required interest earning

简明释义

应赚利息

英英释义

例句

1.To meet the investment goals, the company needs to achieve a required interest earning of 5% annually.

为了达到投资目标，公司需要实现每年5%的要求的利息收益。

2.Investors should always be aware of their required interest earning when selecting bonds.

投资者在选择债券时应始终注意他们的要求的利息收益。

3.The financial advisor calculated the required interest earning to ensure the retirement fund would be sufficient.

财务顾问计算了要求的利息收益，以确保退休基金足够。

4.The bank offers various savings plans to help clients achieve their required interest earning.

银行提供多种储蓄计划，以帮助客户实现他们的要求的利息收益。

5.In order to cover future expenses, the family must determine their required interest earning from savings.

为了覆盖未来的开支，家庭必须确定他们的储蓄要求的利息收益。

作文

In today's financial landscape, understanding the concept of required interest earning is essential for both individuals and businesses. The term refers to the minimum amount of interest income that an investment must generate in order to meet specific financial obligations or goals. This can be particularly crucial for investors who rely on their investments to fund their retirement, education, or other significant expenses. By grasping the significance of required interest earning, individuals can make more informed decisions about where to allocate their resources.To illustrate this concept, let's consider a hypothetical situation. Imagine a retiree who has saved $500,000 for retirement. To maintain a comfortable lifestyle, this retiree calculates that they need to generate at least $30,000 per year from their investments. In this case, the required interest earning would be 6% annually. If the retiree invests in a portfolio that yields only 4%, they will fall short of their financial needs, which could lead to a significant reduction in their quality of life.On the other hand, if the retiree finds an investment that offers a return of 8%, they not only meet their required interest earning but also have the potential to grow their savings further. This example highlights the importance of selecting investments that align with one's financial requirements.For businesses, the concept of required interest earning is equally relevant. Companies often take out loans to finance growth or operations. Before borrowing, they must assess how much revenue their investments will generate in order to cover the interest payments. For instance, if a company borrows $1 million at an interest rate of 5%, it must ensure that its projects will generate enough returns to cover the $50,000 annual interest expense. Failure to achieve the required interest earning can result in cash flow problems and jeopardize the company's financial stability.Moreover, understanding required interest earning can help both individuals and businesses evaluate different investment opportunities. By comparing the expected returns of various options against their required earnings, they can prioritize investments that are more likely to meet or exceed their financial goals. This strategic approach not only enhances the likelihood of achieving desired outcomes but also minimizes the risks associated with underperforming investments.In conclusion, the concept of required interest earning serves as a vital tool for financial planning and decision-making. Whether for personal finance or corporate strategy, knowing how much interest income is necessary to fulfill financial commitments can significantly impact the choices one makes. By focusing on achieving or surpassing the required interest earning, individuals and businesses can better secure their financial futures and work towards their long-term objectives. As we navigate the complexities of investing and financing, keeping this principle in mind will undoubtedly lead to more successful financial outcomes.

在今天的金融环境中，理解“required interest earning”这一概念对个人和企业都至关重要。这个术语指的是投资必须产生的最低利息收入，以满足特定的财务义务或目标。这对于依赖投资来资助退休、教育或其他重大开支的投资者尤其重要。通过掌握“required interest earning”的重要性，个人可以更明智地决定将资源分配到哪里。为了说明这一概念，让我们考虑一个假设情境。想象一下，一个为退休储蓄了50万美元的退休人员。为了维持舒适的生活方式，这位退休人员计算出他们需要每年从投资中产生至少3万美元。在这种情况下，“required interest earning”将是每年6%。如果退休人员投资于一个仅收益4%的投资组合，他们将无法满足财务需求，这可能会导致生活质量的显著下降。另一方面，如果这位退休人员找到一个提供8%回报的投资，他们不仅满足了“required interest earning”，而且还有可能进一步增加储蓄。这个例子突显了选择与个人财务要求相符的投资的重要性。对于企业来说，“required interest earning”的概念同样相关。公司通常会借款来融资增长或运营。在借款之前，他们必须评估投资将产生多少收入，以覆盖利息支付。例如，如果一家公司以5%的利率借款100万美元，它必须确保其项目将产生足够的回报，以覆盖每年5万美元的利息支出。如果未能实现“required interest earning”，可能会导致现金流问题，并危及公司的财务稳定性。此外，理解“required interest earning”可以帮助个人和企业评估不同的投资机会。通过将各种选项的预期回报与所需收益进行比较，他们可以优先考虑那些更有可能满足或超过其财务目标的投资。这种战略方法不仅增强了实现预期结果的可能性，还最小化了与表现不佳的投资相关的风险。总之，“required interest earning”的概念作为财务规划和决策的重要工具。无论是个人财务还是企业战略，知道实现财务承诺所需的利息收入是多少，可以显著影响一个人的选择。通过专注于实现或超过“required interest earning”，个人和企业可以更好地保障其财务未来，并朝着长期目标努力。在我们应对投资和融资的复杂性时，牢记这一原则无疑将导致更成功的财务结果。