间的付款应于12月1日到期。

3.You can choose a payment at a fixed future time option when booking your travel.

在预订旅行时，您可以选择在固定未来时间的付款选项。

4.To secure the loan, you must agree to a payment at a fixed future time every month.

为了确保贷款，您必须同意每月进行一次在固定未来时间的付款。

5.Our agreement includes a clause for payment at a fixed future time for the delivered goods.

我们的协议中包含一条关于交付货物的在固定未来时间的付款条款。

作文

In today's fast-paced world, the concept of financial transactions has evolved significantly. One important aspect of these transactions is the idea of a payment at a fixed future time, which refers to an agreement where a borrower commits to pay back a loan or settle a debt on a specific date in the future. This arrangement can be beneficial for both parties involved, offering predictability and security in financial planning.To understand this concept better, let us consider a practical example. Imagine a small business owner who needs funds to purchase new equipment. The owner approaches a bank for a loan and agrees to repay the borrowed amount in installments over the next year. The bank and the business owner establish a clear timeline for the repayments, specifying that each installment will be made on the first of every month. In this case, the repayment schedule constitutes a payment at a fixed future time, as the business owner knows exactly when to make each payment and how much is due.The advantages of such arrangements are manifold. For the borrower, knowing the exact dates and amounts of payments allows for better cash flow management. They can plan their expenses accordingly, ensuring they have enough funds available when the repayment is due. On the other hand, lenders also benefit from this structure. By having a fixed repayment schedule, they can forecast their incoming cash flows more accurately, which is essential for maintaining financial stability.Moreover, the concept of payment at a fixed future time is not limited to loans. It can also apply to various types of contracts and agreements, such as rental agreements or service contracts. For instance, a tenant may agree to pay rent on the first of each month for the duration of their lease. This creates a predictable income stream for the landlord, while the tenant enjoys the peace of mind that comes with a structured payment plan.However, it is essential to consider the potential risks associated with fixed future payments. If a borrower faces unexpected financial difficulties, they may struggle to meet their obligations, leading to late fees or even default. Therefore, both parties should carefully assess their financial situations before entering into such agreements. Lenders must evaluate the creditworthiness of borrowers, while borrowers should ensure they have a reliable source of income to meet their future payment commitments.In conclusion, the idea of a payment at a fixed future time plays a crucial role in the financial landscape. It provides a framework for managing debts and obligations, fostering trust between lenders and borrowers. As long as both parties approach these agreements with caution and transparency, they can reap the benefits of predictable financial planning. Understanding this concept is vital for anyone looking to navigate the complexities of modern finance, whether they are individuals, small business owners, or large corporations. With careful consideration and responsible management, fixed future payments can lead to successful financial outcomes for all involved.

在当今快节奏的世界中，金融交易的概念发生了显著变化。这些交易的一个重要方面是在未来固定时间付款的想法，这指的是借款人承诺在未来特定日期偿还贷款或结清债务的协议。这种安排对双方都有利，为财务规划提供了可预测性和安全性。为了更好地理解这个概念，让我们考虑一个实际的例子。想象一下，一个小企业主需要资金来购买新设备。企业主向银行申请贷款，并同意在接下来的一年内分期偿还借款。银行和企业主建立了明确的还款时间表，规定每月的第一天进行一次还款。在这种情况下，还款计划构成了在未来固定时间付款，因为企业主确切知道何时需要进行每笔付款以及到期金额。这种安排的优势是多方面的。对于借款人来说，了解确切的付款日期和金额可以更好地管理现金流。他们可以相应地计划支出，确保在还款到期时有足够的资金。另一方面，贷方也从这种结构中受益。通过固定的还款时间表，他们可以更准确地预测现金流入，这对维持财务稳定至关重要。此外，在未来固定时间付款的概念并不仅限于贷款。它也可以适用于各种类型的合同和协议，例如租赁协议或服务合同。例如，租户可能同意在其租约期间每月的第一天支付租金。这为房东创造了一个可预测的收入来源，而租户则享有结构化付款计划所带来的安心。然而，必须考虑与固定未来付款相关的潜在风险。如果借款人面临意外的财务困难，他们可能会难以履行义务，从而导致滞纳金甚至违约。因此，双方在达成此类协议之前应谨慎评估自己的财务状况。贷方必须评估借款人的信用worthiness，而借款人则应确保他们有可靠的收入来源来满足未来的付款承诺。总之，在未来固定时间付款的想法在金融领域中发挥着至关重要的作用。它为管理债务和义务提供了框架，促进了贷方和借款人之间的信任。只要双方以谨慎和透明的态度对待这些协议，他们就可以获得可预测财务规划的好处。理解这一概念对于任何希望驾驭现代金融复杂性的人来说都是至关重要的，无论他们是个人、小企业主还是大型企业。通过谨慎考虑和负责任的管理，固定未来付款可以为所有参与者带来成功的财务结果。