required rate of return

简明释义

应得收益报酬率，应得收益率,应得投资报酬率

英英释义

例句

1.Investors typically expect a higher return from stocks than from bonds to meet their required rate of return.

投资者通常期望股票的回报率高于债券，以满足他们的要求的回报率。

2.When evaluating a new project, the company must ensure that the expected returns exceed the required rate of return.

在评估一个新项目时，公司必须确保预期回报超过要求的回报率。

3.If the actual return on an investment falls below the required rate of return, it may be considered a poor investment.

如果投资的实际回报低于要求的回报率，则可能被视为糟糕的投资。

4.The required rate of return can vary based on the risk profile of the investment.

根据投资的风险特征，要求的回报率可能会有所不同。

5.Financial analysts often use the Capital Asset Pricing Model (CAPM) to calculate the required rate of return for stocks.

金融分析师通常使用资本资产定价模型（CAPM）来计算股票的要求的回报率。

作文

The concept of the required rate of return is fundamental in the field of finance and investment. It refers to the minimum return an investor expects to earn from an investment, taking into account its risk level. The required rate of return is crucial for investors when evaluating potential investments, as it helps them determine whether an investment is worth pursuing or not.To understand the required rate of return, we must first consider the factors that influence it. One of the primary factors is the risk associated with the investment. Generally, the higher the risk, the higher the required rate of return. For instance, investing in stocks is typically riskier than investing in government bonds. Therefore, an investor might expect a higher return from stocks to compensate for the increased risk.Another factor that affects the required rate of return is the prevailing interest rates in the economy. When interest rates are high, the required rate of return on investments tends to increase as well. This is because investors can earn a better return from safer investments like savings accounts or bonds, so they will demand a higher return from riskier assets to make them attractive.Moreover, the required rate of return can be influenced by the investor's own financial goals and time horizon. For example, a young investor saving for retirement may have a lower required rate of return compared to someone nearing retirement who needs to generate income from their investments. This difference arises because younger investors can afford to take more risks and wait longer for their investments to grow, while older investors may prioritize capital preservation and income generation.Calculating the required rate of return often involves using models such as the Capital Asset Pricing Model (CAPM). CAPM provides a formula that considers the risk-free rate, the expected market return, and the asset's beta, which measures its volatility relative to the market. By using this model, investors can estimate the required rate of return for a specific investment based on its risk profile.In summary, understanding the required rate of return is essential for making informed investment decisions. It allows investors to assess the attractiveness of various investment opportunities and align them with their financial objectives. By taking into account factors such as risk, interest rates, and individual financial goals, investors can determine the appropriate required rate of return for their portfolios. Ultimately, a clear grasp of this concept can lead to better investment choices and improved financial outcomes.In conclusion, the required rate of return serves as a vital benchmark for investors. It not only reflects the compensation needed for taking on risk but also guides investment strategies and portfolio management. A thorough understanding of this concept can empower investors to navigate the complexities of the financial markets successfully.

“所需回报率”的概念在金融和投资领域中是基础性的。它指的是投资者期望从投资中获得的最低回报，考虑到其风险水平。“所需回报率”对于投资者评估潜在投资至关重要，因为它帮助他们确定某项投资是否值得追求。要理解“所需回报率”，我们必须首先考虑影响它的因素。主要因素之一是与投资相关的风险。通常，风险越高，“所需回报率”也越高。例如，投资股票通常比投资政府债券风险更大。因此，投资者可能期望从股票中获得更高的回报，以补偿增加的风险。影响“所需回报率”的另一个因素是经济中的现行利率。当利率较高时，投资的“所需回报率”往往也会增加。这是因为投资者可以从更安全的投资（如储蓄账户或债券）中获得更好的回报，因此他们会要求更高的回报来使风险较大的资产具有吸引力。此外，“所需回报率”还可能受到投资者自身财务目标和时间范围的影响。例如，一位年轻的投资者为退休储蓄可能有较低的“所需回报率”，而接近退休的人需要从投资中产生收入，可能会有更高的“所需回报率”。这种差异的产生是因为年轻投资者能够承受更多的风险，并且可以等待更长时间以使其投资增长，而年长的投资者可能优先考虑资本保护和收入生成。计算“所需回报率”通常涉及使用模型，例如资本资产定价模型（CAPM）。CAPM提供了一个公式，考虑无风险利率、预期市场回报和资产的贝塔值，后者衡量其相对于市场的波动性。通过使用该模型，投资者可以根据特定投资的风险特征估算“所需回报率”。总之，理解“所需回报率”对做出明智的投资决策至关重要。它允许投资者评估各种投资机会的吸引力，并将其与财务目标对齐。通过考虑风险、利率和个人财务目标等因素，投资者可以确定其投资组合的适当“所需回报率”。最终，对这一概念的清晰把握可以导致更好的投资选择和改善的财务结果。最后，“所需回报率”作为投资者的重要基准，不仅反映了承担风险所需的补偿，还指导投资策略和投资组合管理。对这一概念的透彻理解可以使投资者成功驾驭金融市场的复杂性。