collateral income bond

简明释义

有担保收益债券

英英释义

例句

1.The risk associated with a collateral income bond 担保收益债券 is generally lower than that of regular corporate bonds.

与普通公司债券相比，担保收益债券相关的风险通常较低。

2.The bank issued a collateral income bond 担保收益债券 to help finance its new projects.

银行发行了一种担保收益债券以帮助资助其新项目。

3.Investors are interested in the new collateral income bond 担保收益债券 because of its attractive returns.

投资者对新的担保收益债券感兴趣，因为它的回报率很吸引人。

4.With the rise in interest rates, the value of collateral income bonds 担保收益债券 may fluctuate significantly.

随着利率的上升，担保收益债券的价值可能会显著波动。

5.Many pension funds are now including collateral income bonds 担保收益债券 in their investment portfolios.

许多养老基金现在在其投资组合中包含担保收益债券。

作文

In the world of finance, various instruments are used to manage risk and generate income. One such instrument is the collateral income bond, which has gained attention among investors looking for secure investment opportunities. Understanding what a collateral income bond is, how it functions, and its advantages can help investors make informed decisions. A collateral income bond is essentially a type of bond that is backed by collateral, which means that it is secured by an asset or a pool of assets. This collateral serves as a safety net for the bondholders, ensuring that they will receive their interest payments and principal back even if the issuer encounters financial difficulties. The collateral can be in the form of real estate, cash, or other securities, providing an additional layer of security for investors.The primary purpose of a collateral income bond is to generate income through interest payments. Investors who purchase these bonds typically receive regular interest payments, which can provide a steady stream of income. This feature makes them particularly attractive to risk-averse investors who prioritize capital preservation while still seeking a reliable source of income.One of the key benefits of investing in a collateral income bond is the reduced risk associated with it. Since these bonds are backed by collateral, the likelihood of losing the entire investment is lower compared to unsecured bonds. In the event of default by the issuer, bondholders can claim the collateral, which can help mitigate potential losses. This characteristic is especially appealing during times of economic uncertainty when market volatility can jeopardize the stability of unsecured investments.Moreover, collateral income bonds often offer competitive yields compared to other fixed-income securities. Investors are typically compensated for the additional risk they assume when investing in bonds that are not backed by collateral. However, because of the added security provided by the collateral, the yields on these bonds may be more attractive than those of traditional government bonds, making them an appealing option for income-focused investors.It is also worth noting that the market for collateral income bonds has expanded in recent years, with various types being issued to cater to different investor needs. For instance, some bonds may be backed by residential or commercial real estate, while others might be secured by a diversified portfolio of securities. This diversification allows investors to choose bonds that align with their risk tolerance and investment objectives.In conclusion, understanding the concept of a collateral income bond is crucial for investors looking to enhance their portfolios with secure income-generating assets. By providing a combination of regular interest payments and reduced risk due to collateral backing, these bonds can serve as a valuable addition to an investment strategy. As always, potential investors should conduct thorough research and consider their financial goals before diving into any investment, including collateral income bonds.

在金融世界中，各种工具被用来管理风险和产生收入。其中一种工具是抵押收入债券，它在寻求安全投资机会的投资者中引起了关注。理解抵押收入债券的含义、功能及其优势，可以帮助投资者做出明智的决策。抵押收入债券本质上是一种由抵押品支持的债券，这意味着它是由资产或资产池担保的。这种抵押品为债券持有人提供了安全保障，确保他们即使在发行人遇到财务困难时，也能收到利息支付和本金。抵押品可以是房地产、现金或其他证券，为投资者提供了额外的安全层。抵押收入债券的主要目的是通过利息支付来产生收入。购买这些债券的投资者通常会定期收到利息支付，这可以提供稳定的收入来源。这一特点使得它们对那些优先考虑资本保护的风险厌恶型投资者尤其具有吸引力，同时仍希望获得可靠的收入来源。投资抵押收入债券的一个关键好处是与之相关的风险较低。由于这些债券由抵押品支持，因此与无担保债券相比，失去全部投资的可能性较小。如果发行人违约，债券持有人可以索取抵押品，这有助于减轻潜在损失。在经济不确定时期，这一特性尤其吸引人，因为市场波动可能危及无担保投资的稳定性。此外，抵押收入债券通常提供与其他固定收益证券相比具有竞争力的收益率。投资者通常会因投资于未由抵押品支持的债券而承担的额外风险而获得补偿。然而，由于抵押品提供的额外安全性，这些债券的收益率可能比传统政府债券更具吸引力，使其成为以收入为重点的投资者的理想选择。值得注意的是，近年来抵押收入债券的市场不断扩大，出现了各种类型的债券，以满足不同投资者的需求。例如，一些债券可能由住宅或商业房地产支持，而其他债券可能由多样化的证券组合担保。这种多样化使投资者能够选择与其风险承受能力和投资目标相符的债券。总之，理解抵押收入债券的概念对于希望通过安全的收入生成资产来增强投资组合的投资者至关重要。通过提供定期的利息支付和由于抵押品支持而降低的风险，这些债券可以作为投资策略的有价值补充。与所有投资一样，潜在投资者在投资包括抵押收入债券在内的任何投资之前，都应进行充分的研究并考虑其财务目标。