coupon bond

简明释义

有息票债券

英英释义

例句

1.When market interest rates rise, the price of a coupon bond 息票债券 typically falls.

当市场利率上升时，息票债券 coupon bond的价格通常会下降。

2.Investors often prefer a coupon bond 息票债券 for its predictable interest payments.

投资者通常更喜欢息票债券 coupon bond，因为它提供可预测的利息支付。

3.Many retirees rely on coupon bonds 息票债券 for steady income.

许多退休人员依靠息票债券 coupon bonds获得稳定的收入。

4.A coupon bond 息票债券 pays interest at regular intervals until maturity.

一只息票债券 coupon bond在到期之前定期支付利息。

5.A coupon bond 息票债券 is a type of debt security that pays a fixed interest rate.

一只息票债券 coupon bond是一种支付固定利率的债务证券。

作文

A coupon bond is a type of debt security that pays the holder a fixed interest rate, known as the coupon rate, until its maturity date. This financial instrument is popular among investors seeking a steady income stream. The concept of a coupon bond originates from the physical bonds that were issued in the past, which had detachable coupons attached to them. Investors would clip these coupons and present them to banks or other financial institutions to receive their interest payments. Although modern coupon bonds are often issued in electronic form, the term has persisted. Understanding how a coupon bond works is essential for any investor interested in fixed-income securities. When an investor purchases a coupon bond, they are essentially lending money to the issuer, which could be a corporation or government entity. In return, the issuer promises to pay interest at regular intervals, typically semi-annually or annually, until the bond matures. At maturity, the issuer returns the principal amount to the investor. One of the primary advantages of investing in a coupon bond is the predictable income it provides. Investors can plan their cash flows based on the scheduled interest payments, making it easier to manage their finances. Additionally, coupon bonds tend to be less volatile than stocks, making them an attractive option for conservative investors or those nearing retirement. However, there are also risks associated with coupon bonds. One significant risk is interest rate risk. If interest rates rise after an investor has purchased a coupon bond, the bond's market value may decrease. This occurs because new bonds are likely to be issued with higher coupon rates, making existing coupon bonds less attractive. Furthermore, if the issuer faces financial difficulties, there is a risk of default, meaning the issuer may fail to make interest payments or repay the principal amount at maturity. To mitigate these risks, investors should consider diversifying their portfolios by including various types of coupon bonds with different maturities and credit ratings. For example, some investors might choose to invest in government-issued coupon bonds, which are generally considered safer than corporate bonds. Others might opt for high-yield corporate coupon bonds, which offer higher interest rates but come with increased risk. In conclusion, a coupon bond is a valuable financial instrument that offers a predictable income stream and lower volatility compared to stocks. However, investors must be aware of the associated risks, such as interest rate fluctuations and the potential for issuer default. By understanding how coupon bonds work and incorporating them into a diversified investment strategy, investors can effectively manage their portfolios and achieve their financial goals. Whether you are a seasoned investor or just starting, gaining knowledge about coupon bonds can enhance your investment decisions and contribute to long-term financial success.

一种票息债券是指一种支付持有人固定利率（称为票息利率）的债务证券，直到其到期日。这种金融工具在寻求稳定收入流的投资者中非常受欢迎。票息债券的概念源于过去发行的实物债券，这些债券附有可拆分的票息。投资者会剪下这些票息，并将其交给银行或其他金融机构以获得利息支付。尽管现代票息债券通常以电子形式发行，但这一术语仍然被沿用。了解票息债券的运作方式对于任何对固定收益证券感兴趣的投资者都是至关重要的。当投资者购买票息债券时，他们实际上是在向发行人借钱，发行人可能是公司或政府实体。作为回报，发行人承诺在定期时间内支付利息，通常是每半年或每年支付一次，直到债券到期。在到期时，发行人会将本金金额返还给投资者。投资票息债券的主要优点之一是它提供的可预测收入。投资者可以根据计划的利息支付来规划现金流，从而更容易管理他们的财务。此外，票息债券往往比股票波动性小，因此对于保守型投资者或临近退休的人来说，它们是一个有吸引力的选择。然而，投资票息债券也存在风险。其中一个重大风险是利率风险。如果在投资者购买票息债券后利率上升，则债券的市场价值可能会下降。这是因为新债券可能会以更高的票息利率发行，从而使现有的票息债券变得不那么有吸引力。此外，如果发行人面临财务困难，也存在违约风险，这意味着发行人可能无法按时支付利息或在到期时偿还本金。为了降低这些风险，投资者应考虑通过包括不同到期日和信用评级的各种类型的票息债券来多样化他们的投资组合。例如，一些投资者可能选择投资政府发行的票息债券，这些债券通常被认为比公司债券更安全。另一些投资者可能会选择高收益公司票息债券，这些债券提供更高的利率，但伴随着更大的风险。总之，票息债券是一种有价值的金融工具，提供可预测的收入流，并且与股票相比波动性较低。然而，投资者必须意识到相关的风险，例如利率波动和发行人违约的潜在风险。通过了解票息债券的运作方式并将其纳入多样化的投资策略中，投资者可以有效管理他们的投资组合，实现他们的财务目标。无论你是经验丰富的投资者还是刚起步，了解票息债券都可以增强你的投资决策，并为长期财务成功做出贡献。