due from bank

简明释义

应收同业银行款项

英英释义

例句

1.The company reported an amount of due from bank in their financial statements.

公司在财务报表中报告了一个应收银行款项的金额。

2.The due from bank amount will be collected next month.

这笔应收银行款项将在下个月收回。

3.We are waiting for the payment due from bank to clear.

我们在等待这笔应收银行款项的付款清算。

4.Before closing the books, we need to reconcile the due from bank entries.

在结账之前，我们需要核对一下应收银行款项的条目。

5.Our accountant noticed an increase in the due from bank balance this quarter.

我们的会计注意到本季度应收银行款项余额有所增加。

作文

In the world of finance and accounting, precise terminology is crucial for effective communication. One such term that often arises in discussions about banking and financial statements is due from bank. This phrase refers to the amount of money that a bank is owed by its customers or other financial institutions. Understanding this concept is essential for anyone involved in financial management or banking operations.When we say that an amount is due from bank, we are essentially talking about receivables. These are amounts that the bank expects to receive in the future, which can significantly impact its liquidity and overall financial health. For instance, if a bank has a substantial amount due from bank, it indicates that there are pending transactions that will eventually contribute to the bank's cash flow.Moreover, the term due from bank is not limited to just individual accounts. It can also refer to larger transactions involving loans between banks, such as interbank loans or settlements. In these cases, one bank may lend money to another, creating a receivable that will be settled at a later date. This interbank lending is a vital part of maintaining liquidity in the financial system, as it allows banks to manage their reserves efficiently.The importance of understanding due from bank extends beyond just the banking sector. For businesses, knowing how much is due from bank can help in cash flow management. Companies often rely on bank loans or credit lines to fund operations, and the timing of these funds can affect their ability to meet obligations. For example, if a business has a significant amount due from bank but does not receive it on time, it may struggle to pay suppliers or employees, leading to operational challenges.Furthermore, the term due from bank is also vital for investors analyzing a bank’s financial statements. Investors look at the balance sheet to assess the bank’s assets and liabilities. A high amount due from bank may indicate that the bank is effectively managing its receivables, while a low amount could suggest potential issues in collecting debts. Therefore, understanding this term can provide insights into a bank's operational efficiency and risk management practices.In summary, the phrase due from bank plays a significant role in the financial landscape. It encapsulates the amounts owed to banks, whether from individual customers or other financial entities. Recognizing the implications of this term can enhance our understanding of financial management, cash flow, and investment analysis. As we navigate through the complexities of finance, being well-versed in terms like due from bank will undoubtedly aid in making informed decisions and fostering better financial practices. Thus, it is essential for students, professionals, and investors alike to grasp the meaning and significance of due from bank in order to thrive in the financial world.

在金融和会计的世界中，精确的术语对于有效沟通至关重要。一个经常在关于银行和财务报表的讨论中出现的术语是due from bank。这个短语指的是银行应收的客户或其他金融机构的金额。理解这个概念对于任何参与财务管理或银行业务的人来说都是必不可少的。当我们说某个金额是due from bank时，我们实际上是在谈论应收账款。这些是银行期望在未来收到的金额，这可能会显著影响其流动性和整体财务健康。例如，如果一家银行有大量due from bank，这表明有待处理的交易，最终将为银行的现金流贡献。此外，due from bank这一术语不仅限于个人账户。它也可以指涉及银行之间贷款的大额交易，例如银行间贷款或结算。在这些情况下，一家银行可能会向另一家银行借贷，形成一个将在稍后结算的应收款项。这种银行间借贷是维持金融系统流动性的关键部分，因为它使银行能够有效地管理其储备。理解due from bank的重要性超出了银行业。对于企业而言，了解有多少款项due from bank可以帮助现金流管理。公司通常依赖银行贷款或信贷额度来资助运营，而这些资金的时间安排可能会影响它们履行义务的能力。例如，如果一家企业有大量due from bank但未能及时收到，它可能会在支付供应商或员工方面遇到困难，从而导致运营挑战。此外，due from bank这一术语对于分析银行财务报表的投资者也至关重要。投资者查看资产负债表以评估银行的资产和负债。大量的due from bank可能表明银行在管理其应收账款方面表现良好，而较少的金额则可能表明在收回债务方面存在潜在问题。因此，理解这一术语可以为我们提供对银行运营效率和风险管理实践的深入见解。总之，短语due from bank在金融领域中发挥着重要作用。它概括了欠银行的金额，无论是来自个人客户还是其他金融实体。认识到这一术语的含义可以增强我们对财务管理、现金流和投资分析的理解。在我们穿梭于金融的复杂性时，熟悉像due from bank这样的术语无疑将有助于做出明智的决策并促进更好的财务实践。因此，对于学生、专业人士和投资者来说，掌握due from bank的意义和重要性是至关重要的，以便在金融世界中蓬勃发展。