accounts payable stretching

简明释义

应付帐款增多

英英释义

例句

1.The CFO advised the team to practice accounts payable stretching to manage their liquidity better.

首席财务官建议团队实践应付账款延伸以更好地管理流动性。

2.By accounts payable stretching, they were able to hold onto their cash longer and invest in new projects.

通过应付账款延伸，他们能够更长时间地保留现金，并投资于新项目。

3.During economic downturns, many businesses resort to accounts payable stretching as a survival tactic.

在经济低迷期间，许多企业采取应付账款延伸作为生存策略。

4.The company implemented a strategy for accounts payable stretching to improve cash flow during the off-peak season.

公司实施了一个应付账款延伸的策略，以在淡季改善现金流。

5.The manager emphasized the importance of accounts payable stretching in maintaining operational efficiency.

经理强调了在保持运营效率中，应付账款延伸的重要性。

作文

In the world of finance and accounting, managing cash flow is crucial for any business. One of the strategies that companies often employ to optimize their cash flow is known as accounts payable stretching. This practice involves delaying payments to suppliers or creditors in order to retain cash for a longer period. While this may seem like a straightforward tactic, it requires careful consideration and management to avoid damaging relationships with vendors and impacting the overall financial health of the company.The concept of accounts payable stretching can be particularly beneficial during times of economic uncertainty or when a business is facing liquidity challenges. By extending the payment terms with suppliers, a company can free up cash that can be used for other operational needs, such as payroll, inventory purchases, or investment in growth opportunities. For instance, if a company normally pays its suppliers within 30 days, it might negotiate to extend this period to 45 or even 60 days. This additional time allows the business to manage its cash flow more effectively.However, the practice of accounts payable stretching comes with its own set of risks. Suppliers may become wary of a company's payment practices and could impose stricter terms in the future or even refuse to work with the company altogether. Furthermore, if a business consistently stretches its payables, it could harm its creditworthiness and reputation in the market. Therefore, it is essential for companies to strike a balance between maintaining good supplier relationships and managing their cash flow efficiently.To implement accounts payable stretching successfully, businesses should communicate openly with their suppliers. Transparency about financial difficulties or cash flow management strategies can foster understanding and cooperation. Companies should also ensure that they are not overly reliant on this strategy, as it can lead to a cycle of debt and financial instability if not managed properly.Additionally, businesses should monitor their accounts payable closely and assess the impact of stretching payments on their overall financial health. It is important to have a clear understanding of the cash conversion cycle and how extending payment terms affects working capital. By doing so, companies can make informed decisions that align with their long-term financial goals.In conclusion, accounts payable stretching can be a useful tool for managing cash flow, especially in challenging economic conditions. However, it requires a strategic approach and careful management to avoid potential pitfalls. By fostering strong relationships with suppliers and maintaining transparency, businesses can leverage this strategy while ensuring their financial stability and growth. Ultimately, the key to successful accounts payable stretching lies in balancing the need for cash flow optimization with the importance of sustaining healthy vendor relationships.

在财务和会计的世界中，管理现金流对任何企业来说都是至关重要的。公司经常采用的优化现金流的策略之一被称为应付账款拉伸。这一做法涉及到延迟对供应商或债权人的付款，以便在更长的时间内保留现金。虽然这看似一个简单的策略，但它需要仔细考虑和管理，以避免损害与供应商的关系并影响公司的整体财务健康。应付账款拉伸的概念在经济不确定时期或企业面临流动性挑战时尤其有益。通过延长与供应商的付款条款，公司可以释放出现金，用于其他运营需求，例如薪资、库存采购或投资于增长机会。例如，如果一家公司通常在30天内支付其供应商，它可能会协商将这一期限延长到45天甚至60天。这段额外的时间使企业能够更有效地管理其现金流。然而，应付账款拉伸的做法也伴随着自身的一系列风险。供应商可能会对公司的付款惯例产生疑虑，并可能在未来施加更严格的条款，甚至拒绝与公司合作。此外，如果企业持续拉伸其应付账款，可能会损害其信用度和市场声誉。因此，公司必须在维护良好的供应商关系和有效管理现金流之间找到平衡。为了成功实施应付账款拉伸，企业应与供应商进行开放的沟通。关于财务困难或现金流管理策略的透明度可以促进理解与合作。公司还应确保不对这一策略过于依赖，因为如果管理不当，可能会导致债务循环和财务不稳定。此外，企业应密切监控其应付账款，并评估拉伸付款对整体财务健康的影响。了解现金转换周期以及延长付款条款如何影响营运资金是非常重要的。通过这样做，公司可以做出符合其长期财务目标的明智决策。总之，应付账款拉伸可以成为管理现金流的有用工具，尤其是在具有挑战性的经济条件下。然而，它需要战略性的方法和仔细的管理，以避免潜在的陷阱。通过与供应商建立良好的关系并保持透明度，企业可以利用这一策略，同时确保其财务稳定和增长。最终，成功的应付账款拉伸的关键在于在优化现金流的需求与维持健康的供应商关系之间取得平衡。