projected debt service

简明释义

预计还本付息额

英英释义

例句

1.Investors are concerned about the projected debt service ratio, which indicates the company's ability to meet its obligations.

投资者担心预计债务服务比率，这表明公司的偿债能力。

2.The financial report outlined the company's projected debt service for the next five years.

财务报告概述了公司未来五年的预计债务服务。

3.An increase in interest rates could affect the projected debt service costs significantly.

利率的上升可能会显著影响预计债务服务成本。

4.The city council reviewed the projected debt service for the upcoming infrastructure projects.

市议会审查了即将进行的基础设施项目的预计债务服务。

5.The budget committee discussed how to manage the projected debt service without impacting essential services.

预算委员会讨论如何在不影响基本服务的情况下管理预计债务服务。

作文

Understanding financial terms is crucial for anyone involved in economic planning or investment. One such term that often arises in discussions about public finance and investment strategy is projected debt service. This term refers to the estimated amount of money that an organization, typically a government or corporation, will need to pay in order to cover its debt obligations over a specific period. The concept of projected debt service is vital for budgeting and financial forecasting, as it helps entities plan for future cash flows and ensure they have sufficient resources to meet their obligations.When a government issues bonds to finance projects, it incurs debt that must be repaid over time. The projected debt service includes both principal repayments and interest payments. Accurate projections are essential because they allow governments to allocate funds appropriately, avoiding situations where they might face a cash shortfall. For instance, if a city plans to build a new infrastructure project funded by bonds, it must calculate the projected debt service to understand how much of its budget will be consumed by debt repayments in the coming years.Moreover, investors closely monitor the projected debt service of municipalities and corporations before making investment decisions. A high ratio of projected debt service to revenue may indicate potential financial distress, leading investors to be cautious about purchasing bonds from that entity. Conversely, a manageable projected debt service level can enhance investor confidence, indicating that the organization can meet its obligations without jeopardizing its operational budget.The calculation of projected debt service involves various factors, including interest rates, the total amount of debt, and the repayment schedule. For example, if a company has taken out a loan of $1 million at an interest rate of 5% to be repaid over ten years, the projected debt service would include both the principal and interest payments calculated for each year. Financial analysts use this information to create models that forecast future cash flows and assess the overall financial health of the organization.In addition to public entities, private companies also need to consider their projected debt service when planning for growth or expansion. If a business intends to take on additional debt to fund new projects, it must evaluate its current projected debt service to ensure that it can handle the added financial burden. This evaluation is particularly important in times of economic uncertainty, where cash flow may be unpredictable.In conclusion, understanding projected debt service is essential for effective financial management in both public and private sectors. It serves as a critical tool for budgeting, forecasting, and investment analysis. By accurately projecting their debt service obligations, organizations can make informed decisions that promote financial stability and growth. As the economy continues to evolve, the importance of managing debt responsibly will only increase, making the comprehension of terms like projected debt service ever more relevant in our financial discourse.

理解金融术语对于任何参与经济规划或投资的人来说都是至关重要的。在关于公共财政和投资战略的讨论中，常常出现一个术语，即预计债务服务。这个术语指的是一个组织，通常是政府或公司，在特定时期内需要支付的金额，以覆盖其债务义务。预计债务服务的概念对于预算和财务预测至关重要，因为它帮助实体规划未来的现金流，并确保他们有足够的资源来履行义务。当政府发行债券以资助项目时，它会产生必须随着时间偿还的债务。预计债务服务包括本金偿还和利息支付。准确的预测是必不可少的，因为它们使政府能够适当地分配资金，避免面临现金短缺的情况。例如，如果一个城市计划建设一个由债券资助的新基础设施项目，它必须计算预计债务服务，以了解未来几年其预算中将消耗多少债务偿还。此外，投资者在做出投资决策之前，会密切关注市政和公司的预计债务服务。如果预计债务服务与收入的比率过高，可能表明潜在的财务困境，从而使投资者对购买该实体的债券保持谨慎。相反，管理良好的预计债务服务水平可以增强投资者信心，表明该组织能够履行其义务，而不会危及其运营预算。预计债务服务的计算涉及多个因素，包括利率、债务总额和还款计划。例如，如果一家公司以5%的利率借入100万美元的贷款，计划在十年内偿还，则预计债务服务将包括每年的本金和利息支付。金融分析师利用这些信息创建模型，预测未来的现金流并评估组织的整体财务健康状况。除了公共实体，私营公司在规划增长或扩张时也需要考虑其预计债务服务。如果一家企业打算承担额外的债务以资助新项目，它必须评估其当前的预计债务服务，以确保能够承担增加的财务负担。这种评估在经济不确定时期尤为重要，因为现金流可能不可预测。总之，理解预计债务服务对于公共和私营部门的有效财务管理至关重要。它作为预算、预测和投资分析的重要工具。通过准确预测其债务服务义务，组织可以做出促进财务稳定和增长的明智决策。随着经济的不断发展，负责任地管理债务的重要性只会增加，使得理解像预计债务服务这样的术语在我们的金融话语中变得越来越相关。