expected rate of return

简明释义

预期报酬率

英英释义

例句

1.Before making any investment, it's crucial to calculate the expected rate of return 预期收益率 based on historical data.

在进行任何投资之前，基于历史数据计算预期收益率是至关重要的。

2.Investors often look for stocks that have a high expected rate of return 预期收益率 to maximize their profits.

投资者通常寻找具有高预期收益率的股票，以最大化他们的利润。

3.The expected rate of return 预期收益率 for bonds is generally lower than that for stocks.

债券的预期收益率通常低于股票的。

4.A financial advisor can help you understand your portfolio's expected rate of return 预期收益率 and make adjustments as needed.

财务顾问可以帮助您了解投资组合的预期收益率并根据需要进行调整。

5.When comparing different investment options, it's important to consider the expected rate of return 预期收益率 alongside the associated risks.

在比较不同的投资选项时，考虑预期收益率和相关风险是很重要的。

作文

The concept of the expected rate of return plays a crucial role in the field of finance and investment. Understanding this term is essential for anyone looking to make informed decisions about their money. The expected rate of return refers to the anticipated return on an investment over a specified period, taking into account both the potential gains and the risks involved. Investors often use this metric to evaluate the attractiveness of various investment opportunities, as it provides a way to compare the potential profitability of different assets.To better understand the expected rate of return, let’s consider a simple example. Imagine you are deciding between two investment options: Stock A and Stock B. Stock A has an expected rate of return of 8%, while Stock B has an expected rate of return of 5%. At first glance, Stock A seems like the better choice because it promises a higher return. However, it is important to also assess the level of risk associated with each investment. If Stock A is much more volatile and has a higher chance of losing value, the decision may not be as straightforward.Calculating the expected rate of return typically involves analyzing historical data and considering various factors that can influence future performance. This might include economic indicators, market trends, and even geopolitical events. For instance, if a company is operating in a stable industry with consistent demand, its expected rate of return may be more reliable than that of a company in a highly cyclical industry.Moreover, the expected rate of return is not just a static figure; it can change based on new information or shifts in market conditions. Therefore, investors must continuously monitor their investments and adjust their expectations accordingly. Additionally, it is crucial to remember that the expected rate of return is not guaranteed. It is an estimate based on available data and assumptions about the future, which means that actual returns can vary significantly from what was expected.In the context of portfolio management, the expected rate of return helps investors diversify their holdings. By combining assets with different expected rates of return and risk profiles, investors can create a balanced portfolio that aims to maximize returns while minimizing risk. A well-diversified portfolio might include stocks, bonds, real estate, and other asset classes, each contributing to the overall expected rate of return based on its individual characteristics.In conclusion, the expected rate of return is a fundamental concept in investing that helps individuals and institutions make strategic financial decisions. By understanding how to calculate and interpret this metric, investors can better navigate the complexities of the financial markets. Ultimately, being aware of the expected rate of return allows investors to align their financial goals with their risk tolerance, leading to more informed and potentially profitable investment choices.

“预期收益率”这一概念在金融和投资领域中起着至关重要的作用。理解这个术语对于任何希望对其资金做出明智决策的人来说都是必不可少的。“预期收益率”是指在特定时期内对投资的预期回报，考虑到潜在收益和相关风险。投资者通常使用这一指标来评估各种投资机会的吸引力，因为它提供了一种比较不同资产潜在盈利能力的方法。为了更好地理解“预期收益率”，让我们考虑一个简单的例子。假设您正在决定投资选项：股票A和股票B。股票A的“预期收益率”为8%，而股票B的“预期收益率”为5%。乍一看，股票A似乎是更好的选择，因为它承诺更高的回报。然而，评估每项投资相关的风险水平也很重要。如果股票A波动性更大，且有更高的价值损失风险，那么这个决定可能就没有那么简单。计算“预期收益率”通常涉及分析历史数据，并考虑可能影响未来表现的各种因素。这可能包括经济指标、市场趋势，甚至地缘政治事件。例如，如果一家公司在需求稳定的行业中运营，其“预期收益率”可能比处于高度周期性行业的公司的“预期收益率”更可靠。此外，“预期收益率”并不是一个静态数字；它可以根据新信息或市场条件的变化而变化。因此，投资者必须不断监控他们的投资，并相应调整他们的预期。此外，必须记住的是，“预期收益率”并不是保证的。它是基于可用数据和对未来的假设的估计，这意味着实际回报可能与预期有显著差异。在投资组合管理的背景下，“预期收益率”帮助投资者实现资产多样化。通过结合具有不同“预期收益率”和风险特征的资产，投资者可以创建一个旨在最大化回报同时最小化风险的平衡投资组合。一个良好多样化的投资组合可能包括股票、债券、房地产和其他资产类别，每个类别根据其个体特征对整体“预期收益率”产生贡献。总之，“预期收益率”是投资中的一个基本概念，帮助个人和机构做出战略性的财务决策。通过理解如何计算和解释这个指标，投资者可以更好地驾驭金融市场的复杂性。最终，意识到“预期收益率”使投资者能够将其财务目标与风险承受能力对齐，从而导致更明智和潜在盈利的投资选择。