privileged debts

简明释义

优先债权

英英释义

例句

1.When a company goes bankrupt, privileged debts may include loans secured by collateral.

当一家公司破产时，特权债务可能包括有抵押担保的贷款。

2.Tax obligations are sometimes treated as privileged debts that take precedence over other financial obligations.

税务义务有时被视为优先于其他财务义务的特权债务。

3.Employees' unpaid wages are often considered privileged debts during liquidation processes.

员工未支付的工资在清算过程中通常被视为特权债务。

4.In bankruptcy proceedings, certain types of loans are classified as privileged debts, which means they must be paid before other creditors.

在破产程序中，某些类型的贷款被归类为特权债务，这意味着它们必须在其他债权人之前偿还。

5.In some jurisdictions, child support payments are classified as privileged debts that cannot be discharged in bankruptcy.

在某些司法管辖区，子女抚养费被归类为无法在破产中解除的特权债务。

作文

In the world of finance and economics, the term privileged debts refers to specific types of obligations that hold a higher priority over other debts in the event of a bankruptcy or liquidation. These debts are often secured by collateral or have special legal protections that ensure they are paid before other creditors. Understanding privileged debts is crucial for both lenders and borrowers as it influences the risk assessment and financial planning involved in any lending agreement.When a company faces financial difficulties, it may find itself in a position where it cannot meet all its obligations. In such scenarios, the hierarchy of claims becomes essential. Privileged debts usually include secured loans, tax debts, and certain employee wages, which must be settled before unsecured debts, such as credit card balances or personal loans. This prioritization ensures that those who have a direct stake or interest in the company's operations, like employees or secured creditors, are compensated first.One of the primary reasons for the existence of privileged debts is to protect certain stakeholders who may be adversely affected by a company's failure. For instance, if a business goes bankrupt, employees who rely on their wages for survival should be prioritized over investors who took risks with their capital. This principle is rooted in the idea of fairness and responsibility in business practices.Moreover, understanding privileged debts is essential for investors and creditors when evaluating the financial health of a company. If a company has a significant amount of privileged debts, it may indicate potential risks for unsecured creditors. They may not receive any repayment if the company's assets are insufficient to cover its higher-priority obligations. This knowledge allows investors to make informed decisions regarding their investments and to assess the likelihood of recovering their funds in case of insolvency.On the other hand, from a borrower’s perspective, being aware of privileged debts can aid in financial management and planning. Companies need to strategically manage their debt levels and prioritize payments to avoid falling into the trap of insolvency. By ensuring that privileged debts are handled appropriately, businesses can maintain operational stability and protect their long-term viability.In summary, privileged debts play a vital role in the landscape of corporate finance. They establish a framework for prioritizing payments during financial distress, thereby protecting key stakeholders and ensuring a degree of fairness in the distribution of a company’s remaining assets. Both creditors and borrowers must understand the implications of privileged debts to navigate the complexities of financial agreements and to safeguard their interests effectively. As businesses continue to evolve, the concept of privileged debts will remain a fundamental aspect of financial strategy and risk management.

在金融和经济的世界中，短语privileged debts指的是在破产或清算时具有更高优先级的特定类型的债务。这些债务通常是有担保的，或者具有特殊的法律保护，确保它们在其他债权人之前得到偿还。理解privileged debts对于贷方和借方至关重要，因为它影响到任何贷款协议中的风险评估和财务规划。当一家公司面临财务困难时，它可能会发现自己无法满足所有义务。在这种情况下，索赔的等级变得至关重要。Privileged debts通常包括有担保贷款、税务债务和某些员工工资，这些必须在无担保债务（如信用卡余额或个人贷款）之前结清。这种优先顺序确保了那些对公司运营有直接利益或利害关系的人，例如员工或有担保债权人，首先得到赔偿。存在privileged debts的主要原因之一是保护某些利益相关者，避免他们因公司的失败而受到不利影响。例如，如果一家企业破产，依赖工资生存的员工应优先于投资者，这些投资者冒着资本风险。这一原则根植于商业实践中的公平和责任观念。此外，了解privileged debts对投资者和债权人在评估公司的财务健康状况时至关重要。如果一家公司有大量的privileged debts，这可能表明无担保债权人面临潜在风险。如果公司的资产不足以覆盖其更高优先级的义务，他们可能无法收到任何还款。这一知识使投资者能够在投资决策时做出明智的选择，并评估在破产情况下追回资金的可能性。另一方面，从借款人的角度来看，了解privileged debts可以帮助进行财务管理和规划。公司需要战略性地管理其债务水平，并优先偿还，以避免陷入破产的陷阱。通过确保适当地处理privileged debts，企业可以维持运营稳定性并保护其长期生存能力。总之，privileged debts在企业金融的格局中扮演着重要角色。它们建立了在财务困境中优先支付的框架，从而保护关键利益相关者，并确保在公司剩余资产分配上的一定公平性。债权人和借款人都必须理解privileged debts的影响，以有效应对金融协议的复杂性，保护自身利益。随着企业的不断发展，privileged debts的概念将继续成为财务战略和风险管理的基本方面。