acceptance payable

简明释义

应付承兑汇票，应付承兑票据

英英释义

例句

1.The supplier agreed to a payment plan based on acceptance payable terms.

供应商同意基于承兑付款条款的付款计划。

2.The bank issued a loan with an acceptance payable clause, ensuring timely repayments.

银行发放了一笔带有承兑付款条款的贷款，以确保按时还款。

3.She was relieved to learn that her company's debts were acceptance payable rather than due immediately.

她松了一口气，得知公司债务是承兑付款而不是立即到期。

4.The contract specified that all invoices were acceptance payable within 30 days.

合同规定所有发票需在30天内为承兑付款。

5.In international trade, acceptance payable is crucial for securing payment.

在国际贸易中，承兑付款对于确保支付至关重要。

作文

In the world of finance and commerce, understanding various terms is crucial for effective communication and successful transactions. One such term that often comes up in discussions around financial instruments is acceptance payable. This term refers to a specific type of financial obligation where a party agrees to pay a certain amount at a future date, typically involving promissory notes or bills of exchange. To fully grasp the concept of acceptance payable, it is important to look at its components and implications in real-world scenarios.When we talk about acceptance in this context, we are referring to the agreement by one party to honor a payment request made by another party. This acceptance can occur in various forms, such as verbal agreements, written contracts, or through the endorsement of financial instruments like checks or drafts. In essence, when a company or individual accepts a bill of exchange, they are committing to pay the specified amount on the due date. The term acceptance payable thus signifies a promise that is backed by the credibility of the accepting party.The role of acceptance payable is particularly significant in international trade, where goods are often shipped before payment is received. For instance, a supplier may send goods to a buyer with the understanding that the buyer will provide an acceptance payable document, which guarantees payment upon receipt of the goods. This arrangement not only facilitates smoother transactions but also helps in building trust between parties, as the supplier is assured of payment while the buyer can receive the goods without immediate cash outflow.Moreover, acceptance payable can also be utilized as a financing tool. Businesses may use accepted bills to secure loans or lines of credit. Financial institutions often accept these instruments as collateral because they represent a legally binding commitment to pay. This can be advantageous for companies looking to manage their cash flow effectively, as they can leverage their acceptance payable obligations to obtain necessary funding without disrupting their operations.It is essential to note that while acceptance payable provides benefits, it also comes with risks. If the accepting party fails to fulfill their payment obligation, it can lead to disputes and financial losses for the other party involved. Therefore, due diligence is critical when entering into agreements involving acceptance payable. Parties should ensure that the financial health and credibility of the accepting party are thoroughly assessed to mitigate potential risks associated with non-payment.In conclusion, the term acceptance payable plays a vital role in the landscape of financial transactions and international trade. It represents a commitment to pay that can facilitate smoother business dealings and serve as a valuable financing tool. However, as with any financial instrument, it is imperative for parties to understand the associated risks and conduct proper assessments before entering into such agreements. By doing so, they can harness the advantages of acceptance payable while minimizing potential pitfalls, ultimately leading to more successful and secure financial interactions.

在金融和商业的世界中，理解各种术语对于有效沟通和成功交易至关重要。一个经常出现在金融工具讨论中的术语是承兑支付。这个术语指的是一种特定类型的财务义务，其中一方同意在未来某个日期支付一定金额，通常涉及到本票或汇票。要充分理解承兑支付的概念，重要的是要查看其组成部分及其在现实场景中的影响。当我们谈论接受时，我们指的是一方同意履行另一方提出的付款请求。这种接受可以以多种形式出现，例如口头协议、书面合同或通过对金融工具（如支票或汇票）的背书。在本质上，当一家公司或个人接受一张汇票时，他们承诺在到期日支付指定金额。因此，承兑支付这一术语表明了由接受方的信誉所支持的承诺。承兑支付的作用在国际贸易中尤为重要，因为货物往往在收到付款之前就已发运。例如，供应商可能会在了解买方将提供一份承兑支付文件的情况下将货物发给买方，该文件保证在收到货物后付款。这种安排不仅促进了更顺利的交易，还帮助建立了双方之间的信任，因为供应商在确保付款的同时，买方可以在没有立即现金流出的情况下收到货物。此外，承兑支付还可以作为融资工具。企业可以利用已承兑的汇票来获得贷款或信贷额度。金融机构通常将这些工具视为抵押品，因为它们代表了一项具有法律约束力的付款承诺。这对于希望有效管理现金流的公司来说是有利的，因为他们可以利用自己的承兑支付义务来获取必要的资金，而不会干扰其运营。需要注意的是，虽然承兑支付提供了好处，但也伴随着风险。如果接受方未能履行其付款义务，可能会导致争议和其他相关方的财务损失。因此，在涉及承兑支付的协议中，尽职调查至关重要。各方应确保对接受方的财务健康状况和信誉进行全面评估，以降低与未付款相关的潜在风险。总之，术语承兑支付在金融交易和国际贸易的领域中发挥着至关重要的作用。它代表了一种支付承诺，可以促进更顺畅的商业交易，并作为一种有价值的融资工具。然而，正如任何金融工具一样，各方必须理解相关风险，并在达成此类协议之前进行适当评估。通过这样做，他们可以利用承兑支付的优势，同时最大限度地减少潜在的陷阱，从而最终实现更成功和安全的金融互动。