rediscount rate; rate of rediscount

简明释义

再贴现率

英英释义

例句

1.The government decided to increase the rate of rediscount 再贴现率 to control inflation.

政府决定提高再贴现率 rate of rediscount以控制通货膨胀。

2.The central bank announced a change in the rediscount rate 再贴现率 to encourage lending among commercial banks.

中央银行宣布调整再贴现率 rediscount rate以鼓励商业银行放贷。

3.A lower rate of rediscount 再贴现率 can stimulate economic growth by making loans cheaper.

较低的再贴现率 rate of rediscount可以通过降低贷款成本来刺激经济增长。

4.Many banks rely on the rediscount rate 再贴现率 to determine their lending policies.

许多银行依赖于再贴现率 rediscount rate来制定其贷款政策。

5.Investors are closely watching the changes in the rediscount rate 再贴现率 as it affects market interest rates.

投资者密切关注再贴现率 rediscount rate的变化，因为这会影响市场利率。

作文

The concept of the rediscount rate; rate of rediscount is crucial in understanding how central banks manage liquidity in the economy. It refers to the interest rate at which commercial banks can borrow money from the central bank by rediscounting their eligible commercial papers or securities. This mechanism serves as a monetary policy tool that helps regulate the money supply and maintain financial stability. When the rediscount rate; rate of rediscount is lowered, it becomes cheaper for banks to borrow funds, thus encouraging them to lend more to consumers and businesses. This increased lending can stimulate economic activity, leading to growth and job creation.Conversely, when the rediscount rate; rate of rediscount is raised, borrowing costs increase, which can lead to tighter credit conditions. This may slow down economic growth as businesses and consumers may find it more expensive to finance their projects or purchases. Therefore, the rediscount rate; rate of rediscount plays a vital role in influencing economic cycles and is closely monitored by economists and policymakers.In practical terms, the rediscount rate; rate of rediscount acts as a signal to the market regarding the central bank's stance on monetary policy. A change in this rate can indicate a shift in the central bank’s approach to managing inflation and unemployment. For example, during periods of economic downturn, a reduction in the rediscount rate; rate of rediscount can be seen as an effort to stimulate the economy by making borrowing more accessible. On the other hand, in times of high inflation, increasing the rediscount rate; rate of rediscount can help cool down the economy by discouraging excessive borrowing and spending.Furthermore, the rediscount rate; rate of rediscount is not only important for commercial banks but also for the overall financial system. It impacts the interest rates that consumers see on loans, mortgages, and credit cards. Thus, changes in the rediscount rate; rate of rediscount can have a ripple effect throughout the economy, influencing consumer behavior and business investment decisions.In conclusion, the rediscount rate; rate of rediscount is a key component of monetary policy that central banks use to control liquidity and influence economic activity. Its implications extend beyond the banking sector, affecting various aspects of the economy, including consumer spending and business investments. Understanding the rediscount rate; rate of rediscount is essential for anyone interested in economics, finance, or public policy, as it provides insights into the central bank's strategies and the broader economic landscape. As such, keeping an eye on changes to the rediscount rate; rate of rediscount can offer valuable foresight into future economic conditions and trends.

再贴现率是理解中央银行如何管理经济流动性的重要概念。它指的是商业银行通过再贴现其合格的商业票据或证券向中央银行借款的利率。这种机制作为货币政策工具，有助于调节货币供应和维持金融稳定。当再贴现率降低时，商业银行借款的成本变得更低，从而鼓励它们向消费者和企业提供更多贷款。这种增加的贷款可以刺激经济活动，促进增长和就业创造。相反，当再贴现率上升时，借款成本增加，这可能导致信贷条件收紧。这可能减缓经济增长，因为企业和消费者可能发现融资其项目或购买的成本更高。因此，再贴现率在影响经济周期方面发挥着至关重要的作用，并受到经济学家和政策制定者的密切关注。在实际操作中，再贴现率作为中央银行对市场货币政策立场的信号。该利率的变化可以表明中央银行在管理通货膨胀和失业方面的策略转变。例如，在经济衰退期间，降低再贴现率可以被视为努力刺激经济，通过使借贷更易获得。在通货膨胀高企时期，提高再贴现率可以帮助冷却经济，阻止过度借贷和消费。此外，再贴现率不仅对商业银行重要，而且对整体金融系统也至关重要。它影响消费者在贷款、抵押贷款和信用卡上看到的利率。因此，再贴现率的变化可以在整个经济中产生连锁反应，影响消费者行为和商业投资决策。总之，再贴现率是中央银行用来控制流动性和影响经济活动的货币政策的关键组成部分。其影响超越银行部门，影响经济的各个方面，包括消费者支出和商业投资。理解再贴现率对于任何对经济学、金融或公共政策感兴趣的人来说都是必不可少的，因为它提供了对中央银行策略和更广泛经济环境的洞察。因此，关注再贴现率的变化可以为未来经济状况和趋势提供有价值的前瞻性信息。