trade acceptance receivable

简明释义

应收商业承兑票据

英英释义

例句

1.The finance team is reviewing the aging report for trade acceptance receivable 贸易承兑应收账款 to identify overdue accounts.

财务团队正在审查贸易承兑应收账款的账龄报告，以识别逾期账户。

2.Investors are interested in the trade acceptance receivable 贸易承兑应收账款 as it indicates the company's liquidity position.

投资者对贸易承兑应收账款感兴趣，因为它表明公司的流动性状况。

3.The company reported a significant increase in trade acceptance receivable 贸易承兑应收账款 due to higher sales in the last quarter.

由于上个季度销售额的增加，公司报告了显著增长的贸易承兑应收账款。

4.The bank approved a loan against the trade acceptance receivable 贸易承兑应收账款 of the company.

银行批准了一笔以公司的贸易承兑应收账款为抵押的贷款。

5.To improve cash flow, the business decided to factor its trade acceptance receivable 贸易承兑应收账款 with a financial institution.

为了改善现金流，企业决定与金融机构将其贸易承兑应收账款进行保理。

作文

In the world of finance and commerce, understanding various terms is crucial for effective management and decision-making. One such term that often arises in discussions about trade and credit is trade acceptance receivable. This term refers to a financial instrument that represents a promise made by a buyer to pay a specified amount to a seller at a future date. Essentially, it is a type of short-term debt that arises from the sale of goods or services. The trade acceptance receivable is an important aspect of trade credit, which allows businesses to manage their cash flow more effectively. When a seller extends credit to a buyer, they may issue a trade acceptance receivable as part of the transaction. This document serves as evidence that the buyer has agreed to pay the seller a certain amount on a specific date. It not only helps the seller keep track of what is owed to them but also provides the buyer with a structured payment plan, making it easier for both parties to manage their finances. One of the key benefits of using trade acceptance receivable is that it can enhance a company's liquidity. By converting sales into receivables, businesses can ensure that they have a steady stream of cash flow. This is particularly important for small and medium-sized enterprises (SMEs) that may face challenges in accessing traditional financing options. By utilizing trade acceptance receivable, SMEs can secure the necessary funds to reinvest in their operations or cover immediate expenses. Moreover, trade acceptance receivable can be used as collateral for loans. Financial institutions often look favorably upon businesses that have a portfolio of receivables because it indicates a reliable source of income. This can lead to better financing terms and lower interest rates, further improving a company's financial standing. However, it is essential for businesses to manage their trade acceptance receivable carefully. If a buyer fails to pay on time, it can lead to cash flow problems for the seller. Therefore, companies must conduct thorough credit checks before extending credit and establish clear payment terms to minimize the risk of default. Additionally, maintaining open communication with buyers can help address any potential issues before they escalate. In conclusion, the term trade acceptance receivable plays a significant role in the realm of trade and finance. Understanding this concept can provide businesses with valuable insights into managing their credit and cash flow effectively. By leveraging trade acceptance receivable, companies can improve their liquidity, access financing, and ultimately drive growth. As the global economy continues to evolve, the importance of mastering such financial instruments will only increase, making it imperative for business leaders to stay informed and adaptable. Overall, the trade acceptance receivable serves as a vital tool in the financial toolkit of any business engaged in trade. By recognizing its value and implementing sound practices around its use, companies can navigate the complexities of the market with greater confidence and success.

在金融和商业的世界中，理解各种术语对有效管理和决策至关重要。其中一个在讨论贸易和信贷时经常出现的术语是贸易承兑应收账款。这个术语指的是买方承诺在未来某个日期向卖方支付特定金额的金融工具。本质上，它是一种源于商品或服务销售的短期债务。贸易承兑应收账款是贸易信贷的重要组成部分，它使企业能够更有效地管理现金流。当卖方向买方提供信贷时，他们可能会在交易中发出贸易承兑应收账款作为一部分。这份文件作为证据，表明买方已同意在特定日期向卖方支付一定金额。它不仅帮助卖方跟踪他们所欠的款项，还为买方提供了一个结构化的付款计划，使双方更容易管理财务。使用贸易承兑应收账款的一个主要好处是，它可以增强公司的流动性。通过将销售转化为应收账款，企业可以确保他们有稳定的现金流。这对于面临获取传统融资选项挑战的小型和中型企业（SME）尤其重要。通过利用贸易承兑应收账款，中小企业可以获得必要的资金，以重新投资于其运营或覆盖即时费用。此外，贸易承兑应收账款可以作为贷款的担保。金融机构通常对拥有应收账款组合的企业持积极态度，因为这表明可靠的收入来源。这可以导致更好的融资条款和更低的利率，进一步改善公司的财务状况。然而，企业必须谨慎管理他们的贸易承兑应收账款。如果买方未能按时付款，可能会导致卖方的现金流问题。因此，公司在扩展信贷之前，必须进行彻底的信用检查，并建立明确的付款条款，以最小化违约风险。此外，与买方保持开放的沟通可以帮助在问题升级之前解决潜在问题。总之，术语贸易承兑应收账款在贸易和金融领域中扮演着重要角色。理解这一概念可以为企业提供有关有效管理其信贷和现金流的宝贵见解。通过利用贸易承兑应收账款，公司可以改善其流动性、获取融资，并最终推动增长。随着全球经济的不断演变，掌握此类金融工具的重要性只会增加，因此企业领导者必须保持信息灵通并适应变化。总体而言，贸易承兑应收账款作为任何参与贸易的企业财务工具箱中的重要工具。通过认识到其价值并实施良好的使用实践，公司可以更自信和成功地应对市场的复杂性。