past-due bills

简明释义

逾期票据

英英释义

例句

1.The landlord threatened to evict me if I didn't settle my past-due bills soon.

房东威胁如果我不尽快结清我的逾期账单就要驱逐我。

2.They called me to discuss my past-due bills and how I could pay them off.

他们打电话给我讨论我的逾期账单以及我如何偿还。

3.I set up a payment plan to manage my past-due bills more effectively.

我设定了一个付款计划，以更有效地管理我的逾期账单。

4.It's important to pay your past-due bills to avoid late fees.

支付你的逾期账单很重要，以避免滞纳金。

5.I received a notice from the utility company about my past-due bills.

我收到了公用事业公司关于我逾期账单的通知。

作文

In today's fast-paced world, managing finances can be quite challenging for many individuals and families. One of the most common issues people face is dealing with past-due bills, which are payments that have not been made by their due date. Understanding what past-due bills are and how to manage them effectively is essential for maintaining a healthy financial status. Past-due bills can include a variety of expenses, such as utility bills, credit card payments, rent, and even medical bills. When these payments are missed, they can accumulate and lead to significant financial strain.The consequences of having past-due bills can be severe. For example, late fees may be applied, which can increase the total amount owed. Additionally, repeated late payments can negatively impact one’s credit score, making it more difficult to secure loans or credit in the future. Furthermore, persistent past-due bills can lead to more drastic actions, such as eviction from rental properties or disconnection of essential services like electricity and water.To avoid falling into the trap of past-due bills, it is crucial to establish a budget and stick to it. This involves tracking income and expenses meticulously and ensuring that all necessary bills are accounted for within the monthly budget. Setting up automatic payments for recurring bills can also help prevent them from becoming overdue. This way, individuals can ensure that their bills are paid on time without having to remember each due date.In addition to budgeting, communication is key when dealing with past-due bills. If someone realizes they will be unable to make a payment on time, it is advisable to reach out to the creditor or service provider. Many companies are willing to work with customers who are facing financial difficulties, offering payment plans or extensions. Ignoring past-due bills will only exacerbate the problem, leading to more stress and financial trouble.Another effective strategy for managing past-due bills is prioritizing payments. Not all bills carry the same weight; for instance, housing and utility bills should take precedence over non-essential expenses. By focusing on the most critical payments first, individuals can avoid losing essential services while they work through their financial challenges.Furthermore, seeking assistance can be beneficial for those struggling with past-due bills. Numerous organizations offer financial counseling and support for individuals facing difficulty in managing their bills. These resources can provide guidance on budgeting, debt management, and even negotiating with creditors. Utilizing these services can help individuals regain control over their finances and reduce the burden of past-due bills.In conclusion, past-due bills are a common financial issue that can have serious repercussions if not addressed promptly. By understanding the nature of these bills, establishing a budget, communicating with creditors, prioritizing payments, and seeking assistance when needed, individuals can effectively manage their financial obligations. Ultimately, taking proactive steps to address past-due bills will lead to a more stable financial future and peace of mind.

在当今快节奏的世界中，管理财务对许多个人和家庭来说可能是相当具有挑战性的。人们面临的最常见问题之一是处理逾期账单，即未在到期日之前支付的款项。理解逾期账单是什么以及如何有效管理它们对于维持健康的财务状况至关重要。逾期账单可以包括各种费用，例如水电费、信用卡付款、租金甚至医疗账单。当这些付款被错过时，它们可能会积累并导致显著的财务压力。拥有逾期账单的后果可能是严重的。例如，可能会收取滞纳金，这会增加总欠款。此外，重复的逾期付款可能会对个人的信用评分产生负面影响，使未来获得贷款或信用变得更加困难。此外，持续的逾期账单可能导致更严厉的措施，例如被驱逐出租赁物业或断水断电等基本服务。为了避免陷入逾期账单的困境，建立预算并坚持执行至关重要。这涉及到仔细跟踪收入和支出，并确保所有必要的账单都包含在每月预算中。为经常性账单设置自动付款也可以帮助防止它们变得逾期。这样，个人可以确保他们的账单按时支付，而不必记住每个到期日。除了预算外，沟通在处理逾期账单时也是关键。如果有人意识到他们将无法按时付款，建议主动联系债权人或服务提供商。许多公司愿意与面临财务困难的客户合作，提供付款计划或延期。忽视逾期账单只会加剧问题，导致更多的压力和财务麻烦。管理逾期账单的另一个有效策略是优先支付。并非所有账单都具有相同的重要性；例如，住房和水电费应优先于非必要支出。通过首先关注最关键的付款，个人可以避免失去基本服务，同时努力解决财务挑战。此外，对于那些在处理逾期账单方面感到困难的人，寻求帮助可能是有益的。许多组织提供财务咨询和支持，帮助面临账单管理困难的个人。这些资源可以提供有关预算、债务管理，甚至与债权人谈判的指导。利用这些服务可以帮助个人重新掌控财务，减轻逾期账单的负担。总之，逾期账单是一个常见的财务问题，如果不及时处理，可能会产生严重的后果。通过理解这些账单的性质、建立预算、与债权人沟通、优先支付以及在需要时寻求帮助，个人可以有效管理他们的财务义务。最终，采取主动措施来解决逾期账单将导致更稳定的财务未来和内心的平静。