balance statement

简明释义

余额明细表

英英释义

例句

1.You can track your spending habits by regularly checking your balance statement 余额报表.

通过定期检查你的balance statement 余额报表，你可以跟踪你的消费习惯。

2.The accountant provided a detailed balance statement 余额报表 to show the company's financial position.

会计提供了一份详细的balance statement 余额报表以展示公司的财务状况。

3.To reconcile your accounts, you will need to compare your records with the balance statement 余额报表.

为了核对你的账户，你需要将你的记录与balance statement 余额报表进行比较。

4.The bank sends out a monthly balance statement 余额报表 to all account holders.

银行每月向所有账户持有人发送一份balance statement 余额报表。

5.Before applying for a loan, make sure to review your balance statement 余额报表 for accuracy.

在申请贷款之前，确保检查你的balance statement 余额报表的准确性。

作文

In the world of finance and accounting, understanding various financial documents is crucial for both individuals and businesses. One of these essential documents is the balance statement, which provides a snapshot of an entity's financial position at a specific point in time. A balance statement is often referred to as a balance sheet, and it summarizes the assets, liabilities, and equity of an organization. This document plays a vital role in helping stakeholders assess the financial health of the entity. To better understand a balance statement, let's break down its components. The first section of the balance statement lists the assets, which are resources owned by the company that have economic value. Assets can be classified into current assets, such as cash and inventory, and non-current assets, such as property and equipment. The total value of assets gives insight into what the company owns and can use to generate revenue.Next, the balance statement details the liabilities, which represent the obligations or debts that the company owes to external parties. Like assets, liabilities are divided into current liabilities, such as accounts payable and short-term loans, and long-term liabilities, such as mortgages and bonds payable. By analyzing the total liabilities, stakeholders can understand the financial commitments of the company and how they may affect future operations.The final component of a balance statement is equity, which represents the residual interest in the assets after deducting liabilities. Equity reflects the ownership interest of shareholders and can include common stock, retained earnings, and additional paid-in capital. A strong equity position indicates that a company has more assets than liabilities, which is a positive sign for investors and creditors.One of the key principles behind a balance statement is the accounting equation: Assets = Liabilities + Equity. This equation must always balance, hence the name 'balance statement.' It serves as a fundamental principle in accounting, ensuring that all financial transactions are accurately recorded and reported.Understanding the balance statement is not only important for accountants and financial analysts but also for business owners and investors. For business owners, it provides crucial insights into their company's financial performance and can inform strategic decisions. For investors, a balance statement is a critical tool for evaluating the risk and potential return of their investment. By analyzing a company's balance statement, investors can determine whether the company is financially stable and capable of generating profits over time.In conclusion, the balance statement is an indispensable financial document that offers valuable insights into a company's financial position. It provides a clear picture of what the company owns, what it owes, and the net worth of its shareholders. Mastering the interpretation of a balance statement is essential for anyone involved in financial decision-making, as it lays the foundation for understanding the broader financial landscape. Whether you are a business owner, an investor, or simply someone interested in finance, gaining a solid grasp of the balance statement will enhance your financial literacy and empower you to make informed decisions.

在金融和会计的世界中，理解各种财务文件对个人和企业来说至关重要。其中一个基本文件是资产负债表，它提供了实体在特定时间点的财务状况快照。资产负债表通常被称为资产负债表，它总结了组织的资产、负债和股东权益。该文件在帮助利益相关者评估实体的财务健康状况方面发挥着重要作用。为了更好地理解资产负债表，让我们分解其组成部分。资产负债表的第一部分列出了资产，即公司拥有的具有经济价值的资源。资产可以分为流动资产，例如现金和存货，以及非流动资产，例如物业和设备。资产总值提供了公司拥有的资源及其用于产生收入的能力的洞察。接下来，资产负债表详细说明了负债，这些代表公司对外部方的义务或债务。与资产一样，负债分为流动负债，例如应付账款和短期贷款，以及长期负债，例如抵押贷款和应付债券。通过分析负债总额，利益相关者可以了解公司的财务承诺以及这些承诺可能对未来运营的影响。资产负债表的最后一个组成部分是股东权益，代表在扣除负债后的资产剩余权益。股东权益反映了股东的所有权利益，可以包括普通股、留存收益和额外实收资本。强劲的股东权益表明公司拥有的资产超过负债，这是投资者和债权人的积极信号。资产负债表背后的一个关键原则是会计等式：资产 = 负债 + 股东权益。这个等式必须始终平衡，因此得名“资产负债表”。它作为会计的基本原则，确保所有财务交易都被准确记录和报告。理解资产负债表不仅对会计师和财务分析师重要，对企业主和投资者也同样重要。对于企业主来说，它提供了对公司财务业绩的重要洞察，并可以为战略决策提供信息。对于投资者而言，资产负债表是评估投资风险和潜在回报的关键工具。通过分析公司的资产负债表，投资者可以判断公司是否财务稳定并能够随时间产生利润。总之，资产负债表是一个不可或缺的财务文件，提供了公司财务状况的宝贵洞察。它清晰地描绘了公司拥有的资产、所欠的债务以及股东的净资产。掌握对资产负债表的解读对于参与财务决策的任何人来说都是必不可少的，因为它为理解更广泛的财务环境奠定了基础。无论您是企业主、投资者，还是仅仅对金融感兴趣的人，深入了解资产负债表将增强您的财务素养，使您能够做出明智的决策。