statement from creditors

简明释义

应付帐款结单

英英释义

A statement from creditors is a formal document or communication issued by individuals or organizations that have lent money or extended credit to a borrower, detailing the amount owed, payment terms, and any relevant financial information.

债权人声明是一份由借款人借入资金或获得信用的个人或组织发出的正式文件或通讯,详细说明所欠金额、还款条款及任何相关的财务信息。

例句

1.Investors were concerned about the statement from creditors indicating delayed payments.

投资者对债权人的声明中提到的延迟付款表示担忧。

2.During the bankruptcy proceedings, the court requested a statement from creditors to assess the claims.

在破产程序中,法院要求提供一份债权人的声明以评估索赔情况。

3.Before making any investments, it's wise to review the statement from creditors to understand potential risks.

在进行任何投资之前,审查一下债权人的声明以了解潜在风险是明智的。

4.The statement from creditors revealed that the company had outstanding debts exceeding $1 million.

这份债权人的声明显示该公司的未偿债务超过100万美元。

5.The company issued a statement from creditors to clarify its financial situation.

公司发布了一份债权人的声明以澄清其财务状况。

作文

In the world of finance and business, understanding the various documents and statements that circulate is crucial for making informed decisions. One such important document is the statement from creditors, which provides a detailed account of what a company owes to its creditors. This statement not only outlines the amounts due but also specifies the terms of payment, interest rates, and any other relevant conditions associated with the debts. For businesses, maintaining a clear understanding of their liabilities is essential for effective financial management.The statement from creditors serves multiple purposes. Firstly, it acts as a reminder for companies regarding their obligations. When a business receives this statement, it can assess its current financial position and determine how much cash flow is needed to meet its obligations. This is particularly important for small businesses that may have limited resources and need to prioritize their payments to avoid late fees or penalties.Moreover, the statement from creditors can be an invaluable tool during financial planning. By reviewing this document, businesses can forecast their future cash flow needs and make informed decisions about budgeting and spending. For instance, if a company notices that it has several large payments due in the coming months, it may decide to cut back on discretionary spending or seek additional financing to ensure it can meet these obligations.Another significant aspect of the statement from creditors is its role in maintaining relationships with creditors. Timely payments can help build trust and establish a good reputation with suppliers and lenders. Conversely, failing to address the items listed in the statement can lead to strained relationships and may even result in more severe consequences, such as legal actions or increased interest rates. Thus, managing the information contained within this statement is crucial for sustaining healthy business operations.Additionally, the statement from creditors can also play a role in negotiations. If a business finds itself in a difficult financial situation, having a clear picture of its liabilities can empower it to negotiate better terms with creditors. For example, a company may request an extension on payment deadlines or reduced interest rates based on its current financial circumstances. This negotiation process can be critical for businesses trying to navigate challenging economic environments.Furthermore, for investors and stakeholders, the statement from creditors provides insight into a company's financial health. Investors often look at a firm's liabilities to evaluate its risk level. A company with a high level of debt relative to its assets may be seen as a riskier investment. Therefore, transparency in reporting these liabilities through the statement from creditors can enhance investor confidence and attract potential funding.In conclusion, the statement from creditors is a vital document in the realm of business finance. It not only helps companies keep track of their debts but also aids in financial planning, relationship management, negotiations, and investment evaluations. Understanding the implications of this statement can significantly impact a company's operational success and financial stability. Therefore, both business owners and financial professionals should prioritize the accurate interpretation and management of the information presented in the statement from creditors to ensure they are making well-informed decisions that support their long-term goals.

在金融和商业的世界中,理解和掌握各种流通的文件和报表对做出明智的决策至关重要。其中一个重要的文件是债权人声明,它提供了公司所欠债权人的详细账目。该声明不仅列出了到期金额,还规定了付款条款、利率以及与债务相关的其他条件。对于企业而言,清晰了解其负债对于有效的财务管理至关重要。债权人声明有多重作用。首先,它作为公司义务的提醒。当企业收到此声明时,可以评估其当前的财务状况,并确定需要多少现金流来满足义务。这一点对资源有限的小型企业尤为重要,因为它们需要优先处理付款,以避免滞纳金或处罚。此外,债权人声明在财务规划中也可以成为无价的工具。通过审查此文件,企业可以预测未来的现金流需求,并就预算和支出做出明智的决策。例如,如果一家公司注意到在未来几个月内有几笔大额付款到期,它可能会决定削减可自由支配的支出或寻求额外融资,以确保能够满足这些义务。债权人声明的另一个重要方面是维护与债权人关系的作用。及时付款可以帮助建立信任并与供应商和贷款人建立良好的声誉。相反,如果未能处理声明中列出的项目,可能会导致关系紧张,甚至可能导致更严重的后果,如法律诉讼或提高利率。因此,管理此声明中的信息对于维持健康的商业运营至关重要。此外,债权人声明在谈判中也可以发挥作用。如果企业发现自己处于困难的财务状况,清晰了解其负债情况可以使其在与债权人的谈判中占据主动。例如,公司可能会根据当前的财务状况请求延长付款截止日期或降低利率。这一谈判过程对于试图应对经济挑战的企业来说至关重要。此外,对于投资者和利益相关者来说,债权人声明提供了公司财务健康状况的洞察。投资者通常会查看公司的负债情况以评估其风险水平。相对于资产而言,债务水平较高的公司可能被视为风险投资。因此,通过债权人声明透明地报告这些负债可以增强投资者信心并吸引潜在资金。总之,债权人声明是商业金融领域的重要文件。它不仅帮助公司跟踪其债务,还在财务规划、关系管理、谈判和投资评估中发挥作用。理解该声明的影响可以显著影响公司的运营成功和财务稳定。因此,企业主和财务专业人士应优先关注准确解读和管理债权人声明中呈现的信息,以确保他们做出支持长期目标的明智决策。

相关单词

statement

statement详解:怎么读、什么意思、用法

from

from详解:怎么读、什么意思、用法

creditors

creditors详解:怎么读、什么意思、用法