annuities payable

简明释义

应付年金

英英释义

例句

1.The insurance company guarantees that the annuities payable will be received monthly for the next 20 years.

保险公司保证在接下来的20年内每月将收到应付年金。

2.He decided to invest in annuities payable to secure a steady income stream during his retirement.

他决定投资于应付年金以确保退休期间有稳定的收入来源。

3.The financial advisor explained how annuities payable can provide long-term financial security.

财务顾问解释了应付年金如何提供长期的财务安全。

4.Upon her death, the annuities payable will continue to benefit her beneficiaries.

在她去世后，应付年金将继续惠及她的受益人。

5.When planning for retirement, it's important to consider the annuities payable from your pension plan.

在退休计划中，考虑你的养老金计划中的应付年金是很重要的。

作文

An annuity is a financial product that provides a series of payments made at equal intervals. These payments can be made annually, semi-annually, quarterly, or monthly, depending on the terms of the agreement. One key aspect of annuities is the concept of annuities payable, which refers to the specific payments that are due to be made under the terms of the annuity contract. Understanding annuities payable is essential for both individuals and institutions as it impacts their cash flow management and financial planning.The need for annuities payable arises in various contexts, such as retirement planning, insurance policies, and structured settlements. For instance, when an individual invests in a retirement annuity, they expect to receive a stream of income during their retirement years. The amount and frequency of these payments are defined in the contract, making it crucial to understand the timing and amount of annuities payable to ensure adequate financial support during retirement.In the realm of insurance, annuities payable can provide a safety net for policyholders. For example, if someone purchases a life insurance policy with an annuity feature, their beneficiaries may receive annuities payable upon the policyholder's death. This ensures that loved ones have a steady income after the policyholder passes away, highlighting the importance of understanding these payments in the context of financial security.Moreover, structured settlements often involve annuities payable. These are typically awarded in personal injury cases or other legal settlements, providing the recipient with guaranteed payments over time rather than a lump sum. This arrangement can be beneficial for managing large sums of money and ensuring long-term financial stability. Understanding the details of annuities payable in structured settlements allows recipients to plan their finances effectively, ensuring that they can meet their needs over time without the risk of overspending.Furthermore, businesses also deal with annuities payable, especially in the context of pension plans. Companies that offer pension plans to their employees must account for future annuities payable as part of their financial obligations. This requires careful planning and accurate forecasting to ensure that the company can meet its payment obligations when they come due. Failure to manage annuities payable properly can lead to significant financial strain on the business, potentially affecting its overall stability and growth prospects.In conclusion, the term annuities payable encapsulates a vital aspect of financial planning and management. Whether for individuals planning for retirement, families securing their financial future through insurance, or businesses managing pension obligations, understanding annuities payable is crucial. It allows stakeholders to make informed decisions regarding their finances and ensures that they can meet their obligations as they arise. By grasping the nuances of annuities payable, individuals and organizations alike can better navigate their financial landscapes, ultimately leading to more secure and stable futures.

年金是一种金融产品，提供在固定间隔内进行的一系列支付。这些支付可以根据协议的条款按年、半年、季度或每月进行。年金的一个关键方面是应付年金的概念，这指的是根据年金合同的条款到期应支付的具体款项。理解应付年金对于个人和机构至关重要，因为它影响他们的现金流管理和财务规划。应付年金的必要性出现在各种背景中，例如退休规划、保险政策和结构性和解。例如，当一个人投资于退休年金时，他们期望在退休期间获得一系列收入。这些支付的金额和频率在合同中定义，因此了解应付年金的时间和金额对于确保在退休期间有足够的财务支持至关重要。在保险领域，应付年金可以为保单持有人提供安全网。例如，如果某人购买了一份带有年金功能的人寿保险政策，那么在保单持有人去世后，他们的受益人可能会收到应付年金。这确保了在保单持有人去世后，亲人能够获得稳定的收入，突显了在财务安全背景下理解这些支付的重要性。此外，结构性和解通常涉及应付年金。这些通常是在个人伤害案件或其他法律和解中授予的，为接受者提供保证的分期付款，而不是一次性付款。这种安排对于管理大笔资金并确保长期的财务稳定性是有益的。理解结构性和解中应付年金的细节使接受者能够有效地规划财务，确保他们能够满足需求而不冒过度消费的风险。此外，企业在养老金计划的背景下也会处理应付年金。提供养老金计划的公司必须将未来的应付年金视为其财务义务的一部分。这需要仔细规划和准确预测，以确保公司能在支付到期时履行其支付义务。未能妥善管理应付年金可能会对企业造成重大财务压力，可能影响其整体稳定性和增长前景。总之，术语应付年金概括了财务规划和管理的一个重要方面。无论是为退休做规划的个人，还是通过保险保障财务未来的家庭，亦或是管理养老金义务的企业，理解应付年金都是至关重要的。它使利益相关者能够就其财务做出明智的决策，并确保他们能够在到期时履行义务。通过掌握应付年金的细微差别，个人和组织都能更好地驾驭其财务环境，最终实现更安全和稳定的未来。