institutional investor

简明释义

有组织的集体投资者

英英释义

例句

1.As an institutional investor, they have the resources to conduct thorough due diligence.

作为机构投资者，他们有资源进行彻底的尽职调查。

2.The fund was primarily backed by institutional investors, who are looking for stable returns.

该基金主要由机构投资者支持，他们寻求稳定的回报。

3.The presence of institutional investors often signals confidence in a startup's business model.

有机构投资者的参与通常表明对初创企业商业模式的信心。

4.The company held a conference to attract more institutional investors to its upcoming IPO.

公司召开了一次会议，以吸引更多的机构投资者参与即将到来的首次公开募股。

5.Many institutional investors prefer to invest in real estate for its long-term appreciation potential.

许多机构投资者倾向于投资房地产，以期其长期增值潜力。

作文

In the world of finance, the term institutional investor refers to organizations that invest large sums of money on behalf of others. These entities include pension funds, insurance companies, mutual funds, and endowments. The significance of institutional investors in the financial markets cannot be overstated, as they manage trillions of dollars in assets and have a profound impact on market dynamics. One of the key characteristics of institutional investors is their ability to conduct extensive research and analysis before making investment decisions. Unlike individual investors, who may rely on emotions or trends, institutional investors utilize data-driven approaches and sophisticated models to assess potential investments. This analytical rigor allows them to make informed choices that often lead to better returns. For instance, a pension fund might analyze a company's financial health, market position, and future growth prospects before deciding to invest in its stock. Moreover, institutional investors tend to have a longer investment horizon compared to retail investors. While individual investors may react quickly to market fluctuations, institutional investors typically adopt a buy-and-hold strategy. This long-term perspective enables them to weather short-term volatility and capitalize on the compounding effect of their investments over time. For example, an endowment fund for a university may invest in a diversified portfolio of assets with the goal of generating steady income to support educational programs for decades to come. Another important aspect of institutional investors is their influence on corporate governance. Because they hold significant stakes in publicly traded companies, institutional investors often engage with management and advocate for practices that promote transparency, accountability, and sustainability. This engagement can take various forms, such as voting on shareholder resolutions or participating in discussions about corporate strategy. By holding companies accountable, institutional investors play a crucial role in enhancing the overall integrity of the financial markets. However, the dominance of institutional investors also raises concerns about market concentration and the potential for herd behavior. When a few large entities control substantial portions of the market, their collective actions can lead to significant price movements and increased volatility. For instance, if multiple institutional investors decide to sell a particular asset simultaneously, it could trigger a sharp decline in its price, impacting not only their portfolios but also the broader market. In conclusion, institutional investors are pivotal players in the financial landscape, wielding considerable power and influence. Their ability to conduct thorough research, maintain a long-term investment outlook, and engage in corporate governance makes them essential for the stability and integrity of the markets. As the financial ecosystem continues to evolve, understanding the role of institutional investors will be increasingly important for both individual investors and policymakers alike.

在金融世界中，术语机构投资者指的是代表他人投资大量资金的组织。这些实体包括养老基金、保险公司、共同基金和捐赠基金。机构投资者在金融市场中的重要性不容小觑，因为他们管理着数万亿美元的资产，对市场动态产生深远影响。机构投资者的一个关键特征是他们在做出投资决策之前能够进行广泛的研究和分析。与可能依赖情感或趋势的个人投资者不同，机构投资者利用数据驱动的方法和复杂的模型来评估潜在投资。这种分析的严谨性使他们能够做出明智的选择，通常会带来更好的回报。例如，一个养老基金可能会在决定投资某家公司的股票之前，分析该公司的财务健康、市场地位和未来增长前景。此外，机构投资者相比零售投资者往往具有更长的投资视野。虽然个人投资者可能会对市场波动迅速反应，但机构投资者通常采用买入并持有的策略。这种长期的视角使他们能够承受短期波动，并利用投资的复利效应。例如，某大学的捐赠基金可能会投资于多样化的资产组合，旨在产生稳定的收入，以支持数十年的教育项目。机构投资者的另一个重要方面是他们对公司治理的影响。由于他们在上市公司中持有重要股份，机构投资者通常会与管理层进行互动，并倡导促进透明度、问责制和可持续性的做法。这种参与可以采取多种形式，例如对股东提案投票或参与关于公司战略的讨论。通过对公司问责，机构投资者在提升金融市场整体诚信方面发挥着至关重要的作用。然而，机构投资者的主导地位也引发了有关市场集中和羊群行为潜在风险的担忧。当少数大型实体控制了市场的相当部分时，他们的集体行动可能导致显著的价格波动和增加的波动性。例如，如果多个机构投资者同时决定出售某项资产，可能会触发其价格的急剧下降，从而影响不仅是他们的投资组合，也影响更广泛的市场。总之，机构投资者是金融生态系统中至关重要的参与者，拥有相当大的权力和影响力。他们进行彻底研究、保持长期投资展望以及参与公司治理的能力使他们对市场的稳定性和完整性至关重要。随着金融生态系统的不断演变，理解机构投资者的角色将对个人投资者和政策制定者越来越重要。