down-payment; advance money on a contract

简明释义

预付定金

英英释义

例句

1.The dealership requires a down-payment; advance money on a contract before you can take the car home.

经销商要求在你可以把车开回家之前支付首付款；合同的预付款。

2.I saved for months to afford the down-payment; advance money on a contract for my new apartment.

我存了几个月的钱来支付我新公寓的首付款；合同的预付款。

3.The builder asked for a down-payment; advance money on a contract to start the construction of our new home.

建筑商要求支付首付款；合同的预付款以开始我们新家的建设。

4.Without a down-payment; advance money on a contract, the landlord won't hold the apartment for you.

没有首付款；合同的预付款，房东不会为你保留公寓。

5.To secure the house, we need to make a down-payment; advance money on a contract of 20% of the total price.

为了确保这所房子，我们需要支付总价20%的首付款；合同的预付款。

作文

In the world of finance and real estate, the term down-payment; advance money on a contract plays a crucial role in transactions. A down payment is typically a percentage of the total purchase price that a buyer pays upfront when purchasing a property or an expensive item. This initial payment serves several purposes. Firstly, it demonstrates the buyer's commitment to the transaction, signaling to the seller that they are serious about completing the purchase. Secondly, it reduces the amount of money that needs to be financed through a loan, thus lowering the overall interest paid over time. For instance, if someone is buying a home worth $300,000 and makes a down-payment; advance money on a contract of 20%, they will pay $60,000 upfront and finance the remaining $240,000 through a mortgage.Moreover, the size of the down payment can significantly affect the terms of the loan. Lenders often view larger down payments as a sign of lower risk. When buyers put more money down, lenders may offer them better interest rates or more favorable loan terms. This is because a larger down payment reduces the lender's exposure to potential losses in case the borrower defaults on the loan. Consequently, it is advantageous for buyers to save for a substantial down-payment; advance money on a contract to improve their chances of securing a favorable mortgage.Additionally, the concept of a down payment extends beyond real estate. It is commonly used in various contracts, such as purchasing vehicles, appliances, or even securing services. In many cases, businesses require a down-payment; advance money on a contract before commencing work. This practice ensures that the service provider has some financial assurance before investing time and resources into fulfilling the contract. For example, a contractor might ask for a down payment before starting a home renovation project, ensuring they can cover initial costs like materials and labor.The importance of understanding down-payment; advance money on a contract cannot be overstated. Buyers should be aware of how much they can afford to put down and how it will impact their overall financial situation. It is essential to budget accordingly and seek advice from financial professionals if necessary. Furthermore, being informed about the implications of a down payment can help buyers negotiate better deals and make more informed decisions.In conclusion, the term down-payment; advance money on a contract is fundamental in various financial transactions, particularly in real estate. It signifies the buyer's commitment and influences the terms of financing. Understanding the significance of a down payment can empower buyers to make smarter financial choices and ultimately lead to better outcomes in their purchasing endeavors. Whether one is buying a home, a car, or engaging in any contractual agreement, recognizing the role of a down payment is essential for successful negotiation and financial planning.

在金融和房地产的世界中，术语首付款；合同的预付款在交易中扮演着至关重要的角色。首付款通常是买方在购买房产或昂贵物品时预先支付的总购买价格的一定百分比。这笔初始付款有几个目的。首先，它表明买方对交易的承诺，向卖方发出他们认真完成购买的信号。其次，它减少了需要通过贷款融资的金额，从而降低了随时间推移而支付的总利息。例如，如果某人购买一套价值30万美元的房屋，并支付20%的首付款；合同的预付款，那么他们将提前支付6万美元，融资剩余的24万美元通过抵押贷款。此外，首付款的大小可以显著影响贷款条款。贷款人通常将较大的首付款视为风险较低的标志。当买方支付更多的钱时，贷款人可能会为他们提供更好的利率或更优惠的贷款条款。这是因为较大的首付款减少了贷款人在借款人违约时可能遭受的损失。因此，买方储蓄足够的首付款；合同的预付款以改善获得优惠抵押贷款的机会是非常有利的。此外，首付款的概念不仅限于房地产。它通常用于各种合同中，例如购买车辆、电器，甚至是确保服务。在许多情况下，企业在开始工作之前会要求首付款；合同的预付款。这一做法确保服务提供者在投资时间和资源来履行合同之前获得一定的财务保障。例如，承包商可能会在开始家庭装修项目之前要求支付首付款，以确保他们能够覆盖材料和劳动力等初始成本。理解首付款；合同的预付款的重要性不容小觑。买方应了解他们能够支付多少首付款，以及这将如何影响他们的整体财务状况。合理预算并在必要时寻求财务专业人士的建议至关重要。此外，了解首付款的影响可以帮助买方谈判更好的交易，并做出更明智的决策。总之，术语首付款；合同的预付款在各种金融交易中，特别是在房地产领域，是基本的。它象征着买方的承诺，并影响融资条款。理解首付款的重要性可以使买方做出更聪明的财务选择，并最终在购买过程中获得更好的结果。无论是购买房屋、汽车还是参与任何合同协议，认识到首付款的作用对于成功的谈判和财务规划至关重要。