budget reserve

简明释义

预算准备金

英英释义

例句

1.The budget reserve 预算储备 was used to fund new initiatives when the main budget fell short.

当主预算不足时，预算储备被用来资助新项目。

2.The city council decided to allocate a portion of the funds to the budget reserve 预算储备 for unexpected expenses.

市议会决定将一部分资金分配给<顺便>预算储备以应对意外支出。

3.Having a healthy budget reserve 预算储备 can help businesses weather economic downturns.

拥有充足的预算储备可以帮助企业渡过经济低迷期。

4.The project manager recommended increasing the budget reserve 预算储备 to cover potential overruns.

项目经理建议增加预算储备以应对潜在的超支。

5.Our financial plan includes a budget reserve 预算储备 for emergency repairs.

我们的财务计划包括用于紧急维修的预算储备。

作文

In today's world, effective financial management is crucial for both individuals and organizations. One important concept that plays a significant role in this management is the idea of a budget reserve. A budget reserve refers to a portion of the budget that is set aside to cover unexpected expenses or emergencies. This financial cushion allows for greater flexibility and stability in managing finances. For instance, consider a small business that operates on a tight budget. The owner might allocate a certain percentage of their annual income into a budget reserve to prepare for unforeseen costs such as equipment repairs or sudden increases in material prices. By having this reserve, the business can continue to operate smoothly without the stress of immediate financial strain. Similarly, individuals can benefit from maintaining a personal budget reserve. Life is unpredictable, and unexpected expenses can arise at any moment, be it medical bills, car repairs, or home maintenance issues. By setting aside a specific amount each month into a budget reserve, individuals can ensure they are prepared for these challenges without derailing their overall financial plan. Moreover, the importance of a budget reserve extends beyond just personal finance; it is also vital for government budgets. Governments often face fluctuating revenues and unanticipated expenses, such as natural disasters or economic downturns. By maintaining a budget reserve, governments can respond more effectively to crises and sustain public services without resorting to drastic cuts or increased taxes. Creating a budget reserve requires discipline and foresight. It involves analyzing past spending patterns, anticipating future needs, and making conscious decisions to prioritize savings. Many financial advisors recommend starting small; even a modest budget reserve can provide peace of mind and financial security. Over time, as individuals or organizations become more comfortable with their budget reserve, they can gradually increase the amount set aside. In conclusion, whether for personal finance, business management, or government budgeting, the concept of a budget reserve is essential. It provides a safety net that helps mitigate risks associated with financial unpredictability. By understanding and implementing a budget reserve, individuals and organizations can achieve greater financial stability and peace of mind. Ultimately, the practice of maintaining a budget reserve is not just about saving money; it's about preparing for the future and ensuring that one is ready to face whatever challenges may come their way.

在当今世界，有效的财务管理对个人和组织都至关重要。一个在这种管理中起着重要作用的概念是预算储备的理念。预算储备指的是预算中预留的一部分，用于应对意外开支或紧急情况。这种财务缓冲使得在管理财务时能够拥有更大的灵活性和稳定性。例如，考虑一家经营紧张的小企业。业主可能会将其年度收入的一定比例分配到预算储备中，以准备应对突发成本，例如设备维修或材料价格的突然上涨。通过拥有这个储备，企业可以继续顺利运营，而不必承受立即的财务压力。同样，个人也能从保持个人预算储备中受益。生活是不可预测的，意外开支可能随时出现，无论是医疗账单、汽车维修还是房屋维护问题。通过每月将特定金额存入预算储备中，个人可以确保自己为这些挑战做好准备，而不会破坏整体财务计划。此外，预算储备的重要性不仅限于个人财务；它对于政府预算也至关重要。政府经常面临波动的收入和意想不到的支出，例如自然灾害或经济衰退。通过维持预算储备，政府可以更有效地应对危机，并在不采取激烈削减或增加税收的情况下维持公共服务。建立预算储备需要纪律和远见。这涉及分析过去的支出模式、预测未来需求，并做出有意识的决定来优先考虑储蓄。许多财务顾问建议从小开始；即使是适度的预算储备也能提供安心和财务安全。随着个人或组织对其预算储备的熟悉程度提高，他们可以逐渐增加预留的金额。总之，无论是针对个人财务、商业管理还是政府预算，预算储备的概念都是必不可少的。它提供了一个安全网，有助于减轻与财务不确定性相关的风险。通过理解和实施预算储备，个人和组织能够实现更大的财务稳定和内心的平静。最终，维持预算储备的做法不仅仅是为了节省资金；而是为了为未来做好准备，确保能够面对可能出现的各种挑战。