ratio of surpluses to net worth

简明释义

盈余对资本净值比率

英英释义

例句

1.The ratio of surpluses to net worth 盈余与净资产的比率 is crucial for assessing the long-term viability of a business.

评估企业长期生存能力时，盈余与净资产的比率至关重要。

2.Investors often look for a favorable ratio of surpluses to net worth 盈余与净资产的比率 before making investment decisions.

投资者在做出投资决策之前，通常会寻找有利的盈余与净资产的比率。

3.The company's financial report showed a healthy ratio of surpluses to net worth 盈余与净资产的比率, indicating strong profitability.

公司的财务报告显示了健康的盈余与净资产的比率，这表明盈利能力强。

4.A low ratio of surpluses to net worth 盈余与净资产的比率 may signal potential financial distress for the organization.

较低的盈余与净资产的比率可能预示着组织潜在的财务困境。

5.During the audit, the accountants calculated the ratio of surpluses to net worth 盈余与净资产的比率 to ensure compliance with regulations.

在审计过程中，审计师计算了盈余与净资产的比率以确保遵守规定。

作文

Understanding financial metrics is crucial for both individuals and businesses aiming to achieve sustainable growth. One important metric that often gets overlooked is the ratio of surpluses to net worth, which provides valuable insights into the financial health of an entity. This ratio essentially compares the surplus generated by an organization to its overall net worth, allowing stakeholders to evaluate how effectively resources are being utilized. In this essay, we will delve deeper into what this ratio means, its significance, and how it can be applied in real-world scenarios.To begin with, let’s define the components of the ratio of surpluses to net worth. Surplus refers to the excess of revenue over expenses, indicating that a business or individual is operating profitably. On the other hand, net worth is the total assets minus total liabilities, representing the overall value of an entity at a specific point in time. By calculating the ratio of surpluses to net worth, one can assess the proportion of profits relative to the total value of the entity.This ratio is particularly significant for investors and management teams. A high ratio of surpluses to net worth suggests that the entity is not only profitable but also efficiently managing its resources. Conversely, a low ratio may indicate potential financial distress or inefficiencies in operations. For example, if a company has a net worth of $1 million and generates an annual surplus of $100,000, the ratio of surpluses to net worth would be 10%. This indicates that the company is generating a healthy return relative to its total value.Moreover, the ratio of surpluses to net worth can serve as a benchmark for performance evaluation over time or against industry standards. Businesses can track this ratio quarterly or annually to identify trends in profitability and resource management. If a company notices a declining ratio, it may need to investigate further to understand the underlying causes, such as rising costs or declining sales.Additionally, comparing the ratio of surpluses to net worth across different companies within the same industry can provide insights into competitive positioning. For instance, if Company A has a ratio of 15% while Company B has a ratio of 5%, it indicates that Company A is more effective at converting its assets into profits, potentially making it a more attractive investment opportunity.In conclusion, the ratio of surpluses to net worth is a vital financial metric that reflects an entity's profitability relative to its overall value. Understanding this ratio allows stakeholders to make informed decisions regarding investments, resource allocation, and operational improvements. As businesses strive for growth and sustainability, keeping a close eye on the ratio of surpluses to net worth can provide essential insights into their financial health and long-term viability. By effectively leveraging this metric, organizations can enhance their strategic planning and ensure they remain competitive in an ever-evolving market landscape.

理解财务指标对个人和企业实现可持续增长至关重要。其中一个常常被忽视的重要指标是盈余与净资产的比率，它提供了有关实体财务健康状况的宝贵见解。该比率本质上将组织产生的盈余与其整体净资产进行比较，使利益相关者能够评估资源的有效利用程度。在本文中，我们将深入探讨这一比率的含义、重要性及其在现实世界中的应用。首先，让我们定义一下盈余与净资产的比率的组成部分。盈余是指收入超过支出的部分，表明企业或个人正在盈利。另一方面，净资产是总资产减去总负债，代表某一特定时间点实体的整体价值。通过计算盈余与净资产的比率，可以评估利润相对于实体总价值的比例。这个比率对投资者和管理团队尤为重要。较高的盈余与净资产的比率表明该实体不仅盈利，而且有效地管理其资源。相反，较低的比率可能表明潜在的财务困境或运营效率低下。例如，如果一家公司净资产为100万美元，年盈余为10万美元，则盈余与净资产的比率为10%。这表明公司相对于其总价值产生了健康的回报。此外，盈余与净资产的比率可以作为绩效评估的基准，用于跟踪时间变化或与行业标准进行比较。企业可以每季度或每年跟踪这一比率，以识别盈利能力和资源管理的趋势。如果公司注意到比率下降，可能需要进一步调查以了解潜在原因，例如成本上升或销售下降。此外，在同一行业内比较不同公司的盈余与净资产的比率可以提供竞争定位的见解。例如，如果公司A的比率为15%，而公司B的比率为5%，这表明公司A在将资产转化为利润方面更有效，可能使其成为更具吸引力的投资机会。总之，盈余与净资产的比率是一个重要的财务指标，反映了实体相对于其整体价值的盈利能力。理解这一比率使利益相关者能够就投资、资源配置和运营改进做出明智的决策。随着企业争取增长和可持续性，密切关注盈余与净资产的比率可以为其财务健康和长期生存能力提供重要见解。通过有效利用这一指标，组织可以增强其战略规划，并确保在不断变化的市场环境中保持竞争力。