preauthorized check

简明释义

预先授权支票

英英释义

例句

1.To avoid late fees, I always use a preauthorized check for my credit card payments.

为了避免滞纳金，我总是使用预授权支票来支付我的信用卡账单。

2.Many utility companies offer discounts if you sign up for a preauthorized check payment plan.

许多公用事业公司如果您注册了预授权支票支付计划，会提供折扣。

3.The gym allows members to pay their dues via a preauthorized check every month.

健身房允许会员每月通过预授权支票支付会费。

4.I received a notification that my preauthorized check for the insurance premium was processed successfully.

我收到通知，我的保险费的预授权支票已成功处理。

5.You can set up a preauthorized check for your monthly rent payment to ensure it's paid on time.

您可以设置一个预授权支票用于每月的租金支付，以确保及时支付。

作文

In today's fast-paced financial world, managing payments efficiently is crucial for both consumers and businesses. One method that has gained popularity is the use of a preauthorized check. A preauthorized check is an agreement between a payer and a payee that allows the payee to withdraw funds from the payer's account on a predetermined schedule. This system can simplify transactions, ensuring that bills are paid on time without the need for manual intervention each month.The concept of a preauthorized check can be particularly beneficial for recurring payments such as utility bills, subscription services, or loan repayments. For instance, when a customer sets up a preauthorized check for their monthly electricity bill, they authorize the utility company to automatically withdraw the necessary amount from their bank account at the beginning of each month. This not only saves time but also helps in avoiding late fees that could arise from missed payments.However, it is essential for consumers to understand the implications of using a preauthorized check. Since the payer is granting permission for automatic withdrawals, it is vital to keep track of the scheduled amounts and dates. If the payee decides to increase the payment amount without proper notification, it could lead to insufficient funds in the payer's account, resulting in overdraft fees or bounced checks. Therefore, consumers should regularly monitor their bank statements to ensure all transactions are accurate and authorized.Moreover, setting up a preauthorized check requires trust between the payer and payee. Consumers must feel confident that the organization they are dealing with will handle their financial information responsibly and will not withdraw more than what was agreed upon. It is advisable to work with reputable companies that have a proven track record of integrity and transparency in their operations.Another aspect to consider is the ease of canceling a preauthorized check. If a consumer decides to discontinue a service or change providers, they must take the necessary steps to revoke the authorization. This usually involves notifying the payee in writing and may require confirmation from the bank as well. Understanding this process is critical to avoid any unwanted charges after the service has been canceled.In conclusion, a preauthorized check can be a convenient tool for managing recurring payments, offering peace of mind and efficiency to both consumers and businesses. However, it comes with responsibilities that require careful monitoring and trust. By understanding how preauthorized checks work and the potential risks involved, individuals can make informed decisions about their financial management strategies. As technology evolves, the methods of payment will continue to change, but the fundamental principles of trust and responsibility will always remain at the forefront of financial transactions.

在当今快节奏的金融世界中，高效管理支付对消费者和企业来说至关重要。一种日益受到欢迎的方法是使用预授权支票。预授权支票是付款人和收款人之间的协议，允许收款人在预定的时间表上从付款人的账户中提取资金。这种系统可以简化交易，确保账单按时支付，而无需每个月手动干预。预授权支票的概念对于诸如水电费、订阅服务或贷款还款等定期支付特别有利。例如，当客户为他们的每月电费设置预授权支票时，他们授权公用事业公司在每个月的开始自动从他们的银行账户中提取所需金额。这不仅节省了时间，还帮助避免因错过付款而产生的滞纳金。然而，消费者必须理解使用预授权支票的影响。由于付款人授予自动提款的权限，因此跟踪计划的金额和日期至关重要。如果收款人决定在没有适当通知的情况下增加付款金额，可能会导致付款人的账户资金不足，从而导致透支费用或支票退票。因此，消费者应定期监控其银行对账单，以确保所有交易都是准确和授权的。此外，设置预授权支票需要付款人与收款人之间的信任。消费者必须感到自信，他们所处理的组织将负责处理他们的财务信息，并且不会提取超过商定金额的款项。建议与信誉良好的公司合作，这些公司在其运营中具有诚信和透明度的良好记录。另一个需要考虑的方面是取消预授权支票的便利性。如果消费者决定停止服务或更换提供商，他们必须采取必要步骤撤销授权。这通常涉及以书面形式通知收款人，并可能需要银行的确认。了解这一过程对于避免在服务取消后产生任何不必要的费用至关重要。总之，预授权支票可以成为管理定期付款的便捷工具，为消费者和企业提供安心和效率。然而，它伴随着需要仔细监控和信任的责任。通过了解预授权支票的工作原理及其潜在风险，个人可以就其财务管理策略做出明智的决定。随着技术的不断发展，支付方式将继续变化，但信任和责任的基本原则将始终处于金融交易的前沿。