benefit payable

简明释义

应付养恤金

英英释义

例句

1.Employees should review their policy to understand the benefit payable upon retirement.

员工应查看他们的政策，以了解退休时的应付福利。

2.The benefit payable for accidental death is higher than for natural causes.

意外死亡的应付福利高于自然原因。

3.Make sure to file your claim timely to ensure the benefit payable is processed without delays.

请确保及时提交索赔，以确保应付福利能够顺利处理。

4.Upon termination of employment, you will receive a summary of the benefit payable for unused vacation days.

在终止雇佣时，您将收到有关未使用假期天数的应付福利摘要。

5.The insurance company confirmed that the benefit payable is $50,000 after the claim is approved.

保险公司确认，在索赔获批后，应付福利为50,000美元。

作文

In today's society, understanding financial terms is crucial for making informed decisions. One such term that often arises in discussions about insurance and benefits is benefit payable. This phrase refers to the amount of money that an individual is entitled to receive from an insurance policy or a benefit plan upon the occurrence of a specified event, such as death, disability, or retirement. The concept of benefit payable is essential for both the insured individuals and the beneficiaries who may rely on these funds during challenging times.When a person purchases an insurance policy, they are essentially entering into a contract with the insurer. This contract outlines the conditions under which the insurer will pay out a benefit payable. For example, in life insurance, the benefit payable is typically the death benefit, which is the amount paid to the beneficiaries upon the policyholder's death. Understanding this term is vital because it helps individuals assess how much coverage they need to ensure their loved ones are financially secure in the event of an untimely death.Similarly, in the context of health insurance, the benefit payable can refer to the reimbursement amount for medical expenses incurred by the insured. This aspect highlights the importance of knowing what is covered under a policy and how much one can expect to receive when filing a claim. Without a clear understanding of the benefit payable, individuals may find themselves facing unexpected costs that are not covered by their insurance plans.Moreover, retirement plans often include benefit payable provisions that detail the payouts an individual can expect after reaching a certain age or after fulfilling specific criteria. This can be crucial for financial planning, as individuals need to know how much income they can rely on during their retirement years. By understanding the benefit payable in their retirement accounts, individuals can make better decisions about saving and investing for the future.The implications of benefit payable extend beyond just the individual policyholders. For businesses that offer employee benefits, understanding the benefit payable is equally important. Employers must clearly communicate the benefits available to their employees, including the benefit payable amounts for various scenarios such as disability or life insurance. This transparency fosters trust and ensures that employees feel valued and secure in their employment.In conclusion, the term benefit payable encapsulates a significant aspect of financial planning and risk management. Whether it pertains to life insurance, health insurance, or retirement benefits, comprehending what a benefit payable entails allows individuals and families to prepare for unforeseen circumstances effectively. It empowers them to make informed choices about their financial futures and provides peace of mind knowing that they have a safety net in place. As we navigate through life, understanding terms like benefit payable becomes increasingly important, ensuring that we are equipped to handle whatever challenges may arise.

在当今社会，理解金融术语对于做出明智的决策至关重要。其中一个常常出现在保险和福利讨论中的术语是benefit payable。这个短语指的是个人在发生特定事件（如死亡、残疾或退休）时，有权从保险政策或福利计划中获得的金额。benefit payable的概念对被保险人和可能在困难时期依赖这些资金的受益人来说都是至关重要的。当一个人购买保险政策时，他们本质上是在与保险公司签订合同。该合同概述了保险公司在何种情况下将支付benefit payable。例如，在人寿保险中，benefit payable通常是死亡赔偿金，即在投保人去世时支付给受益人的金额。理解这个术语至关重要，因为它帮助个人评估他们需要多少保障，以确保在意外死亡的情况下，所爱的人能够在经济上得到保障。同样，在健康保险的背景下，benefit payable可以指的是对被保险人所产生的医疗费用的报销金额。这一方面强调了了解政策覆盖范围以及在申请索赔时可以预期获得多少赔偿的重要性。如果没有清楚地理解benefit payable，个人可能会面临未被保险计划覆盖的意外费用。此外，退休计划通常包括详细说明在达到特定年龄或满足特定条件后，个人可以期待的benefit payable条款。这对于财务规划至关重要，因为个人需要知道在退休期间可以依赖多少收入。通过了解其退休账户中的benefit payable，个人可以更好地决定为未来储蓄和投资。benefit payable的影响不仅限于个人投保人。对于提供员工福利的企业来说，理解benefit payable同样重要。雇主必须清晰地向员工传达可用的福利，包括各种情况下的benefit payable金额，例如残疾或人寿保险。这种透明度促进了信任，并确保员工在就业中感到被重视和安全。总之，术语benefit payable概括了财务规划和风险管理的一个重要方面。无论是涉及人寿保险、健康保险还是退休福利，理解benefit payable的内容使个人和家庭能够有效地为不可预见的情况做好准备。它使他们能够对自己的财务未来做出明智的选择，并提供了在面对挑战时拥有安全网的安心感。在我们生活中航行时，理解像benefit payable这样的术语变得越来越重要，确保我们能够应对可能出现的任何挑战。