trade notes receivable

简明释义

应收商业票据

英英释义

例句

1.The company decided to sell its trade notes receivable 应收票据 to improve cash flow.

公司决定出售其应收票据以改善现金流。

2.Investors are often interested in a firm’s trade notes receivable 应收票据 as an indicator of financial stability.

投资者通常对公司的应收票据感兴趣，因为它是财务稳定性的一个指标。

3.To secure a loan, the business used its trade notes receivable 应收票据 as collateral.

为了获得贷款，企业将其应收票据作为抵押品。

4.The accountant recorded the trade notes receivable 应收票据 in the ledger for accurate tracking.

会计在账本中记录了应收票据以便准确跟踪。

5.The aging report revealed that several trade notes receivable 应收票据 were overdue.

老化报告显示，几张应收票据已逾期。

作文

In the world of business and finance, understanding various terms is crucial for effective management and decision-making. One such term is trade notes receivable, which refers to the amounts owed to a company by its customers as a result of credit sales. These receivables are documented through formal agreements, known as notes, that outline the terms of payment. Companies often extend credit to their customers in order to boost sales, but this practice also introduces certain risks and requires careful monitoring.When a company sells goods or services on credit, it does not receive immediate payment. Instead, the customer agrees to pay at a later date, usually within a specified period. This transaction creates a trade notes receivable, which is recorded as an asset on the company's balance sheet. The ability to manage these receivables effectively can significantly impact a company's cash flow and overall financial health.One of the primary advantages of having trade notes receivable is that it allows businesses to increase their sales volume. By offering credit, companies can attract more customers who may not have the immediate funds to pay for their purchases. This strategy is particularly common in industries where large orders are typical, such as manufacturing and wholesale distribution. However, extending credit also means that businesses must be diligent in assessing the creditworthiness of their customers to minimize the risk of default.Another important aspect of trade notes receivable is the need for effective collection strategies. Companies must establish clear policies for invoicing and follow-up procedures to ensure that payments are received on time. Delayed payments can lead to cash flow problems, making it essential for businesses to stay on top of their receivables. Some companies may even choose to offer discounts for early payment as an incentive for customers to settle their accounts sooner.Moreover, the management of trade notes receivable involves regular reviews and adjustments. Businesses should monitor their aging reports, which categorize receivables based on how long they have been outstanding. This practice helps identify potential issues with specific customers and allows companies to take proactive measures before the situation escalates. For example, if a customer consistently delays payments, the company may decide to tighten credit terms or require upfront payment for future transactions.In conclusion, trade notes receivable plays a vital role in a company's operations and financial management. While it offers opportunities for increased sales, it also presents challenges that require careful attention. By implementing effective credit policies, monitoring receivables diligently, and maintaining open lines of communication with customers, businesses can optimize their cash flow and reduce the risks associated with credit sales. Understanding the dynamics of trade notes receivable is essential for any business looking to thrive in a competitive marketplace.

在商业和金融的世界中，理解各种术语对于有效管理和决策至关重要。其中一个术语是贸易应收票据，指的是公司因信用销售而欠公司的客户款项。这些应收款通过正式协议记录，即票据，概述了付款条款。公司通常会向客户提供信用，以促进销售，但这种做法也带来了一定的风险，并需要仔细监控。当一家公司以信用方式出售商品或服务时，它不会立即收到付款。相反，客户同意在稍后的日期付款，通常是在规定的时间内。这笔交易创造了一个贸易应收票据，该票据作为资产记录在公司的资产负债表上。有效管理这些应收款对公司的现金流和整体财务健康状况有着显著影响。拥有贸易应收票据的主要优势之一是它使企业能够增加销售量。通过提供信用，公司可以吸引更多可能没有立即资金支付购买的客户。这种策略在大宗订单典型的行业中尤为常见，例如制造业和批发分销。然而，扩展信用也意味着企业必须在评估客户信用worthiness方面保持谨慎，以最大限度地减少违约风险。贸易应收票据的另一个重要方面是需要有效的收款策略。公司必须建立明确的开票和跟进程序，以确保及时收到付款。延迟付款可能导致现金流问题，因此企业必须密切关注其应收款。一些公司甚至可能选择提供提前付款折扣，以激励客户尽早结算账款。此外，管理贸易应收票据涉及定期审查和调整。企业应监控其账龄报告，该报告根据应收款逾期的时间长短对其进行分类。这种做法有助于识别特定客户的潜在问题，并允许公司在情况升级之前采取主动措施。例如，如果某个客户持续延迟付款，公司可能决定收紧信用条款或要求未来交易的预付款。总之，贸易应收票据在公司的运营和财务管理中发挥着至关重要的作用。虽然它提供了增加销售的机会，但也带来了需要仔细关注的挑战。通过实施有效的信用政策、勤奋监控应收款以及与客户保持开放的沟通渠道，企业可以优化其现金流并降低与信用销售相关的风险。理解贸易应收票据的动态对于任何希望在竞争激烈的市场中蓬勃发展的企业都是必不可少的。