capital sum

简明释义

原本金额

英英释义

例句

1.Investors are often concerned about the safety of their capital sum 本金总额 during market downturns.

投资者通常关心他们的capital sum 本金总额在市场下跌期间的安全性。

2.To start a new business, she needed to secure a capital sum 本金总额 to cover initial costs.

为了启动新业务，她需要确保有一个capital sum 本金总额来支付初始费用。

3.The investor decided to withdraw a portion of the capital sum 本金总额 from his account for personal expenses.

投资者决定从他的账户中提取一部分capital sum 本金总额用于个人开支。

4.The financial advisor recommended diversifying the capital sum 本金总额 to minimize risk.

财务顾问建议分散投资capital sum 本金总额以降低风险。

5.The loan agreement specified that the capital sum 本金总额 must be repaid within five years.

贷款协议规定，capital sum 本金总额必须在五年内偿还。

作文

In the world of finance and investment, understanding key terms is crucial for making informed decisions. One such term that often comes up is capital sum, which refers to the total amount of money that an investor initially puts into an investment or financial product. This amount does not include any interest or profits that may accrue over time; it strictly represents the principal amount. For example, if someone invests $10,000 in a mutual fund, that amount is considered the capital sum. The significance of the capital sum lies in its role as the foundation of any investment strategy. It is the starting point from which growth is measured. Investors typically aim to increase their capital sum through various means, such as reinvesting dividends or choosing high-yield investments. Understanding how the capital sum can grow over time through compound interest is essential for long-term financial planning. Moreover, the capital sum plays a vital role in determining the risk associated with an investment. The larger the capital sum, the more significant the potential gains or losses. Hence, it is essential for investors to carefully consider their capital sum when entering into new investments. This consideration includes evaluating their risk tolerance and financial goals. Additionally, the capital sum can be affected by various factors such as market conditions, economic trends, and individual investment choices. For instance, if the market experiences a downturn, the value of an investment may decrease, impacting the overall capital sum. Conversely, in a thriving market, the capital sum can grow significantly, leading to substantial returns. For individuals looking to build wealth, understanding the concept of capital sum is fundamental. It allows them to set realistic financial goals and develop strategies to achieve them. Whether one is saving for retirement, a child's education, or a major purchase, knowing how to manage and grow one's capital sum is essential. In conclusion, the term capital sum is more than just a financial jargon; it is a crucial element of personal finance and investment. By grasping its meaning and implications, investors can make better decisions that align with their financial objectives. As one navigates the complex world of finance, keeping a close eye on the capital sum will undoubtedly lead to more informed choices and ultimately, greater financial success.

在金融和投资的世界中，理解关键术语对于做出明智的决策至关重要。其中一个常常出现的术语是资本总额，它指的是投资者最初投入投资或金融产品的总金额。这个金额不包括可能随着时间积累的任何利息或利润；它严格代表本金金额。例如，如果某人向共同基金投资了10000美元，那么该金额被视为资本总额。资本总额的重要性在于它作为任何投资策略的基础。它是衡量增长的起点。投资者通常旨在通过各种手段增加他们的资本总额，例如再投资股息或选择高收益投资。了解如何通过复利使资本总额随时间增长，对于长期财务规划至关重要。此外，资本总额在确定投资相关风险方面也发挥着重要作用。资本总额越大，潜在的收益或损失就越显著。因此，投资者在进入新投资时必须仔细考虑他们的资本总额。这种考虑包括评估他们的风险承受能力和财务目标。此外，资本总额可能会受到市场状况、经济趋势和个人投资选择等各种因素的影响。例如，如果市场经历下滑，投资的价值可能会下降，从而影响整体的资本总额。相反，在繁荣的市场中，资本总额可以显著增长，导致可观的回报。对于希望积累财富的个人来说，理解资本总额的概念是基础。这使他们能够设定现实的财务目标并制定实现这些目标的策略。无论是为退休、孩子的教育还是重大购买储蓄，知道如何管理和增加自己的资本总额都至关重要。总之，术语资本总额不仅仅是金融术语；它是个人财务和投资的关键要素。通过掌握其含义和影响，投资者可以做出更符合其财务目标的决策。在复杂的金融世界中，密切关注资本总额无疑将导致更明智的选择，并最终实现更大的财务成功。