pay-down; ready up; by cash; in cash

简明释义

用现金支付

英英释义

例句

1.She likes to ready up 准备好 her shopping list in advance to avoid impulse buys.

她喜欢提前准备好购物清单，以避免冲动消费。

2.Before we can finalize the deal, you must pay-down 首付款 the initial amount.

在我们能够完成交易之前，你必须支付初始金额的首付款。

3.You can pay for the tickets by cash 用现金 at the entrance.

你可以在入口处用现金支付票款。

4.I need to make a large pay-down 首付款 on my new car this weekend.

我这周末需要为我的新车支付一笔大额首付款。

5.I always try to ready up 准备好 my finances before making big purchases.

在进行大额消费之前，我总是尽量准备好我的财务。

作文

In the world of finance, understanding various payment methods is crucial for both individuals and businesses. One common term you might encounter is pay-down（偿还）. This refers to the act of paying off a loan or reducing the principal amount owed. For instance, many people take out mortgages to buy homes. Each month, they make payments that include interest and a portion that goes towards paying down their principal balance. This process is vital as it helps borrowers decrease their debt over time and build equity in their properties.Another important term is ready up（准备好）. This phrase can be used in various contexts, but in financial settings, it often refers to preparing funds for an upcoming expense or investment. For example, if someone plans to buy a car, they may need to ready up their finances by saving a certain amount of money or ensuring they have a line of credit available. Being proactive in readying up one’s finances can prevent last-minute scrambles and ensure that one is prepared for significant purchases or investments.When discussing payment methods, the terms by cash（以现金支付）and in cash（用现金支付）are frequently used. Both phrases indicate that a transaction will be completed using physical currency rather than credit or debit cards. For example, a local farmer's market may only accept payment by cash, meaning that customers must bring cash to make their purchases. Similarly, when someone says they will pay in cash, they are indicating that they will use cash instead of any electronic form of payment.Understanding these terms is essential for effective financial management. For instance, if you want to buy a new laptop worth $1,000, and the store only accepts payment by cash, you need to ensure you have enough cash on hand before heading to the store. Additionally, if you plan to finance the laptop through a loan, knowing how to pay down that loan effectively will help you avoid high-interest charges in the long run.Moreover, being prepared to ready up your funds for such purchases can lead to better financial health. It encourages budgeting and saving, which are fundamental practices for anyone looking to improve their financial situation. By setting aside money each month, you can ready up for future expenses without relying on credit, thus avoiding debt accumulation.In conclusion, the phrases pay-down, ready up, by cash, and in cash play significant roles in personal finance. They reflect key concepts that everyone should understand when navigating the world of money management. Whether you are making a large purchase, managing debt, or simply trying to stay financially responsible, these terms will guide you in making informed decisions. By mastering these concepts, you can enhance your financial literacy and ultimately achieve greater financial stability and success.

在金融世界中，理解各种支付方式对于个人和企业都至关重要。你可能会遇到一个常见的术语，即pay-down（偿还）。这指的是偿还贷款或减少所欠本金的行为。例如，许多人为了购买房屋而申请抵押贷款。每个月，他们的付款包括利息和一部分用于偿还本金。这一过程至关重要，因为它帮助借款人随着时间的推移减少债务并在其财产中建立权益。另一个重要的术语是ready up（准备好）。这个短语可以在各种上下文中使用，但在金融环境中，它通常指为即将到来的支出或投资准备资金。例如，如果某人计划买一辆车，他们可能需要通过储蓄一定金额或确保有可用的信用额度来准备好他们的财务。积极地准备好自己的财务可以防止最后一刻的匆忙，并确保能够为重大购买或投资做好准备。在讨论支付方式时，by cash（以现金支付）和in cash（用现金支付）这两个术语经常被使用。这两个短语都表示交易将使用实物货币完成，而不是信用卡或借记卡。例如，当地的农贸市场可能只接受现金支付，这意味着顾客必须带现金才能进行购买。同样，当某人说他们将用现金支付时，他们表示将使用现金，而不是任何电子支付形式。理解这些术语对于有效的财务管理至关重要。例如，如果你想购买一台价值1000美元的新笔记本电脑，而商店只接受现金支付，那么你需要确保在前往商店之前手头有足够的现金。此外，如果你计划通过贷款融资来购买笔记本电脑，了解如何有效地偿还该贷款将帮助你避免长期高额利息费用。此外，准备好为这样的购买准备好资金可以带来更好的财务健康。这鼓励预算和储蓄，这些都是任何希望改善财务状况的人的基本做法。通过每月留出一些钱，你可以为未来的支出准备好，而无需依赖信用，从而避免债务累积。总之，术语pay-down、ready up、by cash和in cash在个人财务中扮演着重要角色。它们反映了每个人在应对金钱管理时都应该理解的关键概念。无论你是在进行大额购买、管理债务，还是仅仅尝试保持财务负责，这些术语都将指导你做出明智的决策。通过掌握这些概念，你可以增强自己的财务素养，并最终实现更大的财务稳定和成功。