tangible net worth

简明释义

有形净值

英英释义

例句

1.Investors often look at a company's tangible net worth (有形净值) to assess its financial health.

投资者通常查看公司的tangible net worth (有形净值)来评估其财务健康状况。

2.When valuing a startup, investors often focus on its tangible net worth (有形净值) rather than intangible assets.

在评估初创企业时，投资者通常关注其tangible net worth (有形净值)而非无形资产。

3.The bank required a minimum tangible net worth (有形净值) of $500,000 for the loan application.

银行要求贷款申请的最低tangible net worth (有形净值)为50万美元。

4.A higher tangible net worth (有形净值) indicates a stronger asset base for the company.

较高的tangible net worth (有形净值)表明公司资产基础更强。

5.To determine eligibility for the investment, we calculated the tangible net worth (有形净值) of all partners.

为了确定投资资格，我们计算了所有合伙人的tangible net worth (有形净值)。

作文

Understanding financial terms is crucial for anyone looking to manage their finances effectively. One such term that often comes up in discussions about personal and business finance is tangible net worth. This concept refers to the total value of a person's or company's physical assets, minus any liabilities. In simpler terms, it represents what you own that has a physical presence, such as cash, real estate, equipment, and inventory, after deducting what you owe to creditors. For individuals, this could include your home, car, and savings, while for businesses, it may include property, machinery, and stock. The importance of calculating tangible net worth lies in its ability to provide a clear picture of financial health.When evaluating one’s financial situation, understanding tangible net worth can help individuals make informed decisions. It serves as a benchmark for assessing wealth and can guide future investment strategies. For instance, if someone finds that their tangible net worth is lower than expected, they may decide to reduce expenses, increase savings, or invest in appreciating assets.For businesses, tracking tangible net worth is equally important. Investors and stakeholders often look at this figure to gauge a company’s stability and potential for growth. A company with a high tangible net worth is generally seen as less risky because it has more physical assets to fall back on in times of financial trouble. This can be particularly significant during economic downturns when companies may struggle to maintain cash flow. By having substantial physical assets, a business can better weather financial storms.Moreover, calculating tangible net worth can also highlight areas for improvement. For example, a business might find that it has a lot of inventory but not enough liquid assets. This could prompt them to rethink their inventory management strategies or seek ways to convert some physical assets into cash. Similarly, individuals may discover that they are over-leveraged, meaning they have taken on too much debt relative to their physical assets. This awareness can lead to proactive measures to improve their financial standing.In conclusion, tangible net worth is a fundamental concept in personal and business finance that reflects the value of physical assets after liabilities. Understanding this term allows individuals and companies to assess their financial health accurately, make informed decisions, and plan for the future. Whether you are an individual trying to build wealth or a business striving for success, keeping track of your tangible net worth is essential. By doing so, you can ensure that you are on the right path toward achieving your financial goals.

理解金融术语对于任何想要有效管理自己财务的人来说都是至关重要的。其中一个在个人和商业财务讨论中经常出现的术语是有形净资产。这个概念指的是一个人或公司的物理资产总值减去任何负债。简单来说，它代表了你所拥有的具有实体存在的东西，如现金、房地产、设备和库存，扣除你欠债权人的部分。对于个人来说，这可能包括你的房子、车子和储蓄，而对于企业来说，可能包括物业、机器和库存。计算有形净资产的重要性在于它能够提供财务健康状况的清晰图景。在评估个人财务状况时，了解有形净资产可以帮助个人做出明智的决策。它作为评估财富的基准，可以指导未来的投资策略。例如，如果某人发现他们的有形净资产低于预期，他们可能会决定减少开支、增加储蓄或投资于增值资产。对于企业而言，跟踪有形净资产同样重要。投资者和利益相关者通常会查看这一数字，以评估公司的稳定性和增长潜力。拥有高有形净资产的公司通常被视为风险较小，因为它在财务危机时期有更多的物理资产可供支撑。这在经济衰退期间尤其重要，因为公司可能会努力维持现金流。通过拥有大量的物理资产，企业可以更好地应对财务风暴。此外，计算有形净资产还可以突出改进的领域。例如，一家公司可能发现它有很多库存，但流动资产不足。这可能促使他们重新考虑库存管理策略或寻找将一些物理资产转化为现金的方法。同样，个人可能会发现自己负债过多，意味着他们相对于物理资产承担了过多的债务。这种意识可以导致采取积极措施来改善他们的财务状况。总之，有形净资产是个人和商业财务中的一个基本概念，反映了物理资产在扣除负债后的价值。理解这一术语使个人和公司能够准确评估其财务健康状况，做出明智的决策，并进行未来规划。无论你是想要积累财富的个人，还是努力追求成功的企业，跟踪你的有形净资产都是必不可少的。通过这样做，你可以确保自己走在实现财务目标的正确道路上。