working capital reserve

简明释义

运用资本准备

英英释义

例句

1.Investors often look for companies with a healthy working capital reserve 营运资金储备 as it indicates financial stability.

投资者通常寻找拥有健康的营运资金储备 working capital reserve 的公司，因为这表明财务稳定。

2.A decrease in the working capital reserve 营运资金储备 can signal potential cash flow problems for a business.

减少的营运资金储备 working capital reserve 可能预示着企业潜在的现金流问题。

3.To mitigate risks, the startup set aside a working capital reserve 营运资金储备 before launching its new product.

为了降低风险，这家初创公司在推出新产品之前设立了一个营运资金储备 working capital reserve 。

4.Having a strong working capital reserve 营运资金储备 allows businesses to operate smoothly during slow sales periods.

拥有强大的营运资金储备 working capital reserve 可以让企业在销售淡季平稳运营。

5.The company allocated a portion of its profits to build a working capital reserve 营运资金储备 for unexpected expenses.

公司将部分利润分配用于建立一个营运资金储备 working capital reserve 以应对意外支出。

作文

In the world of business, effective financial management is crucial for sustaining operations and ensuring growth. One important aspect of this financial management is the concept of a working capital reserve. A working capital reserve refers to the funds that a company sets aside to cover its short-term operational needs. This reserve acts as a safety net, providing the necessary liquidity to manage daily expenses, such as salaries, inventory purchases, and other immediate obligations. Without a sufficient working capital reserve, businesses may struggle to meet their financial commitments, which can lead to operational disruptions or even bankruptcy.Establishing a robust working capital reserve is essential for any business, regardless of its size or industry. For small businesses, having a solid reserve can mean the difference between thriving and merely surviving. These companies often face unpredictable cash flow due to fluctuating sales and unexpected expenses. By maintaining a working capital reserve, they can navigate these challenges more effectively, ensuring that they have the resources to cover costs during lean periods.For larger corporations, the importance of a working capital reserve cannot be understated either. These companies often engage in complex operations that require significant funding. A well-managed working capital reserve allows them to invest in opportunities as they arise without jeopardizing their day-to-day operations. Moreover, it provides a buffer against economic downturns, allowing companies to weather financial storms without resorting to drastic measures such as layoffs or cuts in production.The amount needed for a working capital reserve varies by industry and company size. Generally, businesses aim to have enough reserves to cover three to six months' worth of operating expenses. This guideline helps ensure that they can maintain stability even when faced with unforeseen circumstances. Companies can calculate their working capital reserve by analyzing their current assets and liabilities. A positive working capital figure indicates that a business has enough short-term assets to cover its short-term liabilities, while a negative figure suggests potential liquidity issues.In addition to providing financial security, a healthy working capital reserve can also enhance a company's credibility. Suppliers and creditors are more likely to extend favorable terms to businesses that demonstrate sound financial practices, including maintaining adequate reserves. This can lead to better relationships with stakeholders and improved negotiation power when seeking loans or credit lines.To build a working capital reserve, companies can implement various strategies. One common approach is to streamline operations and reduce unnecessary expenses. By identifying areas where costs can be cut without affecting quality, businesses can free up cash that can be allocated to their reserves. Additionally, improving cash flow management through timely invoicing and efficient collection processes can significantly boost a company's liquidity.In conclusion, a working capital reserve is an essential component of sound financial management for any business. It provides the liquidity necessary to meet short-term obligations and supports long-term growth. By understanding the importance of maintaining a sufficient working capital reserve, businesses can position themselves for success in a competitive marketplace. As the saying goes, "Failing to plan is planning to fail," and having a well-established working capital reserve is a key part of that planning process.

在商业世界中，有效的财务管理对于维持运营和确保增长至关重要。这个财务管理的重要方面之一就是“营运资金储备”的概念。“营运资金储备”是指公司为满足短期运营需求而预留的资金。这一储备充当了安全网，为日常开支提供必要的流动性，例如薪水、库存采购及其他即时义务。如果没有足够的“营运资金储备”，企业可能会面临履行财务承诺的困难，这可能导致运营中断甚至破产。建立强大的“营运资金储备”对任何企业来说都是至关重要的，无论其规模或行业如何。对于小型企业而言，拥有充足的储备可能意味着繁荣与生存之间的区别。这些公司通常因销售波动和意外开支而面临不可预测的现金流。通过维护“营运资金储备”，它们可以更有效地应对这些挑战，确保在经济低迷时期有资源来覆盖成本。对于大型企业而言，“营运资金储备”的重要性同样不可低估。这些公司往往参与复杂的运营，需要大量资金。良好管理的“营运资金储备”使他们能够在出现机会时进行投资，而不会危及日常运营。此外，它还提供了抵御经济衰退的缓冲，使公司能够在财务风暴中生存，而不必采取裁员或减产等激烈措施。所需的“营运资金储备”金额因行业和公司规模而异。一般来说，企业目标是拥有足够的储备来覆盖三到六个月的运营费用。这一指导方针有助于确保它们即使在面临不可预见的情况下也能保持稳定。公司可以通过分析其流动资产和负债来计算“营运资金储备”。正的营运资金数字表明企业有足够的短期资产来覆盖其短期负债，而负的数字则暗示潜在的流动性问题。除了提供财务安全之外，健康的“营运资金储备”还可以增强公司的信誉。供应商和债权人更可能向展现出良好财务实践的企业提供优惠条件，包括维持足够的储备。这可以改善与利益相关者的关系，并在寻求贷款或信用额度时提高谈判能力。为了建立“营运资金储备”，公司可以实施各种策略。一种常见的方法是精简运营并减少不必要的开支。通过识别可以在不影响质量的情况下削减成本的领域，企业可以释放现金并将其分配到储备中。此外，通过及时开具发票和高效的收款流程来改善现金流管理，可以显著提高公司的流动性。总之，“营运资金储备”是任何企业健全财务管理的重要组成部分。它提供了满足短期义务所需的流动性，并支持长期增长。通过理解维护足够的“营运资金储备”的重要性，企业可以为在竞争激烈的市场中取得成功做好准备。正如一句话所说：“不计划就是计划失败”，而拥有良好建立的“营运资金储备”是这一规划过程的关键部分。